Please don’t judge —
Is it legal to buy/sell stocks inside a Roth IRA often? Ex: Buying AAPL when it’s low, selling when it’s high, and then buying again when it’s low? & so on.
I am aware there is penalty when you withdraw the earnings, but if I do not plan on withdrawing anything, then is that technically legal to do?

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Posting as :
works at
You are currently posting as works at

100% legal. No penalty. Advisable? No

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Also depends on your firm’s trading rules

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You could totally day trade your Roth if you wanted.
Working in Finance your main concern would be your company’s personal trading compliance rules, which for example might say you have to hold for 30 days.
If only it were as easy as buying low, sell high, but you said not to judge, so I’ll leave it at that.

helpful

There are no number of transaction limitations in Roth or IRA accounts but you have to have settled cash to cover all trades.

helpful

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