Is now a good time to buy a house? I keep hearing different things.

Any recommendations for a home buyer assistance programs for a first time buyer?

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Anyone looking to buy a home in Austin?

This is gonna sound stupid, but I’m honest - I can’t do math. Calculating a tip is as advanced as I get. Thank god for excel formulas and a math savvy husband. At the end of the day, I pay all the bills (I know- but I’m more organized) and make double his salary, what low stress effort (on my limited math capacity brain) can I do to increase wealth?

I feel like I should be doing more with extra money to help us financially, but I’m scared of having to study stocks and understand the numbers. 😖

Has anyone here participated in the year long remote year program? My company is fully remote in the US and is in general supportive of me going but concerned about local and international tax liability. Remote year doesn’t share tax advice and our HR team is small. Curious to hear from people at companies who have done it before and if there were any issues from a tax or payroll perspective. Trying to get the formal approval from my company before officially signing up, advice welcome!

Can someone on a Manager salary afford a $675k house on a single $140k salary? With 20% down?

I lost a lot of bitcoin sometime, had to file a claim @recoverydome. I was given some great tips and insight too. They could also give you some clues to work with when you HODL

Its so stressful when you are sitting on 50% cash in your portfolio waiting for the market downturn but then see the indexes jumping big gains week after week. I guess I know how Buffet must be...

Looking to buy a home in 1-1.5 years. What are some good neighborhoods inside the beltway for 500-650k range?

"I lost my W-2... Ugh how can i do my taxes?" #ShitTaxClientsSay

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

Me and my husband booked a house back in March for 1.3 M in Bay area. We paid the EMD of 30K. Since then the real estate price has dropped and interest rate has increased. Should we let go of 30k and wait for market to cool down further or should we go forward with the purchase. Closing is next month.

If you follow the cryptocurrency market, or even have been just taking an interest lately, with the Bitcoin "halvening," you should check out Pi.

If you haven't heard of Pi, it's a new cryptocurrency (like Bitcoin), developed by a bunch of Stanford PhDs. What makes it really interesting is that you can still mine this coin, using just the processing power of your phone, unlike just about every other coin out there. (Contd)

New Jersey partnership question.

Partnerships need to use market sourcing for purposes of calculating NR withholding tax (though NJ doesn't even call this withholding anymore).

However, for purposes of calculating the NJ distributive share of income, you apply Gross Income Tax (personal income tax) rules, which is 3 factor and includes COP.

If I end up with 0% apportionment under GIT and 10% apportionment under CBT (withholding tax), the partnership pays tax upfront but NRs get 100% refund?

Anyone here working in the NYC area? Wondering how you manage to save and buy for a house with such a high cost of living in the city and the suburbs around it. How did you do it? And areas that you would recommend looking at. I’m currently 24. Maxing out all retirement accounts, debt free and have 6 months emergency fund. Looking for areas to buy a house in the future, but getting discouraged with these crazy prices

What is your savings goal by age? Eg at 25, 30 35 and 40! Thanks

Got rejected from McK after one final round interview didn’t go well. When can I reapply? I was being considered for a post-MBA role. Super bummed

Anyone from Deloitte?

Hey hey guys.
I am looking for a good example of a cv of a mbb consultant who moved to a FAANG. Any guidance here

I have below offers in hand with 9years of experience.
1. MassMutual (India) 25LPA +3L joining bonus
2. Synechron Tech 28LPA (only fixed)
3. TCS 28LPA
4. Tech M 30LPA
Can anyone please suggest which one to join.

How bad is Frontier?

Any tips for PM Non-tech L6 middle mile? Should I prepare SQL and python also?

can a writer explain the new season of Dave to me?

Hi friends! I’m looking for resources to help me be successful in a “Functional Lead” role.

The role is in FinTech
I’m responsible for strategy, comms and key partnerships for a bank product. It reports through Customer Experience but touches product, Ops. marketing. It’s basically a Project Manager role but more nuanced.

Anyone out there in a role like this? Any books. videos or even best practices to share?

Does anyone know the salary for a private banking operations associate for Morgan Stanley?

For expert witnesses/lawyers

I’m a former forensic scientist that left the field several years ago. I recently received a subpoena from a case I worked and suggested to DA to have evidence re-worked by the lab or stipulation. If I am required to testify (as an expert witness), I would need to book a flight, hotel, etc. My question is this: can I ask for my requested hourly rate, travel, and hotel to be covered when speaking with DA or is that “not how this works” as the investigator put it?

Looking to understand the salary range for an executive level/managing account director at a large advertising agency.

Is anyone buying puts on INDA? case numbers out of India are freakishly low and testing numbers are also low. Me thinks it’s gonna be a shitshow - but trying to figure out how long/low to go on that

How much accenture can offer for management consulting role for sap with 8 years of experience? Happy to have feedback

Hi. I was made redundant from Zendesk in August and looking for my next role. Im looking for a Senior Recruiter or Lead Recruiter role in Dublin Ireland. The market seems difficult for inhouse roles. Anyone looking for someone with my skillset?

What is the maximum salary in Infosys for Technology Lead Role

Tech stack - Java, SpringBoot, Microservices, Angular

YOE - 7.4

The transition of joys from 1st day staff to 3rd year senior 😂

Does anyone in here work exclusively with B2B enterprise marketing using paid ads on Google and Facebook?

Hey Londoners! I’m about to move to London and hunting for a place to live (on a mid-level salary).
Could you please share how much rent do you currently pay and where do you live (area/no. of rooms)?

I was hoping to live alone but everything seems over the top expensive

Hi all,

The status on my ibegin portal of TCS is showing evaluated. What is the meaning of this? Salary discussion is done already. How much time will it take approximately to receive the offer letter?

Favorite road trips out of LA for a 3 day weekend?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Any recommendations on a good water softener system (4 people)?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

How do you find lenders? Should I pick a realtor first?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Thinking about using my VA loan in a few years. Any advice?

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

I'd like to buy, but the market is absolutely atrocious currently

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

What is the most difficult part of buying a home for the first time?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.