My brother paid of his house.he wants to put my name on it and removes his name.Do i need to pay taxes on it? Who should i talk to get more information? A lawyer,CPA or real estate agent?

In case anyone needs help with their Tax returns, please feel free to DM me.

Hello fishes
Can you guys please suggest me the good term insurance plan and things I need to check before taking the policy.

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

If I have a traditional account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Will pay taxes on the amount that I Withdraw that year following the Tax bracket rules at the time of withdrawal correct?

Conversely,
If I have a roth account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Could I hypothetically withdraw the entire account and not pay taxes in a single year?
Ex. withdraw 10M

Might just start a YouTube channel screw it, maybe it will catch on and I’ll make some cash to hedge this economy

Cycle back into Lockdown Stocks? $PTON $ZM

Hey All,
I am going to get married in September.
My office is in Yemlur and my fiance's office is at EPIP zone. Which is the best place to live and which platform to look after the house
Budget - 25k
Kindly help out

Why so red? Any stocks good to buy now?

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

Which style home do you prefer and why?

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Amex Platinum or Chase Sapphire?

I need help from an accountant or a financial analyst. I need to compare fed vs private company retirement and help me create a retirement plan. I will pay for the services. Thank you

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Anybody in here trade options? I trade Iron Condors and have been having success with that but would love to hear what other people have been doing

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

Cross posted: Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

A gold-backed international currency. Yay or nay?

Was laid off 3 months ago. Just got a verbal offer from KPMG Program Delivery Services, that is almost 10K lower than PwC. Recruiter said my asking number was out of range. Any tips on what else I ...

What is the eligibility or time period needed to move from 6B to 7A in IBM? I have 4.7 years of experience and joined IBM recently in JL 6B.

Thanks in advance.

Boutique vs T2? All else equal

Does oracle has a office at Kolkata ? My current location is banglore , can I change my base location to Kolkata ?

If yes , what's the process ?

Any business analyst here? How much hike / package offered by capco?

Have an opportunity to interview for a sales role at Paycom, cloud based human capital software. Anyone have insight on these kinds of roles? Don’t know much about it but a friend referred

Currently last year student looking for consulting jobs / jobs in technology. Applying at Deloitte, Accenture, EY, Cisco. What would you guys recommend? Got even some interviews with start/scale ups. Wanne hear your thoughts 🙌

Anyone else find themselves feeling simultaneously bored and overwhelmed by your account(s)?

I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

Hey fishes
I have an experience as product owner / business analyst of 2.8 years.
Can i get a job as product manager or is it too soon.
Like is there anyone who got simmilar role

All your thoughts and feedbacks are appreciated.
TIA

Young ambitious female looking to join an FA team in the St. Pete/Tampa area. I currently transition advisors in their move to Raymond James. Previously was an assistant. Series 7 licensed. Open to relocating in Florida.

Those of you in industry post consulting, when you get a new internal job are signing bonuses a thing, or have you seen any version of this?

I have 3.5 years of experience in DevOps.

Tech stack- Kubernetes, Docker, Jenkins, Terraform, Linux, AWS

Last working day- 14th Oct (servings NP)

It would mean a lot, if you could give me a referral.

Belltown vs SLU vs Capitol Hill? Moving to Seattle and haven't had an opportunity to properly evaluated the neighborhoods so curious what the pros and cons for each are

Hi fishes,

I'm looking for job switch in Manual testing role.Kindly refer my profile if your organization has any openings.
Thanks in advance.
Skill set-manual testing,functional testing,SQL
YOE- 5 years
LWD- 14/01/2023

Any Property Management recs in Seattle area? :(

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks