{ "media_type": "text", "post_content": "My last day at my current job is Wednesday and I’m not starting my new job until 10/4. My health insurance ends on midnight Wednesday. What should I do for those 10 days in between? Seems ridiculous to pay for COBRA for only 10 days.", "post_id": "6148e6bdea2afa0029fbadbe", "reply_count": 9, "vote_count": 2, "bowl_id": "5565cfca8b2b9a03009acf57", "bowl_name": "Advertising" }

My last day at my current job is Wednesday and I’m not starting my new job until 10/4. My health insurance ends on midnight Wednesday. What should I do for those 10 days in between? Seems ridiculous to pay for COBRA for only 10 days.

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Cobra has a 60 day retroactive period - meaning you have 60 days to elect it and if you do, it goes back to day 1. In other words, only buy it if you get sick between now and the start of your coverage. [you should confirm that]

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HR husband gives this advice to everyone. Wait til you need it, pay, and you’re covered.

I spent like 2 months uninsured between jobs. Didnt bother with COBRA. Just try not to hurt yourself before the new stuff kicks in

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Definitely wear a helmet at all times

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You legally have 60 days to elect cobra. If anything happens during those 10 days, than fill out the paperwork. If not, don’t elect and wait it out.

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Avoid activities where you could get injured and take it easy at the gym. I went two months without insurance until August this year and hoped for the best (and whatever may happen would allow retroactive cobra).

agree with this! also if you haven’t already, try to squeeze in a last min doctor appt before weds night

I once went 2 years without insurance between jobs. It was way cheaper paying out of pocket for dr visits. Unless you have underlying health issues, you’ll be fine.

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