Should I back off my retirement saving to pay my student loan off faster?

For context, I owe about $20k in student loans right now and have previously contributed 10-12% to my 401(k) and tried to max out on the Roth IRA. I started with aggressive student loan payments when they resumed, but it’s catching up to me. Is it better to keep the aggressive payments and back off retirement for a bit, or lower my student loan payments and continue the pace of my retirement saving?

I’m saving up for a first home (3-5 yrs out, 30k saved) and looking for insights on safe amount to spend. HHI 300k (very recently doubled), 30k student debt, children in next few years, 29yo. We enjoy spending on vacations and hobbies so lower fixed costs, and interested in FI. Trying to figure out a balance between getting a dream home but setting up a secure future. We live in NE so housing and tax is high and stressed by the sticker. Any insights would be appreciated

Which high yield savings account do you recommend?

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Is it typical for in-house pharma roles to offer pensions?

Moving to atl- what are typical 1x1 rent prices?

Realtor fishes, let's play a game: I share some details of some listings that we have available at my office and you let me know if we should keep them in our portfolio or make room for better properties.

So...bonus was abysmal and I whined...but I had no idea that the profit sharing would be even more pathetic. Fuck this shit.

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Is it true that stocks bought and sold are visible in form16?

Hi All

Looking to purchase a 2019 Genesis G70 for 35k. Applied for Auto finance and got it approved from DCU at 4.5%.

I know the rates have increased recently but I think this is still high.

Any suggestions where I could get better rates with a good credit score and history?

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Has anyone gotten home owners insurance from Hippo Insurance?

Is blockfi only a bank and not really investing in crypto?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Hello everyone. Only 3 days left of school. It’s been a tough and draining year.

Hi Fishes,
I've reffred at Siemens by friends abs post that I got link from where I've applied within receipt of the link and now front past week application on my behalf I can see that it is with recruiters from last week I've not any call or email post that.
Whom shoud I connect or just wait for few more days?

Currently have J1 as current employer used The work one for my BC. I looked at Equifax/ The work one to see if J2 uses that service, fortunately they don’t.
Question - if J2 runs a BC for J1 and Finds out I am still employed isn’t that a red flag?

Which credit card do you think is the best for ME consultants?

Does anyone know if you are travelling from US to India with an expired US visa (for renewal or first time H1 stamping) you cant go via European countries?

Not sure if this is the right forum but - my H1B extension has been approved (just got to know today) but my driving license will expire soon. Can my license be renewed without the original extension petition? Or do I need to wait for the originals to come in. Trying to understand what do I need to carry to the DMV. Based in CA. Couldn’t find a lot of info online, appreciate any help and advice!

And to throw into the mix, my lease is up so will be shifting to a new address soon.

Anyone tried meundies? Thoughts? Is it worth it?

Guys I have resigned 2 weeks ago
And yesterday I got an acceptance mail from them and mentioned that they will hold my salary till my exit.
Is it fair for them to do so,?
This was never mentioned anywhere nor written in an offer letter.
Should I talk with higher mgmt.
Please suggest your views

Thoughts on a manager texting you to ask why you aren’t online Easter weekend when all of your work is completed and another senior who can’t handle their own work decided to randomly send you their returns to review?

Any fishes in this bowl visiting Goa for Christmas/new year?
Can speed date! Drop a text or comment.

If an insurer wrongly denies coverage for a property loss and business interruption claim, can the insurer still rely on the policy provisions to limit the type and extent of the recoverable damages?

I have my virtual interview for Darden’s Masters in Business Analytics (MSBA) tomorrow. Anyone that has interviewed with them or attended this program have any last minute tips?!

Should I get a CPA for Transaction Due Diligence?
I’m a new grad working in FDD and I’m trying to decide if becoming a CPA is worth it. I do not plan on staying in accounting in the future. I’m more interested in strategy work. I certainly do not want to do Audit. Would you recommend getting the CPA considering my career aspirations? Do you think it’s worth it? If not, what is the best way to use my time efficiently?

Hi Guys,

How are the opportunities in data analytics domain for a Msc Physics as a fresher. And can you suggest some good online platforms.

What to do if co-workers talk behind your back and administration knows about it, but don’t do really Anything about it. I feel very low and unhappy and would like to quit, but have a contract til 21.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Have about 5k to invest - should I do FXAIX or FSKAX?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Thoughts on personal loans to consolidate Debt?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Google stock to buy now or after the split?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Anyone have a recommended tax person in Chicago?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Best high yield savings products?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?