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Smart or not to move my 401k from Vanguard target fund entirely to SPY , or similar? Mid 20s

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Yep, that's the plan. Anything less than 6% is free money you're losing (not that it's much). Anything more is money you're locking up in a 401k you may unfortunately not live long enough to cash out on.

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I do both. Max matched contribution to 401k and any additional to SPY

D1, 6% to target fund, then rest to spy?

You have a 30+ yr investment horizon. Completely foolish to own any fixed income imho. Unless it helps you emotionally that is

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