That couple who asked for cash for their mortgage downpayment at their wedding is getting a lot of shit but I feel like that's honestly really smart. Why not ask for what you really need? Especially with prices how they are and only getting worse.

Do PwC and KPMG allow Mega Back Door Roth with their 401K plan? Wanted to confirm.

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Thread on Retirement: How much do you contribute to your 401k? Pre and/or Post tax? What %? What did you decide to invest in?

Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Decided to payoff my mortgage.

What is your most conviction stock? Mine is $SOFI

Can you please share the age of your kid(s) and how much you’ve accumulated in their 529s to date?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

What are the best ways of tax exemption

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

GBR 959% return lol?

I pay $500+/month for health care premium and after going to urgent care for an injury I still ended up with a bill that was over $500. Curious to know if any freelancers are not on a healthcare plan and how that affects your taxes for the year.

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

Aside from short term emergency declarations where visas are handed out, has anyone found any countries that provide a visa due to a skill shortage, or carriers that offer sponsorship for senior insurance professionals? Curious mostly about Europe and Oceania.

Hello everyone,

I got an offer from infosys for 5.5lpa+75k bonus, & now I have another offer of 7.5k+80k from globallogic. I prefer to join infosys as it is in my home town.
But the catch here is I accepted the offer from infosys, can i talk to HR again to revise my offer as I am expecting at least 6.5lpa. I am afraid if they revoke my current offer also. Yoe:1.5y / cctc:3.85lpa
Please suggest , what is the possibility of the offer getting revise

Joining McKinsey, can anyone share their health/ gym benefits? Do they reimburse for a membership?

Where my fellow MBA students at? Tired of only seeing ‘rate me’ posts on the MBA applicants bowl.

So uhhh anyone need a house sitter the week before memorials day weekend? Wanted to visit the city and go to the office a few days but my friend who I usually crash with is out of town

Female 🐠 - how bad is dating in nyc in your late 20s - early 30s? I’m going through a break up and obviously not going to look for anything serious right away but just curious on what to expect

Anyone from the states did a deployment here through work? Any advise on how to go about it?

Hi everyone,
Does anyone know what will be salary day if I fail to submit my bank details before 28th.
It is before Jan 15th. But can anyone be specific.
I have to plan to pay my bills.

I wanted to get people's opinions on leetcode, codewars etc when prepping for interviews. I am a junior full stack dev looking to move to a better paying junior role or a mid role and honestly these style of questions have always stumped me. I have found that in a year of work to have never found them useful in tackling real world issues. Now I'm moving from a junior to a mid can I still expect leetcode style questions?

I work mainly with react, TS, node, graphql, mongoose and mongoDB.

What is the reason why we still can’t donate blood? It’s 2022.

I hate it when I'm shopping for dresses and I see one that's really cute, only to find out it's a romper

How much does a strategy director make here these days?

Do EY India give diwali bonus or any gifts on diwali.

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

I’d like to start a luxury handbag resale business. Does anyone have experience with this and/or want to partner up?

The stress of this job ruined my life.
The stress has lead to an eating disorder that I can’t get control of. I’ve lost 25 pounds since starting at the firm two and a half years ago. I am 20 pounds less than I was in high school... I don’t know how to get control again. Even when the stress lays off I can’t eat more due to being used to being busy for almost 9 months out of the year...

Which PE firms in Boston have the best reputations?

What’s everyone doing in this heat??

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Is buying fancy condos with high HOA(>$1k) worth it?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Is 5.5 good mortgage rate in current situation for first time purchase? Any predictions on future loan rates?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

When is a good time to start looking to buy a house if you are currently renting? Like 1-3 months before your lease is up? My fiancé and I don’t want to rush the home buying process, but wanted to see if anyone has experienced this and their thoughts if they would have done something differently.

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

What is the most difficult part of buying a home for the first time?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.