Just realized the importance of managing the retirement accounts and investments. Help please! I have about $7k in Traditional 401k. Nothing else. No brokerage accounts. My plan is to 1) open a Roth IRA and put $6,000 in it right away. And that will be included in my 2020 tax return right? 2) Convert my traditional 401k to Roth 401k when I quit in January. 3) Open a brokerage account and invest in ETFs. Is it reasonable to open in Charles Schwab since my 401k is there? Any input is appreciated!

Y’all I want to thank you for the tax discussion/questions we have in this bowl. I've been applying it to my job and it's helping. 😄 Of course, everything should be taken with a grain of salt.

Best side jobs for extra money? Really need to supplement my income..

Hi there. Has anyone here invested in a manual car wash? If so, how profitable is it realistically and also what to look for when buying one? Thanks in advance:)

Is Argyle, TX good place to buy home and raise family?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

What price did you buy your bitcoin/litecoin/ethereum at? Have you sold any?

Do military personnel in other countries receive more benefits than we do in America?

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Hi, I started my Digital Marketing business about 7-8 months ago with only 2.7 lakh rupees. I've been facing losses every month since then. I understand that I'm failing because I am working alone. I need to know what I'm doing wrong with my pitch and my approach to onboard new clients.

Also I am open to discussing partners and investors even though I have nothing extraordinary to offer right now. But I have a really good brand, story, and grit to make it big with the right help.

Anyone here use or know anyone who has used Vet Comp and Pen to get/increase VA disability benefits? Wondering if they’re reputable.

Start raising cash family. Take some profits. 4/14 3:51 est

I am so conflicted and not sure what to do. A company I wanted to work for was not ready for hire when I first reached out in Sept. Since then I have accepted a job at a outpatient oncology clinic, starting in Jan at a renowned hosp. Having said that the other company does more of what I was hoping to do when I left my previous job. The company is a vessel for new ideas in healthcare helping their community specifically with seed funding, & launching their own programs. I have no idea what to do

Do big4 directors retire with the same benefits as partner or some other?

Need some advice.I’m on the backside of my career having spent 35 years in healthcare focused on the delivery of care and the insurance of it in business Felipe my for disruptive companies. I am looking to create a side huddle that could grow into a part-time gig in 5 years earning 60k where. I am not a licensed medical professional but I know the healthcare ecosystem, motives, thinking, and challenges that exist. I’m wondering how to parlay this knowledge into a side gig. Looking for ideas.

What are benefits of working with a content strategist on a project?

What are strong must-have traits of a good content strategist?

Trying to build a case for my agency to hire our first CS!

Hi everyone! Looking for some advice on my side hustle. I’m running an e-commerce store selling primarily home decor, and I wanted to get some honest feedback & suggestions on the site to see what I can improve for better conversions. I’ll leave the link in a comment for anyone who would like to take a look.

Hi all,
I have been a practicing DPT (doctor of physical therapy) for 9 years and am a certified orthopedic specialist. I have worked in multiple environments including hospital based outpatient sports ortho and acute care. I am about to finish up my MBA with a focus on healthcare administration, and am worried that my current place of work may not have a place for me to grow into. I'm hoping that some of you may have suggestions of roles or positions to pursue? Thank you!

What does 401k mean?

If I’m coming into Salesforce as a L6 in CSM, would I be able to get RSUs once promoted to L7? Does it work like that?

What's the salary range of a SAP FICO Consultant (5-7 yoe) at companies like Wallmart, Mercedes Benz, Autodesk? Can anyone please enlighten me?

Can anybody recommend any B2B full-service agencies? I’m looking for agencies who have experience with SaaS clients in particular.

I am a C-level EA currently on the job market —
in pursuit to “make my mark” in Tech & Marketing

Feel free to 📩 message me for résumé inquires or suitable networking

• 10+ years delivering Level 3 Executive Support
• Looking for Tech & Marketing AD industry referrals and connections

I've been living here for a while but still haven't been out to Lake Norman. Would you recommend? All insider tips are welcome lol

Any recommendations for a barber who's good at styling long beards?

Got into fitness roughly two years ago and stuck to a pretty strict diet. Right now am unable to bring myself to drink or even just eat the food I like cuz they are all unhealthy carbs. Anyone? 😞

Anyone ever get acid reflux every time you lay down to nap or go to sleep? Middle of 6 months and feel like acid reflux just hit me. :( any suggestions besides taking tums?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

Best long term investment strategy against inflation to get to a large nest in for retirement?

Hello, I’m currently a student at the university of minnesota studying health service administration. I’ve decided to switch over to tech, and begin learning more about front end development. If anyone would like to connect and has any more information please leave a comment! :)

Heya! I’m an international student trying to find a job in business strategy or advertising. Yet, many companies do not want to hire me because of the OPT. I double major in Brand Management and Psychology. Any advice or direction on how to get my step through the door as a foreigner in this competitive industry?

What all investments can be done to save TDS deductions?

RANT: People re-writing a cw’s stuff has always been painful. These days it’s far more common than when I started. It’d be one thing if they upgraded the work. If I learned from it. If I genuinely seethed with envy over their wit w/that perfectly placed semi-colon. People can’t re-art direct stuff bc they don’t know the programs so they ask the ADs for changes. Word and a keyboard made everyone think they can write. Which they can’t. Google Slides is Google slip ‘n slide into (bad ref. here.)

Is annual raise a common practice in tech industry, or only when you get promoted? What’s the % raise should I expect in tech startups?

Do PE funds have in house tech DD teams? Currently on a tech dd team that’s aligned to PE transactions and trying to figure out what exit opportunities there are. Thanks for your insights!

ISO a ladies or unisex watch under 500 bucks, rectangle face, black leather or jubilee-esque bracelet. Assuming will have to be quartz movement at this price point. Thank you for any suggestions!

PARTNERS: two questions —1. If you see an associate has really low hours for the month, do you imagine them chillen on a beach somewhere or do you consider they probably spent most of their days sitting in front of the computer being “available”? 2. If you send an associate a random e-mail on a weekend like “Can you pull X and send to Y”, would you get annoyed if they responded saying they weren’t by a comp or would you consider it reasonable that they wouldn’t be by a comp on a weekend?

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

Will markets jump upwards the day Putin dies?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

Any good ETFs to invest Roth into?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?