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Hi fishers! I have offer and signed contract with Deloitte UK and my start day is in the beginning of April. I need skilled worker visa, and we haven’t applied yet for that. Screening and onboarding is in progress. Immigration team doesn’t reply since reached me out 1st time. How much time does it usually needed to go through the whole process? How many days take for visa to be approved since application?Deloitte
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Let’s get their together.

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Does CSR earn 3x points at bars on drinks?
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It depends. I have CSR because the benefits basically make up for the cost
Actually, I would say it’s dependent on the benefits. I have the Amex platinum and I mostly just have it because of lounge access, uber credits, etc.
Will count myself blessed that my firm lets me expense annual credit card fee or airline membership fee
Rising Star
Which firm?
Yes. But you’d be surprised how relatively little you’d have to spend to make the Chase trifecta (CSR/CF/CFU) worth it. If you eat out occasionally and take one or two vacations a year, it becomes worth it.
Rising Star
Quick math. You get 4.5% exact return on your travel expenses with CSR. Fee is 250 after the $300 credit. So you need to spend 250/0.045 + 300= $5,555. So at a basic level, if you spend in a year at least this $5,555 total in flights, rides, hotels and dinners, you already paid it off. (I spend that amount in 3 weeks lol).
Disclaimer: not including additional benefits like Lyft extra points, blablabla, in that case it pays itself even faster requiring less amount.
Rising Star
Specially since CSR points can be used at $ nominal value for essentially almost any sort of flight and hotel
Same boat as you OP, I definitely don’t spend enough to make the CSR worth it. I’ll reevaluate when I move to a firm that lets me charge my travel expenses on a personal card.
There are calculators online that’ll tell you if it’s gonna be worth it based on your spending. If you have to question it, my guess is that the CSP would be a better option
What’s CSR?
Pro
Chase Sapphire Reserve