It’s escrow review season where we all find out our property taxes went up 🚀🌝

Taking a personal loan of 20k or more will it affect perm (GC) process?

I need to max out my Roth IRA for 2021 before April. I have the money and opened an account. I just have never done it before and I’m not sure where to put it.

Hi Fishes,

What is the expected in hand salary for the salary quoted below and assuming tax savings of 1,50,000 through 80C and HRA of 35,000 per month

Basic: 15,22,500
Flexible allowances: 25,71,567
Provident fund: 1,82,700
Monthly gross: 3,62,000

Thoughts on debt finance vs. capital markets for lifestyle?

EPOR a solid first option trading choice?

Help! I honestly don’t know how to get my annual expenses down from 100k

Family of three, biggest expense is mortgage. We eat out 3-5x a month, don’t have entertainment spend, don’t online shop, don’t vacation, one car....

Sourcing creative cost savers!

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Besides working, how do you finance pros typically spend the weekend?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Getting 6.99% on investment property for 25% down no points smh

Other option was 7.125% for 20% down and 1.points which would be slightly above $9k

Yeah this is my last deal for awhile 🙃

I want to buy a large TV for Cyber Monday but have always been lower income. I would feel bad having family over with an expensive TV. I don't really need it. Our house is still very much low budget. I haven't made any real upgrades since getting a new job.

Is this a weird rationalization or logical? I am kind of torn so I considered just using that money for a vacation and maybe buying a TV next year... though I'll likely do this again at that time.

Any advice in terms of investment to save the maximum tax?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Great time to be buying ETH right now. Could still dip to 1800 at the lowest, but I’ve gotta believe we’re going to 8k+ once the eth2 upgrades hit.

Anybody have experience using EtherDelta? How the hell do I get my money from EtherDelta back to Ethereum and out? Been trying for a week and the transfer isn’t working

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

Any fix and flippers in Chicago/Chicagoland area?

Any one knows about Navistar Project?

What is salary range(break up would be helpful) for Software Engineer 2 position at Microsoft India ?

I’m interviewing for a community manager role with a creative agency tomorrow. Anyone have tips specifically for CM/Strategy roles?

I was just offered a part time position technical writing for a start up environmental company. It's my first job post undergrad, and I live in NC. They want to know my salary expectations. Any tips?

Tl;dr “Ask Daddy”

What industry companies ( health plan or providers) pay well and has a good wlb?

Hi everyone, in ds-160 I am not able to fill last 5 years of employment data. After adding two employers the Add Another button is disabled, anyone experiencing the same?

What is the role of an Associate Creative Director who has no Creative Director?

Hi ladies, I'm in my mid 40s and I think I'm entering peri. I currently have a Mirena but I should replace it again soon, but one more will put me into my 50s(!!) and I was wondering if anyone here knows that they're in peri or menopause without having periods. Is there blood work or something to check? I definitely do not want to have another child accidentally. I've got 5 more years until my youngest is in college and don't want to start over again.

Anyone in the KPMG Lighthouse practice that would be willing to take a look at my husband’s resume and put in a referral? He’s interested in the Associate, Data Scientist position.

Hi Fishies,

Please give some advice/input , Need to know the names of good Product/Service based organizations which have good WORK LIFE BALANCE, Good Environment to work.

Skills : C# .Net Developer, WPF/WCF.

Hello fishes
It’s been a month that HR told me that they’ll release offer, but it seems that approval is still in progress, is it normal?

Hi Everyone,

TCS asks for all semrester results??.. or Final semester results with all semester grade is enough??

Thanks in advance

When presented with designed screens for an app and asked to review it and finalise it, how long will it take you to pick up the trail and come back to the client with feedback? Say around 10 screens.

Hi all,
Looking for some referral in PwC. Working as a staff with 9 months of work experience at EY GDS in legal department.
Kindly help I am exhausted with the work life balance over here.
Thanks!

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Getting 6.99% on investment property for 25% down no points smh

Other option was 7.125% for 20% down and 1.points which would be slightly above $9k

Yeah this is my last deal for awhile 🙃

Home depot or lowes for kitchen remodel? Avoid ikea?

With the rising interest rates… what would be an ideal down payment… 5% 10% 20% or more? First time buyer here

Thoughts on building new, say 4 unit build?

I'm in the rust belt and there is a lot of vacant land for cheap in nice areas. How're the returns vs reno and the process of financing and permitting?

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Does anyone invest in Milwaukee SFH or condos? Any neighborhood insights? I am thinking about branching out from Chicago and I am looking to connect! I have a RE agent license as well.

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

Anyone have any ideas what will happen with rent in miami? Will it go back down during the summer or are we all getting pushed out

The pros and cons of waiting for the housing market to crash to buy a property!

Just did a cash out refi on a investment property for 3.99%. With rates so low now, I’m considering doing another “traditional” refi at 2.9% does this work with such a short Turn around time from closing the previous one?

Anyone have a recommendation for a thorough home inspector in Portland, Oregon?!

Does buyer have to share appraisal with seller? Can seller request it?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Anyone been approved for a mortgage with 50% Debt to equity ratio? No current debt or expenses. Just HCOL area in NJ so mortgage would put me at 50%. Want to see data points.

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

I’m looking to purchase a home. I have enough for 20% down and I qualify for a traditional mortgage but my dad suggested he lend me the full cash to make the sale that way I have more negotiating room and can close faster. Then once I close I can refinance it and keep 20% in the house and pay my dad back for the 20%. Is there a downside to this? Will it get messy?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Anybody know of a website where I could see rental vacancy rates, historical trends etc. if I am willing to invest in a specific zip code?