My wife has a 401k with $35,000 in it from one of her former employers. I want roll it over from Transamerica to an IRA at Vanguard, and the only option I see is 401k to Roth IRA.

Any value in holding onto the CSR given the new 3% back on dining on CFU? Only benefits I see would be 3x on travel and 1.5x on redemption through UR portal

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

Is anyone from this bowl working at 6sense?

If yes, please share some info regarding work culture, Work life balance, job security and employee benefits.

Thanks in advance, fishes.

Does anyone own an investment property outside of the state you live in? Want to buy a house in a college town a couple states away but don't know if it will be too difficult to manage. Thoughts?

“Summary dissolution”- divorce.
Does “property” means real-estate or bank account/stocks, etc as well.

Context- “property” less than $47k qualifies for dissolution, if not you have to go long-form process

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

Need 20lakh by next year for down payment have 1.8 L on hand which MF or stocks to invest so that can get 20L by next year and how much per month

Looking for an SM+ leader in healthcare financial due diligence and analytics to join our team. DM for more information!

Haha Merrill just reduced the pc payout grid by 3% for advisor below $2m in production

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

Anyone know how taxes work when you sell for a gain? Do Coinbase and other sites prepare a 1099 or are we on our own to "self report" our gains to Uncle Sam?

McKinsey fishes: I’m now in final round of interviews. Realized I don’t know anything about the benefits package. What are the key things you like about benefits, e.g. the free health plans?

In my opinion, the slow ROI keeps businesses from seeing the importance of investing in the community. Do you think that attitude is changing?

How do you handle rude clinicians in the workplace? I always have an attending talking down to me.

APPS APPS baby, getting back to 100!

Have any of you ever have an office schedule with early release on Fridays? How did you condense those hours?

Bonjour, quels sont les salaires pour un poste de Junior Associate chez McKinsey ?

How many days prior TCS will send the joining letter for experienced?

Anyone else have to deal with your head of Brand Planning constantly trying to tear down the value of Comms Planning? Is it fear that we will replace them? Or perhaps he's just fundamentally insecure.

Hey Fishes,

Need referral in Accenture. I have the job id with me. Please let me know if anyone can help me with this.

What are your security and privacy concerns on metaverse, apart from data privacy?

I was interviewed for Angular. In JD it was mentioned Angular + Node.
I was told it's a second shift project, with MEAN technology stack.
Client is AT&T.
Anyone having idea about this?

I’ve been using a word document to keep track of any major accomplishments so I can advocate for myself for year end. I’d love to hear the groups tactics on what everyone does to stay on top of your game.

Hi fishes , Just want to check when relocation amount paid off , and do we need to produce bills ?

What I heard is it's lumsum amount.

I know the go to is usually dark blue jeans - but how do we feel about black?

Any fish in their 30s here?

Anyone have a tax accountant / CPA here in Atlanta they like?

Hello all,

I have joined Capgemini on last week they took for development project and now they assigned to admin related projects.
I am not interested in admin related projects.
What can I do ?
And if I quit from cg need to serve notice period?

I have 7 years of experience in Software development and want to up-skill myself with hot skills of today. Please help me to do with better choices.

If I can ask a polling type question. I get invited to speak to law groups frequently. What topics would you like to hear about in 2020? Each are CLE accredited. Debt. Business planning. Finance 101?

Hi everyone, how is OW in the middle east?

In terms of culture, career progression and projects?

Are their projects more into strategy or how exactly?

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

This is probably not the correct bowl to ask this question, so if anyone knows where I should post, let me know. I have a very old Steinway Upright that I’m trying to sell. How do I go about getting a quote and selling this? Do I contact Steinway? I’m assuming not many people are rushing to buy $20k+ pianos. It’s in ok condition, so I know it can’t fetch the $50k+ 😢.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

My fiancé and I are first time home buyers (both 28 yo) and would like to know what makes more sense: buying an expensive home or buying a lower cost one. Our combined income is around 400K but since we just began working post school, our savings are only $70K right now (also 30K in student loan debt). We’re buying in a high property tax state where taxes could be 4% (think 12K taxes on 600K home). Should we get a 500K house or get a 800K - 900K (which represents most I’m willing to spend)

How are stock/ETF/mutual fund sales taxed? If the security overall is up by 10%, but I’ve bought in fractions over time (vs all units in one purchase), will the capital gains be taxed on the current net profit? If not, how is it calculated? Would love to get a ELI5 version of an explanation, if possible. Apologies if this is dumb question!

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

Anyone still managed to make money from investing in 2022? A bit down from the loss lately and wondering if I should keep investing.

What expense ratio is considered higher than usual? Looking at my rollover IRA account with Vanguard where I’m invested in a target retirement fund, expense ratio is .15%
Compared with my current employer 401k plan with Fidelity where also I’m invested in a target fund, expense ratio is .09%

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

Any good apps or websites to track your net worth across all accounts (investing, banking, retirement, house) without sharing your information?

Any one here following the SECURE 2.0 Act. People got any opinions or tacts on if it could benefit us?

Is ~1-1.2k/month for a car on a ~140k TC an economically wise decision?

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

What's your take on mid and small cap growth funds such as VOT and VBK? Meaningful to maintain a good portion of my investment in there? (About 20-25%)

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?