I've got $150k in the bank. 500k Marriott points and 300k miles. Now that my lease has ended, I'm seriously considering quitting and just taking vacation like the irresponsible millennial I am.

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Not trying to be dad like, but I hope by 150k in the bank you mean invested in the market not sitting in a <1% interest rate. If it's truly sitting in a savings/checking account to open a fidelity or Scottrade account asap. You'll thank me later

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You should do it OP. But come on people, if you want to travel the world, do it. You dont need 150k to do so. Travel the world in a year should only cost around $30k. Even if you stay at hotel for the whole year its only ~50k for nice hotels. I will do it within the next 5 years

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How do you have 150k in the bank?????

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Do it and keep a running FB blog. You will be my hero

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I'm only a 3rd year. Don't think I'm eligible. And I worked some pretty lucrative internships during undergrad + no loans + full scholarship. Had a bit of a head start.

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Take a sabbatical instead? Enough space to clear your mind, but continued job security?

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I'll date you!

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I was thinking about slumming it in hostels and doing the whole backpack thing. I dunno. Spend some time doing odd jobs in Europe if I need cash. Teach English? I dunno. I'm not necessarily looking for a vacation in the conventional sense, but just a break from the rat race. Spent so many years in school studying my ass off then end up at a job where I work even harder. It might be nice to live without the "up or out" mentality for once.

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To that end, the money isn't necessarily to finance the vacation. It's almost more like... God damn now what? I know it's real life, and eventually I'd have to get back to it, but damn, wouldn't it be nice to wake up and not be stressed? For a while at least?

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Nah I've been in Dallas but lived out of suitcase for one year on alt travel and the other two have been living in a hole essentially cuz who gives a shit when you fly Sun-Thurs?

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I only have 25k?

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Liar liar.

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I say take a 6mo break and travel!! Wish I had that kind of free spirit.

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Long story short: I worked 2 summer internships at fb and Google, 1 at a local startup (where I also did part time work for a two years or so). So I didn't start from zero when I joined up here. Staffed on shiity travel projects so I just kept my per diems (residence inn and grocery stores during the week) and used that to hang out on the weekend.

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OP how would you spend your 150k if you did take a nice vacation?? Sounds like you are a frugal pupster if you saved that much in 3 years!

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Do it! Life is short. You are well positioned to find a new job. Recruiters understand this.

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Lol thanks D1, I'm talking all fairly liquid assets, accounts, cash etc.

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Ok, be happy. The culprit in my case is NY rent and fear of investing.

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Maybe wait until the next down business cycle and get laid off and take the severance? 3 years seems too short to do this. But I'm all for (read jealous) of the idea!

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Buy a $400k property and rent it out

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