This is the reason why the world’s largest asset manager, BlackRock, is telling you to allocate 84.9% in #Bitcoin.

Let's see how much everyone is spending on a fixed basis approximately.
Post your take home salary,
Monthly spending
Monthly savings and city

I will go first.
Salary in hand = 1,31,500

Monthly fixed spending - 20k rent + 10k groceries+ 30k miscellaneous = 60k

Monthly Savings = 71,500

City= bangalore

I invest money in stock market when i have a bit of savings. And planning to buy car. So spending will increase soon.

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

The son of a friend is an advisor and is giving up. He has approached me about taking over his book, evidently only about $1.5M.What would be a fair amount to pay for this?

I need some advice, Wife forced me to buy her a $68,000 car with 1000/monthly payment for 6 years. We need to sell now due to potential move out of country. Best offer from dealers is 52k. Meaning I have to cough up the difference or keep paying 1k a month for something we don’t need. How can I reduce this liability??

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

How to maximum save taxes for 20LPA?

Anyone have any tips or ideas on how to collect money owed from a client? In a few months it’ll be two years since the debt was incurred. We send monthly reminders of the bill. It’s a significant amount (well to us) and the client is now starting to open up and telling everyone about the situation that we helped to resolve.

Anyone have any learning resources they recommend about CDFI’s and impact investing more broadly?

Any realtor recs? Looking to buy in Seattle

has anyone ever left a company after taking tuition assistance without staying for the required time frame. did you pay back the full amount and if not, did they further pursue? asking for a friend

Can/should I represent myself (or in other words do not hire a buyer’s agent) when buying a new construction? Will I get the 3% that would have gone to the buyer’s agent, that i can put towards closing cost? I wouldn’t do this if buying an older property but I can’t think of much that an agent would add value in new construction purchase to justify the 3% cost. Thoughts/suggestions/guidance? First time home buyer. Thx

Any twin toddler parents? I have twins (2 years old) and i am unable to figure how i would get them into college. With the current tuition costs and living expenses of attending college, i feel i can either buy a house or get them education. Any advice on how to plan savings?

Thinking about purchasing a property in the Turks and Caicos Islands. Anyone done this? Looking to learn more about the pros/cons of international / Caribbean property ownership.

Hi folks. Looking to buy my first car. We looked at Mazda CX 5/50,Kia Sportage and Sorento and Hyundai Santa Fe. I love the new Sportage. Any downsides of owning Kia and can anyone share their exp.

Tax question: Say I am due to owe $50k in capital gains in 2021. What’s to stop me from going out and buying a Tesla and renting it out on Turo for $1,500 per month. I then use bonus depreciation to write off the full expense of the car in year 1, negating the $50k in capital gains owed.

I’m getting ~2k in federal tax refund this year. Why is it so high? I heard that most ppl pay additional tax or get smaller refunds. Is my salary being withheld at a higher rate? I’m in my second year of employment.

Hi there, I had a question about 401k or Roth IRA. Should I put money into anyone of the two as an international student? I don’t see the point because I want to invest my money instead of saving it. Plus I don’t even have a permanent resident status so I don’t know if it makes sense saving it for retirement. On the other hand, the employer match and so on sounds good. So should I save it and take it out later or just invest it?

New to Robinhood and stocks! How to make sure that we are abiding EY independence while purchasing stocks?

Hi everyone, I am locking for a job change . I have 8+ years of experience in hr generalist for 6 years and 2 years in knowledge management. My current package is 8.2 lakhs and expected is 12 - 15 lakhs, request you to please help me in fi ding a job in your organization

I have given interview in LTI on 20th August which was pull campus so L1,L2 and HR all three rounds over on same day and I was told in HR round only that you are Final Selected. I got documents submission mil on 22nd August and I submitted it, But till now(2nd September) I have not got any mail for offer letter. How much time it will still? Can anyone help me on this?

Note- I received one email having Subject Line- Application status has changed(which was system generated).

I have given interview in LTI on October 8 and I have cleared all rounds L1 L2 and HR . I got documents submission mail on oct 10 after a week on 19th i got a mail with the subject of application status update saying i have cleared all rounds But still i didn't offer letter . When can i expect my offer letter

How long it'll take to get promoted from P3 to P4 as a leteral entry in LTI?
How much hike is expected for the same?

