Is the housing market going to get better in the next 6 months? Live in the east coast and looking to buy in the Philly metro area and there is almost no inventory in the 650-800 price range. Trying to decide if I should eat overspend on a mediocre home that needs tons of updates or wait a few months to see if inventory will pick up

Roth vs Traditional 401k, thoughts?

What's your biggest net new account this tumultuous year?

Has anyone just taken a break from work without anything lined up? Every offer I’ve gotten wants me to start in a month and with 2 weeks notice that leaves me only 2 weeks to recharge. For my mental health I really think I need an extended break (like 3 months). I have about 60k liquid to sustain myself and pay about $1500 a month in rent.

(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

Bankruptcy folks: I read that Alex Jones was able to put himself into bankruptcy by claiming he owed a giant debt to a company he controls. Is it really that easy? I would have thought bankruptcy laws would be smarter than that.

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

Lessons that I learned in past weeks: 1) be careful with out of money options as they don’t have intrinsic value 2) don’t make rash decision based on blindly following others 3) cut loss and ego

For those of you who made your first million in net worth, what did you do next?

What stocks are you guy guys buying right now in this market?

Hi fishes,

My CTC is around 12 lpa per annum. How can i avail max tax benefits?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

Partner quit their job, and according to job contract, have to pay back "training costs" since they left before an agreed-upon amount of time. When it comes to taxes, how should I treat this amount? In the past, I've been able to use a W2C if I payback sign-on bonus, but since the "training" was not income, not sure what to do.

Is Ukrainian Village a safe area to live? I’m looking at a place near Western Avenue and have received mixed reviews.

Thoughts on switching between healthcare provider consulting and life science/pharma consultant

What's the most ridiculous news you've seen this year?

Greetings from Madison, Wisconsin. I'm a reporter with more than 32 years of experience and I feel that, lately, local television news has been kind of dead, but I am pleased to fight for it from my local newspaper. Locals love to see someone from their own town succeeding or finding out something inspiring.

I am a firm believer that this will not change for a long time, local TV will continue to live as long as we stand for it.

Can anyone refer me for SAP Functional Consultant role??? I have 5.5 YOE from KPMG & EY so far. Worked in SAP Implementation/Deployment program as a Techno-Functional role.

Looking for opportunities as a data engineer with 2 years of experience .lwd 28th aug .
@expert in azure and sql
Have been trained in bigdata technology.
Any help would be great!

Hey!! I am looking for a job Change, I have 9 years of experience in EDI/B2B integration and worked on multiple tools like TIBCO, Dell Boomi. Are there any job opportunities in Amazon. Need referral.

I got offer from Wipro is it good company for experience people as I have 8 year of experience

How much is Ms in uk on machine learning/data science worth in india

Hi all, Required documents were submitted as HR asked, How long will it take him to release the official offer letter.
I got shortlisted mail and i have submitted all the documents asked.
YOE - 3.5yrs.
making a switch for first time, can someone share their knowledge on this.
new company shortlisted for is COMCAST INDIA

What’s an appropriate rate to charge per word for a publication like VentureBeat or TechCrunch?

Can you cut 18mg Delmosart (i.e. Concerta) to get 2x 9mg?

Does Deloitte provide cab facility?

Those of you that love your job, where do you work? I’ll start - I have a part time job at a medical cannabis dispensary and love it - I finally feel like I’m really helping people.

What programs do my fellow HR managers recommend as far as personality assessments for hiring ?

Anyone hiring in NYC?
Willing to sponsor a work visa?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Any recommendations for buying agents in Massachusetts?

Thinking about using my VA loan in a few years. Any advice?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Any recommendations on a good water softener system (4 people)?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.