Is it common for a 401k plan to let you roll over funds into an IRA when you haven’t left the firm the 401k is with? My 401k fees are brutal and flexibility is limited compared to my Vanguard IRAs.

What should be the approx in hand?
CTC: 14lpa
Fixed: 12.8lpa, Variable: 1.2lpa
80c: 1.5L
Std Deduction: 50K

Apart from this, also let me know how else I can save tax.
Thanks a ton 🙏

How bad is reneging a week before I start? Have an offer with FAANG but the role is sales. Got a dream job with Disney in Analytics & Strategy with comparable salary. Should I stick with FAANG?

Better manager & culture & benefits at FAANG, better role & opp at Disney

Looking for advice to safely invest Escrow portion of my mortgage, since I was able to stop paying from Escrowz starting this month.

As you know, this cannot be risk in stock market, what are safe options

Moving to the U.S. soon, so bear with me on this.
Is there a specific type of account you buy stocks on in the US?
For context, I'm Canadian, I have a TFSA and RRSP (also relatively new to stocks/general personal finance)

Is anyone from this bowl working at 6sense?

If yes, please share some info regarding work culture, Work life balance, job security and employee benefits.

Thanks in advance, fishes.

Will the house market crash? Or at least go down by 20%? Thoughts ?

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

FYI Amex offer for Allen Edmonds. Spend $300 get $90

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Y’all I want to thank you for the tax discussion/questions we have in this bowl. I've been applying it to my job and it's helping. 😄 Of course, everything should be taken with a grain of salt.

Fav intl ETFs?

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

Best long term investment strategy against inflation to get to a large nest in for retirement?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

My firm doesn’t match my 401k — still worth opting in?

I want to leave my captive company. I don’t think I am ready to be totally on my own even with a cluster group etc. There is an option to be subcontractor in another independent company. I can write she said like 300 companies in many states, it would be helpful because I have many friends out of state. Is taking 25% of sales for giving CRM and companies too much? Seems like a lot. It is like “owning your book” but I assume I would pay a high price if I want to totally manage myself in a futu

Hi! Anybody knows of federal agencies hiring that are offering fulltime telework/remote?
I currently work for an agency based in DC and my boss is forcing us to come back into the office fulltime after we’ve been remote for nearly two years. Majority of my coworkers have already left for the private sector but I’d like to remain in the public.

Hello All,

Can anyone refer me in active directory domain.
I'm already serving my notice period with a week left. Ready to join immediate.


Thanks

My sister started her career in manual testing.. She is having 5 years of gap after her graduation.. Due to family and kids .. Just wanted to know hows the growth in manual testing.. QA folks please share your views

Hi I work at Accenture Strategy & Consulting in Management Consulting - Capital Market Practice. I have 5.5 years of experience in Capital Market Consulting. Have worked with Investment Banks, CSDs, Clearing Houses, Exchanges. Have worked on RFI, RFP, PM, Requirements Gathering, BRDs , FSDs. Waterfall to Agile implementation etc.
I am MBA- Finance and did Computer Engineering in UG.
I am looking for a change and looking for opportunity in Strategy or Management Consulting. Kindly refer me.

I am currently one of two reading teachers at the high school I work in and three in the district, which consists of two high schools. I think I would be more effective, and it would would a) make more of a difference and b) be more enjoyable teaching at a k-6 school. I have an MA in reading K-12 so as long as it’s reading, I can teach at an elementary school. I tutor after school from my house for kids in the younger grades. The 2nd grader I’m currently tutoring went from an F to an A- in just

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Pls help with 11 ❤ to enable DM option. Thanks in advance

This question is for the project manager/resource manager. Project allocation will be done based on band or based on package in TCS

What should be Package after 4 years of experience in Service Now and overall IT experience is 4 years.
I am currently in Ireland want to shift in India permanently.
2.6 years Capgemin in India
1.4 years Irish Firm in Ireland

I did my masters too in Ireland
What salary should I except

Recommendations for an Alps ski resort between Zurich and Munich by car (Switz, Austria, Germany)? There are so many but looking for a developed village with lodging options and good lifts. Any faves?

Anyone have good fall foliage GA airports in New Hampshire, MA, or Southern Maine?

do globallogic noida gives free cab and free food me

Thinking of heading to Maui (for the first time) for thanksgiving and seeking recommendations for a hotel (considering Ritz but open to others) and things to do. TIA!!

Home office preference question. I am getting ready to redo the layout of my home office. One option I'm considering would have my desk facing a wall. I am wondering if anyone with this current setup has any feedback about it. I would face the wall so that I would have a better background for video conferences (am on about half the day) and also my cord situation would be cleaner.

Any recommendations for where to buy silk sheets? Or a brand?

I view fishbowl posts about individuals making 100k to 200k a year, would you mind sharing your experience and resilience on what you do and how you worked hard to get where you are today?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

Any good apps or websites to track your net worth across all accounts (investing, banking, retirement, house) without sharing your information?

What do you think on buying JPM, WFC, C now?

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

What's with companies charging full fees for diminished benefits? I'm a bit annoyed about being charged in full for my Marriott card annual fee and Amazon Prime mebership

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Is anyone familiar with McKenna Capital? I’m interested in investing in a real estate syndicate and McKenna looks compelling. Hard to tell if they are legit or potential scam?

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

Please rip apart my investing plan. Am 24, already max out retirement and have 150k in cash I need to invest. Planning to invest a chunk each week for the next six months. See proposed portfolio in comments—>

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

Ok, I haven’t done an HSA previously, but considering it for my family during this next open enrollment. What do I need to know about high deductible plans? How do y’all feel about the HSA - any downsides? I’m honestly a little worried about the higher OOP costs, but we’re also not significant users/consumers of healthcare, knock on wood. Anyone regret it and go back to a normal PPO/POS insurance?

Anyone looking at airline stocks or ETF play?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Poll - share your investment portfolio in your taxable account. Wanted to see different ideas. I’ll start - 25% FXAIX 25% FNCMX 25% FSPGX 25% FBRGX.