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Who dis^
No need to take a credit hit. Don't cancel, just downgrade it to one of the no fee Chase cards. I did it to my sapphire preferred when I got the CSR.
I guess if ur ok with the ding on ur credit score
Whose credit is still so fragile a new card cancel is a ding? It's weighted by account age so a 1 year old card doesn't ding much of anything outside those with no history and those are people who wouldn't get the CSR.
Agree with D1. Credit shouldn't be a big concern if it is cancelled within a year. Just not sure whether it is worth the $450 (or $150 after travel credit) to continue keeping the card while earning points via other cards.
@DD1 some of us don't have any student or car loans so our cards are the only history we have 😭