Investment Q: what % of your portfolio is stocks vs. bonds? We have 100% in stocks (mutual funds) right now for funds we want to use in 3-5 years - too risky?

I had a stellar annual review! However, I was advised not to expect a raise since I got a promotion a few months ago that bumped my income substantially. Thoughts??

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

My lease is expiring and a friend wants to buy the car . Anyone do this before ? I guess I would have to buy it and then sell it to them ?

I have an expiring British Airways credit I need to use in January or February. Options are Lisbon, Paris, Rome and Athens. Anyone have thoughts on any of those in the winter/off season?

I'm coming from the US - my flight credit is use-it-or-lose-it so I'm trying not to spend much more than the original credit.

Any disadvantages to buying VTI (manually) vs. VTSAX (automatically)? Apart from convenience/removing emotional decisions. Fidelity charge $75 to buy any amount of VTSAX. Seems insane fee when you can just buy VTI for free. Am I missing something here?

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

Is a 49% debt to income ratio doable for someone who lives very frugally?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Good idea to buy some more AAPL right now?

Hey ENGINEERS, anyone needs any assistance in Income Tax return filing, please DM me.

I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

Can I ask at what age people are typically buying their homes here in LA? Wondering at what age people are able to take the plunge.

What office does everyone workout of?

What are bonuses like for a first year IB Analyst in London? (Think US banks like GS, MS, Citi etc.)

What's expected base + bonus for Associate 2 in IB at a non bulge bracket bank?

Shameless plug to get likes to DM! Help a fellow fish out!

There have been surprising news with layoffs lately. Has anyone here been affected by the layoffs at Twitter or META?

I can see BDO is also giving good stuff like Bottles and T shirt to new joiners but EY🤦

Epam vs Neudesic which one to choose??? Role devops 4+ years of experience.

To NYC members: Anyone here planning on sitting for FAR in December or January and would like to join a weekly (or biweekly) study group on the UES?

Hi There, Can you tell what percentage variable pay is paid on an average in Hexaware and how good on-site opportunities for UK projects in course of time.

Off topic Can anyone tell me what's the prises for food in TCS pune location veg thali non veg thali

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Trying to move a couple boxes of clothes in a storage unit from Chicago to NY. Moving companies are charging crazy amounts because there’s a minimum charge/load requirement. Are there any other options besides renting a u-haul/driving it yourself? Any sort of carpool moving service/mover aggregator/mover sharing or whatever service?

Hot take. Is FAANG even a thing? Or was Cramer just worried about the acronym if he took out Netflix?

Anyone ever have success with requesting AA to transfer a spouse’s separate reservation to your reservation so SO can reap elite status benefit (ie, early boarding/seat selection)?

Told a friend of mine in tech I was considering moving to BCG. He asked me if I would have to move to Boston.

I followed up by asking what he thought the top consulting firms were. "I'd guess PwC and then McKinsey are the best. I've also heard of KPMG, Deloitte, and Bain, but I don't know much about them."

Just a reminder that outside our bubble no-one really cares about firm prestige etc.

What are the best consulting firms for pricing (consumer goods focused)?

Top consulting firms for building mobile apps - IOS or Android?

Any good books or recommendations on sales? Sales tactics trips and tricks?

Best consulting firms to work for that will allow 100% remote work indefinitely regardless of what clients do?

Is a move from EYP to bain or bcg possible? Have 4 yoe what could I move over as?

Anyone else hear that post-CRT partners will get fired this year in commercial advisory? How the hell does a partner get fired....

Confronting colleagues? Yes or no ? On a side note, any book recommendations for handling workplace situations

Beside toastmasters, what are other ways to improve communication and public speaking skills? Books, podcasts...?

Any book recommendations about human psychology / thought processes?

Starting to get more involved in the project sales process - any recommendations for books or resources to develop skills in this area?

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Are there any books or classes about convincing people that have irrational arguments? Trying to figure out how to frame conversations that lead to my conclusions that aren't based in logic and fact.