I’m ex Deloitte and just received a lovely pension notice, advising that the previously abysmal interest rate credit of 3.8% will now be EVEN LOWER as they will be reverting to a new calculation without any rate floor. I suppose Deloitte will claim this is to mitigate their interest rate risk in a continuing low rate environment. But with massive market returns during said low rate environment, where is the widening delta going? To maintain higher credits in the partners’ pension plan perhaps?

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Posting as :
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How long you stayed with D to be eligible for pension?

Vesting was 3 yrs if I recall

I'm jealous of many things the Boomers had (cheap homes, job stability, almost free college) but pensions are not one of them, and this is exactly why

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