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Hello, I have received an offer from Southwest Airlines as a Associate Technology Analyst with their direct college hire program. Will be graduating in May with a degree in MIS and also have internships experience as a Business Systems analyst intern. The salary compensation started off at 66,500 but was looking for the 75k range and they got back to me saying the best they can do is 68,500. They also have a 401k company match up to 9.3%. Do you think this is a solid offer for this job market?
Book recommendations for new executives?
Referrals seem to have the upper hand so I figured advertising myself is worth a shot. Recent M.A grad currently based in atl, but looking to move to nyc. If anyone needs a jr. strategist or ae and would like to see my resume/portfolio, send me a note at a104352@aup.edu ! I can pinky promise to be a very enthusiastic and hard-working team member :)
**since this is still the only bowl I can post to, please feel free to spread the word if you want**
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Book recommendations for new executives?
Can you pay for Invisalign with your HSA?
When it's been a day so you order steak. 🥩🍷
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Save like $10M over the next 22 years.
Buy proactive health insurance to cover the 15 year gap
Avoid spending anything of your money and have no fun. And pray to God that you don't die earlier so everything was for nothing
Save and max out 401k, IRA/Roth, and choose a low tax and low cost of living home.
Buy a house you can comfortably afford and look for passive income streams like rental real estate.
Fire bowl
Just save $10K a month. By 50 you'll have $6M-$7M. That will let you spend ~$250K/yr in perpetuity which is middle class in san diego
Pro
I’m 40 and on track to do this a year or two later, though in Florida.
My wife and I save a ton, both had full rides to school so no student loans, and we stopped at two kids. We don’t spend much on luxury items, we both drive Honda’s, but we do take some big vacations and figure out how to do it cheapishly. By this I mean we pay attention to cheap flight prices and just go ahead and book. We did a two week road trip through Australia for less than what a week long cruise would have cost because we saw cheap flights and just booked it. Then we use points wisely or apartment rentals instead of staying in the Ritz or something like that.
We had some bad setbacks, eg we both bought houses before we met in ‘05 and ‘07 that we took losses on. But we got back on the path and had some good luck with buying our current house in ‘14 and refinancing to a crazy cheap 15 year mortgage.
Marry a rich Italian or American.
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The biggest challenge is to live significantly below your means to enable you to save a significant portion of your income. I think that would be really challenging. I say that as someone who was always a saver, but I’ve also upgraded my lifestyle as I’be made more money over the years. It’s hard not too!