Hi, looking for some advice. I’ve been a medical assistant for 10 years, and am finishing up my bachelor’s in healthcare management. However finding hard looking for practice or office manager positions, as they’re looking for people with 3+ years of management experience. How can I get an organization to take the chance to invest in me and give me the opportunity to prove I have what it takes. We all have to start somewhere.

Anybody knows how much earns an average line cook in Orlando, Florida? And how many hours have to work to get a decent wage

Hello Guys,
Please share your valuable honest feedback. This will help me decide. This is first switch actually. If you know any thing about these two companies.

1. Koch Business Solutions (19 fixed)
2. Cerner (21 Fixed + Variable)

Hi All,

Hope you all are doing well..!

Iam looking for a job change could anyone help me out with the job..

Current profile working with Othain software services private limited experience in Accounts payable holding 8yrs of experience.
Key roles invoices process, payment, calls, reconciliation, monthly report.

So, you’ve reached the stage of your career where you care more about cashing a fat paycheck than making “creative ads”. You’d rather have the resources and free time to fulfill your creative itch outside of work than try to sell the next big idea to an 28 year old marketing manager with an annual budget of 150k. How do you make the absolute most money as a copywriter while still working a 9-5? Asking for... a... friend?

How much hike we can expect while promoting from SA to M level ?

Hello everyone, does anybody here knows a good starting salary for Pharmacovigilance positions?
Thanks for your help!

Hello,
My skillset: Oracle Identity and Access management, Java , YOE:3.5

My current CTC is 8lpa, i have an offer from VFISLK 11lpa, and expecting offer from Accenture 12lpa.

Can Wipro match the offer?

Considering wlb and job security, i can stay in Wipro if they match the offer.

Anyone stop logging all their hours?
I did and it's killing me because now I'm working till 2 am, but its not showing on paper. I o ly show 8 or 9 hours. But, I would rather not get yelled at from the client or director for going over budget. The budget is super tight, like 1.5 hours per workpaper and my associate already uses all of it. So nothing is left for review. Why do partners do this to us?

Hey mate,

What would be the ideal CTC for 1+ year experience as Oracle Financial functional consultant?

Thanks in advance

Anybody have experience in real estate syndications at larger or smaller regional banks?

Fishes, what about work like balance in PwC UK, SAP practice?

This is a long shot, but I’ve learnt if you dont ask you don’t get. Is there anyone by any chance willing to recruit a Degree Apprentice? Currently in my last year, so it would be a transfer of employer… If this is a possibility, please let me know. Currently in a helpless situation with my Employer… Thank you very much in advance.

25 yr old here with net worth of $140k and $110k salary. Starting small but want to FIRE. Is it too early for me to buy an investment RE property (while I live in NYC myself)? I saw another post of a someone buying a $140k property with positive cash flow and was inspired to try and do something similar.

Anyone here from NYC? Be cool if there was a meetup.

Need some budget help. Just starting out. About 70k gross, 2.1k/ month in fixed expenses ( not counting food etc), 12k of debt. 26 yo w/ no real savings

Anyone investing in index annuities? Can someone explain why this is beneficial?

What's a good balance between types of investments for an average risk person (e.g. % real estate, % stocks/market, %government bonds, etc)?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

What do you estimate to be your personal functional inflation experienced over the last year?

I know the fed says 8.6%, but that number is averaged over many products normal people don’t frequently interact with.

I’d rough estimate something closer to 25% cost of living inflation over the last year for myself.

I think I need Ex bankers as friend and accountants. I need people who we can discuss deals in the swift world with from time to time. I need people with great ideas in my life

Anyone getting a bit anxious about this crash some of the experts are predicting?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

Any investment ideas outside of the stock market? Considering farmland but wondering about other options

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

Is anyone going heavy on infrastructure or electric vehicle stocks after Biden’s speech?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

What do you want to do when you reach FI?

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

Why are FIRE minded people into having multiple investment properties? It sounds like a nightmare having to deal with tenants and if you want dividends, can’t you just invest in REIT or preferred stock ETF? Are returns that much better?