Kina freaking out. I'm applying for a new bar. They asked about credit card balances. I took that as they must mean do you carry over anything because my exact balance changes every day and my credit score once a month so I said 0. They just pulled my credit report and well it's not 0 as it hasn't updated yet. Did I do anything wrong?

likehelpful
Posting as :
works at
You are currently posting as works at

No.

Be calm. If they ask, explain why you wrote it.

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Thanks.

Should be a non issue. Yea you have a good faith basis for answering the way you did, and I would have answered the same exact way. Just be prepared to explain your reasoning and offer to submit the most recent monthly bill and proof of payment that occurred prior to your submission of the application to show that you in fact did pay off the balances from the prior month.

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OP I was referring to a payment confirmation for the most recent payment prior to the application

You just amend it, trust me my classmates did the same

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You’re fine. They’re not looking for credit card balances you pay off monthly.

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