Question on first time buyer stamp duty UK , London: how do the department verifies if you own a property elsewhere in the world unless you declare . I see there is a double tax if you void it. That said what are other side effect of not declaring that you own a property elsewhere in the world .

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Anyone trade options on JPM You Invest? They have a bonus running right now and wondering if it was worth it for general investing and options trading.

Anyone successfully use the $200 Amex hotel credit? The FHR and hotel collection redemptions are all pretty insane price wise. I’ve heard there are some good deals to be had in Vegas but looking for other options.

Hello all!

Am I correct in my understanding that:

Over a certain income ($76k as of 2021), a single person CANNOT make tax-free contributions to a traditional IRA if you have a workplace retirement plan?

In my example, I have a work 401k, and my adjusted gross income is over (or just about hovering) at the 76k limit. This means I can't make pre-tax contributions to a traditional IRA, so I should just go for a Roth?

What funds do people have in their 401k plans? And how did y’all decide allocation? Can’t tell if I should be more aggressive given I’m in my 20s.

Incoming BA - any advice/links on the math for the best credit card for personal use?

If I have a six year old and 150k in a 529, can I say I’m done?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Well, its a good thing I sold ARKF when it was $55 last year

What’s some good digital invest account platforms?

What are some good modern/post-pandemic personal finance books you can recommend?

Well my $500 DOGE bet from yesterday is paying off 😂. This feels like people are just desperate for a bull market based on speculation.

Morgan Stanley or Schwab? Which brokerage should i choose?

What percentage of your monthly income do you actually see in your check, your net pay? Basically, what percentage of your check goes towards all the different deduction? I get 50% of my gross income deducted.

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

Combined outstanding student loans for me and spouse $$70k.
Do you recommend pay down quickly a la Dave Ramsey, pay minimums and invest the rest, hold out hope for student loan forgiveness or something else?

Additional context - own a home in suburbs (2.15% rate, 255k outstanding, and a few 0% loans for couch, computer, Home Depot, 1 child in daycare

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Is right now a good time to rebalance my 401k. Want to move everything out of target funds to index funds. But worried it’s not a good time

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

Hello Everyone,

I have received offer letter from Optum Global Solutions India recently and I am seriously considering joining it(I also have offers from Deloitte USI and Verizon).
My breakup annexure mentions 4 components apart from RRP and PF. Basic, HRA, Flexi, Special Allowance. Either the Special Allowance or the Flexi is not included in the CTC mentioned in offer letter. So I want to understand how the Flexi and Special Allowance are paid monthly. Can someone please help?

Has anyone taken the CAIA ? Any tips ?

How long it takes you to get an offer after the final interview?

Hi Fishes,
Can anybody please help me to know when/ which level business manager is tagged to you ??
Thank you.

Can anyone help with a product manager role WFH possibly for 4-7 years of Experience?
Any reference will help.

EY GDS Pune hiring ?

Tag lines for Cargo Pants

Do all FAANG companies offer a joining bonus?

Hey Guys, Currently I am having 16.12 lac pa in current organization and 5% Bonus So total comes around 16.93lac pa. Nagarro is asking me to rejoin at 20 lac pa (5% Project bonus included).
When I left Nagarro around 2 years back my fixed there was 11.50. Shall I consider this offer of Nagarro. Reason I want to change the job is because I don't have code based automation in my current organization and I have been an SDET in my whole experience.

What is average salary appraisal percentage in Nagarro?
For:
1. Exceeds expectations
2. Meets expectations
3. Below expectations

What has been your favorite theme?

If I’m just looking to slim down is the best thing to do at the gym run?

Hi Fishes,

I have got offers from SAPIENS and NETCRACKER for the Position of Java developer. Both are giving almost same CTC of 26 LPA.
Kindly help me with your suggestions for the organization to join in terms of better opportunities and growth.

