Realistically, how much can a couple with $225k HHI afford for a house in the DFW area? Also, where to go for the best interest rates?

Looking to buy a home in Dallas area. Which are the top areas with good hospitals and schools nearby?

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

So my offer letter says I have return back the signing amount if I leave within a year. How does the math work-full rerun of 20k or post-tax deduction the any that I received ?

What are some good modern/post-pandemic personal finance books you can recommend?

Hey there! really need a change in pace from being in higher levels of care, and am wanting to go part-time with my company and private practice, but I want to buy a house in the next year and am worried about finances. Can anyone speak to the hardships or successes or a counseling of practice and/or buying a home shortly after starting one? I feel trapped in my current job because I’m worried the timing isn’t right.

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

What’s big law like in San Francisco? Anyone have any insights to firm cultures or billable targets?

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

San Francisco still considered one of the best places to move to if I want to work in the tech space? Considering cost of living, talent saturation, etc

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

What is the *prime* amount of money to bring you happiness?

Going to India from DCA (flights were cheaper) but I live in Houston. Flight from DCA is at 10 pm. Should I book my flight from Houston to DC the same day or one day earlier? Given the flight cancela.

I get Waddle & Pollard, I give away Mattison and Davante Adams. Good or bad trade? I am 0-3.

Do any real estate lawyers out there know of/can direct me to a ROFO agreement to purchase commercial property? I’m working on one now (but using a ROFO to purchase equity interests as a basis) and would like to see what other people are doing. Finding a good one has been hard, as this kind of thing isn’t always required to be filed with the sec and every search I’ve done basically pulls up garbage. Also, are there any provisions you’d consider absolutely crucial from the owner’s side?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

How much is 2k a month for a house payment? What size loan would I be able to get?

JAL or Cathay for premium economy US to Asia (Both 777s)

Hi Fishes,

Is Deloitte India mandatorily asking 2 days hybrid work from office? or it's complete work from home??

Mckinsey fish, how is implementation practice? How does it compare to general consulting? How is the growth trajectory? Got an opportunity to join as implementation consultant but I am worried it will be a step down (will be taking a paycut as well).

Hi ,
As this is my first month and hopefully I am going to get my first salary in ZS...
Please let me know as when can we expect to see/get out payslip and when will the amount get credited??

Ghosted by another recruiter after what seemed like a very promising phone interview. What is the fucking deal? Is there a list somewhere to track this kind of thing?

Just curious, do people from this bowl still do sexting?

Can anyone please refer me to Transaction services role in London? I have 5 years of audit and 9 months of Transaction Services experience. Thanks!

Considering going into Finance Technology roles within big4. I have have >3 years background from deloitte doing Tax Technology. Can anyone speak to these finance technology role &/or give referral?
PS left deloitte about a year ago and have done finance related work for <1 year

Hi There....Citi-zens.... Can someone help with referral in anti money laundering, Finance crime,KYC roles in SME & TL roles? I don't have the exact job codes

Hey all, it’s my first time managing an IMO, so I am heading up standing the office up, getting everyone on board, coming up with the day 0, 1, 100 plan, etc. Any advice from someone who does this stuff day in and out? Parthenon, DDV, etc.

Hey Corporate Gang,

Help me unlock my DMs..

Thanks in advance!

I have 315k Marriott Bonvoy points and a couple of free nights in addition. What is the best bang for my buck in terms of locations / experiences I could get? I am super flexible on timing and location, just want the best experience. Any thoughts?

What has your experience been with wfh? Do you prefer hybrid, rto or permanent remote? For those of you who are permanent remote and living in subs, do you miss the nightlife/weekend plans made in bigger cities like hyd or b’lore?

Women- what’s your go to winter work shoe?

Currently having 12.36lacs CTC, YOE 8, Business analyst skill, other skills power Bi, SQl, SAP Hana, before 1st round informed recruiter expected CTC as 20lacs not aware BOnus included in IQVIA.

Now that i have submitted all the docs, waiting for HR discussion. My expectation is now 25lacs fixed. Can i say this now to HR when they call?

Ps no idea about grade. What is the scope for negotiation?

American airlines 🤯🤯🤯 💰

My company matches 3%. Is that low or on par?

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Any thoughts of investing in gold or gold related instruments?

HYSA anyone recommends?

I have a Fidelity Brokeragelink account for my 401k. Every other year I switch from pre and post tax contributions. My money is spread over 3 ETFs currently. Does anyone know how this is tracked? Say if $100k is traditional 401k and $100k is Roth 401k, but they’re mixed, how can Fidelity track what funds are Roth/traditional? If I’m up 300% in ARKK, how can I or anyone else at fidelity tell if the cost basis was pre or post tax contributions?

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

Used car prices starting to come down?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!