If I have a roll over IRA in Fidelity with which I manage the 401K from my prior employer and currently do not meet the income limit for Roth IRA, can I still do the backdoor Roth IRA on Fidelity without being stuck in a messy tax situation?

If yes, will I have to open a new traditional IRA and Roth IRA on Fidelity?

Personal finance book recommendations?

Would ETH be the next BTC?

I decalred FBP, and the amount got deducted from my salary.
Now I can see I am eligible for some amount under FabP. What is it and when will I get it?
What exactly is the funda of it?
Let say I am eligible for x amount in FBP LTA. And some y of x got deducted in a specific month, now that y portion is showing in FBP tab to upload the bill.

What if in case I have LTA bill which is exceeding x amount itself, do I need to raise reimbursement request every month th with same bill?

What's a reasonable average amount for basic cost living in LA (housing, food, transport, phone, internet..) for more context : single, would like to live in an independent studio in a nice area.

Just had my discovery flight and I’ve been wanting to go for my PPL for a while, just not sure I can justify the 15k or so investment in my current financial situation. Would it be really bad to spread my lesson over a period of a few years?

Need advice on How do you structure your corp to corp benefits and salary that you pay yourself? And what are the items that can be written off when you work from home?

IPOB is up 133% on the year. Would you buy IPOC right now as it’s only up 5%?

What things *can you negotiate when purchasing a new car? What things *should you negotiate always? Any differences in negotiation approach when buying used? Seems like I can afford considerably less, given the current interest rates 😭 Currently financing a car at 1.9% and it's killing me to buy, but I've had nothing but issues with the used car I bought.

Can we show rent paying to parents if we are living with them.. Do company mandates that parents should be living in different city to qualify for such HRA exemption.

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

NJ Personal Income tax question:
My wife and I file a joint return. We were part time residents in 2020z unfortunately, we both filed our joint tax return. My wife sent via paper and I sent electronically. Any idea what happens now? Can't get ahold of anyone.
To make matters worse - NJ doesn't have a paper part time resident return - so you file a resident and non resident separately. Ours net to a refund but the resident one shows a large amount due and the non resident shows a large cont...

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

Leaving the firm I have a credit balance of 230 on my company Amex. Is it wrong to use that credit balance on whatever I want ? Last day is this Friday 👍🏾

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Hello all,
Looking for a consultant position in healthcare consulting. I have an MBA with 5 years in the healthcare industry, 7+ years of strategic program/project management and I’m am lean six sigma green belt certified. Know of any companies currently hiring? (I am willing to travel. )

Feel free to PM me to further discuss.

I am working as a Sr. Product Analyst and I am looking for a product management role in Healthcare IT in Bangalore . Kindly, comment down if you come across any job opportunity.

Hi, can someone tell me if I need to manually claim higher rate tax relief on Accenture UK workplace pension e.g. via self assessment? I had assumed it was all taken care of out of the pay packet as it’s a net pay scheme but I have a financial advisor telling me otherwise. It’ll be the first I ever heard about it if so…guess I’ve lost a load of money…???

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Good idea to buy some more AAPL right now?

I had a stellar annual review! However, I was advised not to expect a raise since I got a promotion a few months ago that bumped my income substantially. Thoughts??

Let's compete! What's the craziest fake news you've heard so far and how many relatives of yours believed it?

Hello Guyzz,

I am looking for a job oppertunity in storage domain.
Having 5+ years of experience in NetApp products and troubleshooting
Desired job profile: storage administrator

If any oppertunities under view, please let me know. I can forward my resume for more detailed information

Got a 690 gmat, should I retake? Plan to apply for part-time HaaS next year.

To get hold of technology, which one would you suggest for a 11 years non technical Project Manager with PMP, PRINCE2, PSM and PSPO certification. Any suggestions to start learning low code / no code technologies like Pega or Appian ?

Someone asked me if they speak Brazilian in Argentina

At what point would it be considered "house poor"? Is it mortgage payment proportional to income? Is there a threshold/guideline I can reference?

Car collision repair shop recommendations? No idea where to start. 🫠

Considering that the end of this year will probably signal the start of a recession, is this a bad time to jump into a new role in Pharma?

What are some high paying companies for Data Science roles?

Yoe - 4 yes
Offer in hand 16 lpa
1 month notice period is left

Hi friends,
Currently im having 11.2 pa fixed offer yoe 3.5 as system administrator. Is it good offer or i have to try any other please suggest.

To the folks who pivoted from tech consulting pre-MBA to IB/PE post- graduation, how has your experience been? What would have been helpful for you to have known prior to making the switch?

New to EY. Are there any special benefits Senior Managers get that staff do not?

Where to buy a 3 bed flat in London on a budget of £500-600k for max growth opportunities in the future? ~1000sqft, (share of freehold) or long lease, close to Crossrail. Or is it best to wait it out?

I am working at ZS on an MDM project for a pharma company
I plan to leave zs in next 6 month
I have 2 questions
What companies can I target ?
How should I prepare ?

Which of you wild fucks are going to the crazy ass CMCI Career Fair at CU tonight? Shit’s gonna be goddamn insane as all hell, interviewing interns and shit.

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

At what point would it be considered "house poor"? Is it mortgage payment proportional to income? Is there a threshold/guideline I can reference?

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

Is $250 (all in) for a bed and breakfast worth it? My GF seems think so but that’s a 3pm check in and 11am check out. Not sure the value is there?

Will markets jump upwards the day Putin dies?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

I’m making about $100k a year currently in a MCOL city. I’m single with no kids, no debt, rent is $1k/mo and I’m maxing my 401k and IRA. Would I be a fool buying a $65-70k car? I’m a car guy so I already have a pretty cool car with only 40k on the clock, but have been considering upgrading. Thoughts?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

Saving for a home. Should I save my money in a CD or savings account?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)