Tech Stack: Java, Springboot, Hibernate, SQL
YOE: 5 years

I got an offer in industry! Feeling excited but at the same time very confused. It’s a good offer that I don’t want to pass up but also feel extremely bad leaving during busy season. Is a 3 week notice enough? Do I let this opportunity go and just hope something will line up down the road ? Thoughts ?

What’s your pay range at different firm and region/city at managing director level? I am not sure I am underpaid

Hello everyone.
I am looking for job opportunities in various fields of clinical research. Can anybody please help me out. It's a humble request.
I am unemployed for the 7 months and can join immediately. I have 1.2 yoe as CRA in BA-BE studies.
I am trying for jobs for the past 2 yrs and not getting any response.
I would greatly appreciate if you could recommend from your side. Your efforts would be highly
appreciated.
Thanks and Regards

Looking for full stack developer to join my early startup. We are a small team but hoping to grow a lot this year. Must love books and geeky stuff

I am desperately trying to get an inhouse real estate position at Google, applied so many times and I am qualified, don't know how to get through all the people applying, anyone have thoughts?

Graduating in May and starting at a boutique commercial real estate firm mostly representing lenders. Is there any material I can start reading to help me get up to speed?

Guys, we’ve boy-who-cried-wolf-ed ourselves with wire cutoffs. I’m 90% sure they’re fake.

Looking for a bit of insight on how commission or bonus is structured on flat rate residential real estate at Canadian law firms. I was offered a good base salary and I was asked what type of structure I was looking for. I am uncertain as to what is considered standard or what to look for in terms of bonus/commission structure. Any insight is appreciated!

Student housing property management company recommendations in Southeast?

Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

Any doing RE work for in-house healthcare? I’m curious about pay.

How long is the recording delay in your jurisdiction?

Pro forma or proforma?

Any real estate attorneys interested in exploring new opportunities?

Has anyone taken the CA brokers exam? Thinking about taking it as I enter my second year working in real estate.

Do you review the other side’s escrow instructions and provide comments? 4 years in and I’ve never done this. Working for a new partner and she insists on doing so “in case there are competing instructions” but isn’t that the entire point of funding through an escrow agent/title company?

Anyone live with a general plat exception rather than insisting upon the title company specifying the matters on plat which constitute exceptions? This deal is in Source Carolina, but I don’t think the title company is pushing back because of any state law issue. I’m not accepting the broad exception, but I’m curious how often others do accept that.

Any advice on shifting from association law to commercial real estate in FL?

I've been applying to jobs for months but every position wants at least 2yrs of experience in real estate transactions, usually way more. I'm at 1yr+ doing HOA/condo work but have had no opportunity to do real estate transactions like I expected. Seems like the only way to get the experience is to have nailed a big law gig right out of school and get put into that practice.

Looking to work at a title company? Do they pay well and how prestigious is it? Are there any that are “better” than others?

Over a year ago, I lateraled from a firm doing mostly land use/development to a volume lender debt finance practice. By volume I mean I’m on 15+ deals a day. I don’t think this is for me….anyone have any other CRE practices that they enjoy? I’m thinking about jumping back to a borrower side practice, but curious to hear about other CRE associate experiences. Thanks!

Pro se plaintiff, an attorney, filed a complaint alleging mold defects after closing on a property. Client, layperson, may have agreed orally to a settlement amount without proof of damages prior to filing appearance and obtaining an attorney. Client filed appearance pro se, then plaintiff sent over a draft settlement agreement few weeks later which client didn’t sign. Client then got an attorney, filed answer, etc. Can this oral agreement be voided for coercion, indefinite mat’l term, etc?

When settling with a title company plaintiff on a subrogation claim, have any foreclosure defense counsel received settlements over and above policy limits? What is your typical settlement range? How has settling on your subrogation claim negatively affected your counterclaims against the mortgage lender if at all?

If a lien was placed in one persons name on a property held in joint tenancy with survivorship and the party who’s name was on the lien (one of the joint tenants) dies what is the status of the lien?