Paytm stock again tanked today . How things looks like ? Any one aware of any update ?

like
Posting as :
works at
You are currently posting as works at

Look at the facts:

1. PPSL PA Licence still pending despite all the competitors (even the pre-revenue companies) receiving the nod from RBI
2. >50% Loan Disbursal reduction due to pivoted focus on high ticket loans
3. PPBL technically out of business, impacting wallet & fastag business along with the acquiring impact on UPI for OCL & PPSL
4. Erosion of market confidence coupled with exodus of merchants and customers (market share is the only plus for Paytm, which is now eroding rapidly after 31st Jan)
5. Visibly incompetent senior leadership, atleast from the recent developments (specially the COO), barring a few CBO’s
6. High HR attrition since inception, and an evident toxic work culture
7. Unsystematic operations, free data flow between group companies and no definite SOP’s(The entire company is technically running over google sheets), the BAU is literally a circus. Not at all fit for a fintech or bank

Do we even see a white light ahead? I doubt!

like

Related Posts

Anyone working towards early retirement? Whats your target $, age and location?

likehelpful

I have an investment idea. Would be great for banks and investors to speculate, but it involves creating a market for the product. Who should I approach first banks or investors?

like

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

likehelpful

What will be the take home and what is special allowance?

Post Photo
like

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

like

Does anyone have any book recommendations for information on buying a house?

like

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

like

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

like

What credit card do you use?

like

Who wants to be a millionaire?

likefunny

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

like

Finally, eligible to buy T$LA 😁

Post Photo
likefunny

Can we claim for education loan interest deduction while filing our taxes if the loan was taken from a foreign (ex. Indian) bank?

Can I pay income tax challan using credit card?

New investor here. Don’t have too much money to invest because I have my first child on the way. I only have a 401(k) as of now. What would everyone suggest?

like

Unrelated to work, but what's the expectation on getting your realtor a gift after buying your first home? What would be some examples on what to give them other than a nice handwritten card?

funnylike

IFRS question. A long outstanding loan (more than 5 years). Borrower has stopped operations years after loan was issued. Should the loan be fully impaired? If not, how should PD be calculated (can't get equivalent PD of the credit rating since there's no more tenor).

like

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

like

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

likefunny

What is the best way to handle group financial consolidation in a multinational company?

like

More Posts

What happens if i didn't attend the 2nd day of the virtual onboarding session in infosys .

like

anyone here with Salesforce and do product willing to chat?

like

S&P Global What are the Job Levels S&P Global Market Intelligence

like

Anyone switched from B4 audit to advisory (ex. management consulting, deal advisory)? How did you start networking / get the opportunity? Any advice?

What is the TC range for managers in Accenture's Salesforce practice? Coming in with 4 YOE, 7x SF certs and am currently manager in the Technical Architect team at a boutique SI partner(1000-3000) employees. Thanks for the help! Accenture

likefunny

How do RSUs/equity work? I received an offer that includes $20k equity. I'm not sure if this is good, or low, as I don't really know how the payout is calculated or given. Can anyone advise?

What should i go for TCS 9.5Lpa or Rategain 11.5 lpa

like

For the first time in my life, I know what I’m supposed to do at my job, with relationships around me and it’s all because the enormous sense of anxiety I used to experience evaporated during quarantine. I didn’t know that I lived with so much anxiety that it crippled me. I didn’t know I needed this time to myself.

likeuplifting

Accepted job offer starting Jan 11. Should I let my boss know now so there is more time to transition my workload/approve replacement hire? Want to leave on good terms as I may do some freelance work for them.

like

Looking for prep partners for BCG (US office), any 🐠 interested?

like

Folks, has anyone encountered anxiety twitching and how did you deal with it? Apparently there is a term for this when I googled, I get nervous easily in general and started having face twitching from time to time in vid calls, which was so awful even tho I tried my best to hide 😭

like

What sort of opportunities are available in Canadian government for commercial insurance professionals?

like

Interested plz DM with job codes to apply

Post Photo

Hi, I have got an offer from Autodesk for the role of Software Engineer in Test - Automation. I have 1.5 yrs of experience. They are providing me -10.5 lpa as fixed pay + AIP + 15450 USD RSU vesting over a period of 3 yrs. Is it a good offer as per market standards??

like

I left brillio last month on 14 sep but I dint got my salary for the days I worked in sep please anybody know that possibly why I dint got salary or will I be getting it with fnf if yes then when did should i expect to get fnf?

Candy is 50% at jewel & target FYI 🥳

like

Completely off topic
I don't have any friends.. sometimes i feel very lonely.. i don't have anyone to share my thoughts or feeling.. there is this void.. trying to pickup things to distract myself but it's not helping much... Seeking your inputs!! Sorry for this off topic question.

like
like

Just want to say that I've learned a lot in this bowl! Really grateful for people posting questions, do's and don'ts and for the community responding!

likeuplifting
like

Additional Posts in Paytm

How is Telco team in Paytm? How is the work, WLB, Management and culture?

like

What is the salary of data analyst at paytm with 4.5 yrs of exp

like

Why Paytm Payment Bank is not releasing offer letter? Even after being shortlisted. My tenure is about to end with the current organization. I have also shared the holding offer letter. Expecting better offer from them 🙂

like

Any Paytm senior frontend developers here could you please dm me? I need to know a few things about the role

like

Had a very unpleasant experience with the entire interview process at Paytm. First of all they kept all three rounds in a single day . It started from the morning and ended up till the final round at late evenings. After all the rounds were cleared, the HR asked for the expected package, and when I gave him my quote which was just 35% more than my current CTC, he got reluctant and said we only have a budget of an X amount which was just 10% more than my current CTC. Who on earth does that..?

like
like

Hi fishes, saw one opening for Qa automation engineer in Paytm , I have 1.8 Yoe experience in automation. How much compensation can I expect for this position?Paytm

like

Guys what is paytm kit???

like
like
likehelpful
uplifting

Interviewed for final round, Paytm. Post few hours, received mail from HR regarding required documents such as salary slips etc. What does this mean? I’m confused.
FYI , salary negotiation is not happened yet.

Can someone add me in another Paytm bowl

Does Paytm consider counter offer from service based companies?

like

Which laptop Paytm gives to Business Analyst, Growth Analyst?

likesmart

What is the internal hike cycle(month) in Paytm money, also what's the standard hike employees get there ?

like

Data scientist salary?

like

Hi fishes... I wanted to know how the technical integration team is and what will be the in hand salary with 6.5lpa in Paytm

like

Hi,
I have an interview with paytm for mobile application automation profile. Can someone help in telling me what questions can be asked? I hv 5 years of experience and 2 years into Appium.

How is the work culture at Paytm in the finance team. By culture i mean late night meetings and working weekends ?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal