That couple who asked for cash for their mortgage downpayment at their wedding is getting a lot of shit but I feel like that's honestly really smart. Why not ask for what you really need? Especially with prices how they are and only getting worse.

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

Anyone have experience owning an LS 460L? Looking at a few 2009-2014s and curious to know if people have first hand issues with swing arms/suspension/etc to help steer the mileage/price point I am aiming for.

If I contribute to a solo 401k, is the additional profit-sharing contribution (the 25% of compensation after the $19500 contribution) based on my gross income, or is it based on gross income minus expenses? Thank you🙏🏼

Anyone still holding up those stocks? Chances of regaining the momentum in the near future?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Does anyone know if Visa’s 401k plan allows for a mega backdoor roth?

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

D 🐠, what was your take home in first year as principal? I assume you all get roughly 350 units and have to finance your buy in. What does that leave for your monthly draw? And after your insurance?

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

Hi. Does anyone remember the provider of our 401k and wealthbuilder? Trying to rollover accounts but benefits express is closed!

Did anyone apply for amex card as an employee, recently, after the acquisiions started ?

Moving to Houston and am looking in the Garden Oaks and Heights areas but I can’t get over the the new million dollar homes next to the $800k houses built in 1980’s. Does anyone live in an area like this? Is there a name for this? Other than a gentrified area? What are some things to consider if buying in an area like this? Are neighbors ok knowing that they’ll eventually be bought out or get to a point they can’t afford the property taxes? TIA for any insights!

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

High risk, low reward investment ideas?

What platform do you guys use for buying ETFs ? Can you recommend high fielding ETFs ?

Imagine supporting this stuff––family separation, demolished environmental regulations, “very fine people,” and the rest––to get tax cuts... and thinking your grandkids will see you as the good guys.

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Any good side hustles that you have heard of or do on the side? Just got my EAD card and want to do something besides consulting

Should I leave Deloitte for a move to a new city + a mid size firm job in a litigation practice area I’m not interested in, just for the sake of gaining law firm experience? (Been at big 4 one year graduated law school in 2021) or stay at Deloitte a little longer until I find a job in an area I actually want to learn about

Does GTB have a company bowl? If yes, could someone please share the code?

Hi folks ,
Can anyone let me know of all projects in AC Blr follow 2-11 timing ? I have got an offer from them.

do you think you need a college degree to become a cop?

Hi fishes. I have an offer from BofA for senior analyst (Data Science). The interviewer said I'll be working on marketing analytics. Can any existing data science fishes in BofA tell me what to expect in in terms of learning and working on ML? 3Yoe Data Scientist.

WEEKLY DEAL THREAD: POST LINKS TO SHOPPING DEALS HERE - March 23

I got offer from Wipro of 18 lpa
You. 6.5 year
Can any help me with this it is as expected or shall need to ask more.

Also please help me about Work life balance on Wipro.

Thanks in advance

Happy Labor Day - who’s working today? How was it? I’m working the evening at the dispensary. It was somewhat busy from 2-4, since 5 it’s been DEAD. 2 more hours to go, and I forgot my Kindle…

Hi, i will be joining a startup soon to work as a product manager. What are some good books/materials/courses I can read in the meantime to prepare myself better for the job?

Hi guys! I'm currently working as an SDE at Amazon (2 years of work exp). I'm looking to switch out of Amazon (preferably to move into tech consulting) and would appreciate any referrals. Please feel free to DM me. Thanks in advance.

I have an offer to join a startup as an APM. The only downside is that the engineering team is located offshore in India. I’m concerned about the resulting impact because of 1) the potential late night calls 2) the learning opportunities missed by not working with a US engineering team (communication tactics, translatable skills) 3) potential exit opps into FAANG pm roles due to not having experience with an onshore eng team. Would any one be able to speak to this from experience or share advice

Looking for whole life insurance. Who is better Mass Mutual or Northwestern or NY life?

Unfortunately was dragged into an audit despite the fact I don’t work in audit. Why does audit RM say yeah your hours will be 50 hours/week when you’ll have to work way more to do the audit. Seems very dumb - if you have work do it, if not don’t work…

Any public accounting firms in Albuquerque?

I have no idea what 99% of the other law bowls are talking and complaining about most of the time... anyone else in the same boat?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Is buying fancy condos with high HOA(>$1k) worth it?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

When is a good time to start looking to buy a house if you are currently renting? Like 1-3 months before your lease is up? My fiancé and I don’t want to rush the home buying process, but wanted to see if anyone has experienced this and their thoughts if they would have done something differently.

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Is 5.5 good mortgage rate in current situation for first time purchase? Any predictions on future loan rates?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Any recommendations for buying agents in Massachusetts?