Investing: UK based couple, post-tax monthly income £5.5k, 8month emergency pot set, no debt, £10k in other savings, no children or plan to have, early 30s. We set aside £2-£2.5k per month for house deposit and plan to buy a house in the next 3 years. Should we look at investing small amounts per month (£300) or save everything for a house? If we are to invest, then in what? Neither of us have any experience with that. Share your knowledge 🐠

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

What stocks are you guy guys buying right now in this market?

What's up with risk declaration?

I'm working as an Assoc Consultant at KGS Advisory (tech). Are employees allowed to invest in all mutual funds (except those on REL)?
What are the restrictions for people who are not auditing?

Does anyone know of any retirement plan routes that'll allow you to invest directly into BTC? Or would you have to invest indirectly?

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

How much did you save before leaving your parent’s house? Either for the first time, or if you went back during early Covid.

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

Hey 🐠 , how do you guys shop for car insurance? Having a hard time finding a true aggregator site for comparison—they all direct me to individual insurers for quotes. My rate at GEICO just went up 40% so want to shop around a bit…

I want to buy a large TV for Cyber Monday but have always been lower income. I would feel bad having family over with an expensive TV. I don't really need it. Our house is still very much low budget. I haven't made any real upgrades since getting a new job.

Is this a weird rationalization or logical? I am kind of torn so I considered just using that money for a vacation and maybe buying a TV next year... though I'll likely do this again at that time.

My son made 11k on Doge but it is a joke coin. Put some money into SHIBA another joke coin. I knew all the cryptos would come back after the big fall. It was an opportunity to buy. Polygon has held up through all this because of the news from Deutche Bank. Look at the real cryptos. Bought these.

MU & OCLR, stock bowl anyone?

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

What am I supposed to do with a firms mandatory pension notice? $6B... okay, seems good 🤷🏻‍♀️

Or am I supposed to actually pay attention to something specific in the notice?

Off Topic Alert : Does pre-authorization of holdings in Zerodha have any downsides to it? Is it safe to preauthorize holdings so that I won't have to enter a TPIN for every sell trade.

Interested in how much others spend on food per month and what that breakdown looks like between at home or ordering out.

My husband and I have no kids and order/go out very rarely, maybe once a month, and our grocery bill for just the 2 of us has risen to around $750-$800 per month this year.

It's starting to feel very unreasonable to spend so much despite not wasting much. I do buy mostly produce but not always organic, and very little meat.

Golf talk. I know I have to try them out in person, but any suggestions for a intermediate set of women’s golf irons?

Hey, so I’m going to my first 3% conference. I heard it’s usually white feminism x 100. But I was wondering what I should expect? Has anyone been.

How do you start your concepting process?

Currently a C going up for SC this time next year. Really debating if it’s worth it to wait another year and then exit or exit now? How much of a difference/more competitive would the title bump make?

I am a new joinee in JPMC. Can anyone please let me know what are the ratings system
Like
1 - Exceed Expectation
2 - Above Expectation
3 - Meeting Expectation

And also I have joined in Mid April. Am I eligible for Salary increment, Bonus and CEO Bonus? What is the minimum% hike we can expect.

Any one aware of "Intuitive Technology Partners"
Company? Is that really a genuine one? Any one working there?
They are providing parmanet work from home. As checked in glassdoor most of the reviews posted in the month of march!

Can someone help me here

Cyril out at Apline/Renault. Odds he ends up at Alpha now that his old boss is head of Fiat-Peugeot?

Looking for infrastructure manager role, having 15+ years of experience with knowledge on microsoft and dependable products. Pls help. In notice period

Anyone else buy a lunch box only to use shopping bags instead? I can’t be the only one. Lunchbox has been empty in my trunk for the last year. Used it maybe 3 times.

What is your title and how much vacation do you get?

What are the current salaries for beginner level audit seniors? 2-4 years total in public. Can you respond with you pay rate, level of experience, and location? Thanks!

Any good books to read this winter break? On leadership, digital, or any autobiographies?

How closely do pwc consulting work with s&? And how common is cross staffing onto s& projects?

What is the best way to reach out to your in house agency ? I want to share our call for artists . Do I have go through HR? Or is there a place I can simply post an announcement ?

Have a final rd coming up at ZS. Can anyone shed some light on examples/what to expect for the presentation and “unstructured case”? TIA

Whats a typical protiviti r&c director salary in a medium col city? Any idea??

Just had an interview with Netflix and at some point I mentioned “GAFA” (even joking that it’s probably GAMA now) and completely forgot they’re in FAANG 😬

Will this be one of those moments I remember when going to bed for the rest of my life? Yes.

Can someone help with the base salary range for a 6+ years experienced finance professional with FRM and CFA certifications in Big 6 firms in Advisory practice?

Also, what should be the expectations for joining bonus during the current times?

What are expected utilisation rates for entry level consultants? Been here 9 months and only done billable work for about 3 months of that. Bored out of my mind for the majority of my time here.

Commercial vs Public sector/Federal Consulting within the Big 4 or MBB. Differences in culture, types of work, wlb, exit opportunities, etc

I have a consulting/PE interview on Friday, please recommend consulting books or sites to read. Need to speak consulting language

How much weight does brand name consulting firms have on top MBA programs? For example, is it significantly better to work for MBB firms vs. big 4 vs. well known specialized boutique firms?

What are the most overused catch phases in consulting? Bonus points for double entendres 😉

Does 401k count as savings?

Can anyone from Deloitte/ ex-Deloitte help with a salary range for Senior UX Designer?

Where can i get a MS office for cheap? Office 365 corp discount is not really a discount anymore ($50/y). Anywhere i can download an older version for personal use

Hit 120% utilization (between 2 projects). Thinking about taking off the month of December 😂😂

.. responsibilities: cooking, cleaning, Kia, meal prep, etc. i understand managing the family is a full- time gig bug I can’t work and take that on. What to do!?

Anyone ever have success with requesting AA to transfer a spouse’s separate reservation to your reservation so SO can reap elite status benefit (ie, early boarding/seat selection)?

What are the best data privacy certs to aim for? 4 year exp in cyber risk consulting. Want to move to a privacy related role outside the big 4. Should I go for the CDPSE or CIPP or CIPM?

What's the best consulting firms for H1B folks who have studied masters in STEM here? Got a cousin graduating this fall and he needs to know H1B/GC policies.

How does your firm measure utilization? I work for a small boutique that defines it as utilization = number of billable hours/2,080 and full bonus payout occurs at 80% plus.