My lease in coming to an end in June. I’m a Sr Program manager at a tech company making $128k yearly. $153k of total comp with bonuses.

I’m a single black female & my rent is $2300 monthly. Would it be valuable for me to invest in a 1-2 bedroom condo instead of renewing my lease?

Downside is. I only have 11k saved. Ok credit 675

$20k in cc debit
100k in student loans
I don’t have a car note, pets, or kids.
I think a condo would be a good investment property but also value paying off debt.

How is the AMEX account in IBM?

Anyone get public service loan forgiveness? The stats of only 1% qualifying is always wild to me. I know people have made blatant errors (not make sure their jobs qualify, not consolidating their loans, etc) but still....

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

Any recommendations on a good side hustle or part time job? Trying to buy a house (yes I know the economy sucks right now) and it’s been tough saving with a SW salary.

Random Q unrelated to advertising but is anyone investing through Fidelity? And what mutual funds/stocks are you investing in that show potential?

Anyone else experiencing a long delay getting their DC tax refund deposited?

So I want to marry a physician (girl) as they make good money so I get a good life plus decent retirement. Is it selfish to marry someone for money???

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

What expenses/deductions/credits can I get away with lying about on my tax return (eg, charity) and where should I not? And what threshold should I not exceed...

How do you and your partner (married or not married) split financials?

Are tears considered business casual or not really?

Anyone have experience working for or with Brookfield Properties? Specifically their retail group.

Does HSBC HDPI provide transport facility in Hyderabad?
If yes, is it free or chargeable?

Do we have a portal or any online space where we can look for people to share apartment since we're all moving to office locations. Me and few friends of mine have recently joined and are looking for flatmates in Bangalore.

How much does amazon pay for senior technical pm? How does that correlate to deloitte senior manager salary?

I selected godrej arospace company as IT deputy manager. What do you think is it good for career growth. Plz suggest and my salary band 'O'. what do u think guys

What's the best way to get your project changed in IBM?
Working in energy utilities account for last 10 months as a BA, but the work is not good at all.
Should I try to check with my people manager or look outside IBM ?

I don't wanna do it anymore

Hi Fishes, can anyone refer me for the role of data analyst. YOE 2.8 ,tech stack SQL,ETL, Tableau, Power Bi,Azure Analysis services. Currently in notice period. Thank you

Hi all, i was fired today because i said the truth!! Isn’t that interesting?

If you had to choose between Cyberpunk, Elden Ring, and Dying Light 2, which would you pick and why?

What is the probability of onsite opportunitues for an ibm employee.on what basis it will decide?

When ibm provides relieving letter and when they provide service letter??

Have a crush on my co-worker. He asked me out to go rock climbing one-on-one after we were texting for a while and I acted awkwardly when we went because I didn’t know if it was a date (nothing was explicitly said). Now I’m stuck in this weird limbo state where things have fizzled out but I’m re-reading texts and think he might’ve actually had a crush too and I pushed him away. Ambiguity sucks.

Anybody ever get to the last slide they need to finish for the night and turn into a complete space cadet?

I'm starting to realize that a lot of my life problems are from me trying to treat my depression with alcohol. This is the most sober I've been in a long time and generally I feel a lot better but it would be so easy to get drunk. Physically the consequences are what are keeping me from doing it. It makes me feel really good though and I miss the high, I am grateful that I can resist it now but at least temporarily it was a cure that worked it made me feel accepted and whole.

Does anyone know when the JS salary bumps occur?
I graduated in May 2020, but did not start working at my firm until September 2020. I’ll start my clerkship in June 2021 — will I start at JS-12 or JS-13? If I start at JS-12, will I ever bump up to JS-13?

Send it 🚀

Can some refer me in cogni...
Data Analyst.
YOE 1.5

Affordable PG for Boys

Shared accomodation available in 3BHK
Location: Pimpri Area (Pune)
Landmark: Pimpri Station Rd

*DM for details*

Rent: Rs.3500 per bed/per month
Deposit: Rs.5000 per bed

- Fully Furnished
- Direct Owner
- Car & Bike parking available
- Standalone Building
- Electricity bill will be shared equally among all tenants
- Rs.1000 to be paid by tenant for notarized agreement
- Maid charges (for cleaning room) included in rent
- Max 3 people in 1 room

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Any one knows what’s the easiest way to order a radon test for new construction?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

Has anyone here used New Western to buy real estate deals?

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Any Property Management recs in Seattle area? :(

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Thoughts on Fundrise?