Looking to buy a house in the next year or so - looking for advice on % down payment - how much house I can afford (100k gross income - ATL market) -what kind of loan? - any other general advice?

Anyone have a recommended tax person in Chicago?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Which credit card do you think is the best for ME consultants?

Hi guys,

I am shifting to hyderbad.
currently single.
Can somebody help me understand the expenses there?
And also plz guide me an how much income is needed for a perso to live a decent life in hyderbad as a single.
If recomandation for PG and room sharings.

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Any REIT ETFs that people like?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

How much money do you keep in your savings account?

Have about 5k to invest - should I do FXAIX or FSKAX?

Bittrex or Binance? Or another? Is it possible to convert Litecoin to Alt coins on Binance?

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Which consulting firm has the best 401k match?

How can I invest in real estate ? Looking for an additional passive income source

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

My girlfriend just graduated undergrad with a political science major, minors in health policy management and general business, and a certificate in applied politics. She doesn’t have a full time offer yet after aggressively applying for multiple jobs a week. She’s working right now at an extended lobbying internship with GA Chamber of Commerce. She loves lobbying and policy work. Are their any fishes that could recommend or refer her? ATL or DAL preferably.

Anyone in ATL during the week? I want to explore 😁

Anyone who has 2+ years of experience in Salesforce. There are openings in Accenture.

Does 125k in Bonvoy points get you much?

What is the average salary bracket for a c10 role in Citibank??

Can someone tell me how much time it takes for an official offer letter to be released after a salary negotiation interview in MS?

Interviewing for a Google job. Currently an M2 at Meta. On the cusp of a D1 - what’s the equivalent level for D1 at Google? In Austin - so what salary should I be asking for and RSUs? Currently make base $250k plus 25% bonus and started Meta with 200k in stock. Also to note I’ve reached 5yrs so I have that 30d paid vacay coming up which I would lose if I took the google offer, if I got it. How honest are people when other companies ask for your comp?

Has anyone ever used those sauna blankets? Tempted by all the ads, but curious if others have tried and if they’re worth the price?

Hey fishes,

Does EY provide relocation expenses for moving inside same city? From one end to another end? To shift home in other area?

Newly promoted M1. Transaction advisory services (FDD). Seattle.


Am I off base to expect $115-120k? Given how crazy M&A market is and demand for staff

I have total experience of 46 months in IT and have relevant experience as A BA. Can any one refer me. I am looking to switch .my current CTC is 9.8 lakh. How much I should look for after switching. ?

Did Pinterest lift their ban on advertising branded/unbranded pharma? It got brought up in a brainstorm today and almost spit out my coffee...

Does anyone use Fundations in 1st grade? We are piloting it in our district as a tier 1 for all kids as our daily phonics program. Trying to figure out how to set up classroom w/ all individual tools?

Has anyone been to Chamonix for skiing?

Wondering where the best area to stay in is and how easy it is to get around?

Any suggestions on good books on consulting for reading during holidays

Why are they forcing everyone to work from office now? It was so good till now working from home

Who are the top consulting firms for competitive strategy?

How far should I negotiate the following offer?

YoE: 13.5 years
Offer: 52L fixed + 8L bonus
Role: Member of Technical Staff
Current CTC: 31L fixed + 3L bonus

Thanks in advance!

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

What ETFs/stocks should I invest in for 1-3 years highest return but are somewhat safe?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

How do you handle personal investments when married? For example, say you wanted to invest in riskier areas like Bitcoin, Ethereum, defi tokens, etc. Would you talk to your wife before every investment even if it’s time sensitive? Or do you have joint investment buckets where you decide together and then personal investment buckets where you invest on your own? Not married so not sure how this typically works

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

After figuring out FI/RE I am less motivated.