This might be a stupid question - is now a good time to rollover the lump sum from ex employers pension to my new employers 401k since the markets are down? Does it have the opportunity to grow more if I do it now, or is it all the same?

What are your plans for your tax return? Looking for some ideas that are reasonable, Thx.

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

Reading posts here it seems as engineers in the US get's atleast $100k, people with 4-5 YOE in SWE seems to have ~$250K. Working in Sweden my base pay is $50k, bonus per year of $5k and I usually have to work overtime making my salary in total at a maximum $70k. I have 4 YOE and also work as SWE. Sweden has a insanely high tax rate (employee tax is 33% below 56k, 50% over $56k). There's also employers tax, and highly taxed fuels, food, clothes, which ends up in total paying around in 80% tax.

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

Hi Fishes, I recently got an offer from NielsenIQ. I want to understand a few salary components. Are LTA, Car fuel & Maintenance, Meal vouchers, and Internet expenses just for tax benefits, or are they given with salary?

It would be great help if someone can help me understand these components.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

Hi Folks, how much max amount we can retain back after 80c tax claims on income taxable amount. Any idea? Is it varies based on package? What is the percentage ?

How many think marketcap of cryptos will reach 700 billion or more before year end?

Joining D soon as manager. Can we use Interactivebroker for stock trading?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

Hey all, do you guys have any recommendations for low carb/high protein Indian diets? I am a South Indian, never feel satiated if I don’t eat my rice. Also not a big fan of rotis. Please pour in what other foods/recipes/advice you have!

Any good Chinese food around/near Arlington? I’m looking for stuff like lo mein, Singapore rice noodles, etc. not sketchy hole in the wall, but decent hole in the wall

Hey all, US born Tam Brahm here. Hope this isn’t too sensitive a topic to ask about, but for all those with deeper Indian roots than I do (born in or living in India), can you please explain why some people posit that even having this chat perpetuates the negative parts of a caste system? My perhaps naive perspective is that Brahmins are a caste but also a religious subsect. One can be religious and seek similar devotees without believing in or perpetuating caste hierarchy. Reductive or fair?

Looking for a reasonably priced sound studio in Manhattan (record, mix, good facility with light sound design).Also - any local agents who rep good v/o talent (union and non)? Double thx. DM if pref.

Meeting with a recruiter at one of the FAANG companies. I won’t be able to move jobs because of H1b /GC at least for the next year. Any idea if I should start off with that or should I just try to understand the work that they have been doing?

Hi Fishes,

I am 3.6 years experienced QA Test Analyst looking for referrals and job change with good compensation
Please help with refferal and openings
Thanks everyone

Giving notice tomorrow. Accepted another offer. Nervous to tell my boss because I know I’ll be leaving them screwed but I’m miserable. Love my team. The client is stupid and the work is soul crushingly uncreative. But still feel guilty :(

Does Google value FAANG experience over consulting? Say if a person is trying to get into Google from Apple, will it be considered easier?

Graduating senior. Have choices between MBB and SWE at FAANG. Not sure what to do. Long term I’d love to be in a small startup or a leader in a tech company. Not sure which path is better for that. Any thoughts?

Hi All,

I am currently working on Mulesoft in TCS, received an offer from conneqtcorp (conneqt digital) as a sr digital engineer with ctc 22lpa including 2.2 lpa as variable, I didn't find any review about this company. Please share your review if you know about this company. Also let me know if any open position for mulesoft with your organization

Total exp : 11
Mulesoft exp : 4

For those who have asked to switch clients, does it make a drastic difference? Currently so bored with my main client but not sure if grass is always greener. Thanks.

Has anybody made the jump from agency to Microsoft? Job is in Digital Production working w/ the Cloud/AI team. $ is on par. Requires leaving a full time role (rather quickly) for a 18mo contract. 🤔

Besides using Becker, did you use other sources to help with passing the CPA exam?

Hey guys,
Whats the compensation for walmart global tech software engineer 3 for nyc region

What career advice would you give to a 25 year old? Recently got diagnosed with a lifelong disability and it’s really made me contemplate what’s most important to me in terms of my job and how I’m ever going to “make it” in my career with a debilitating condition… or whether I even want to, for that matter. I used to be really ambitious and now all I want is to live well and put my health first

Does anyone follow the 3-fund portfolio? If so, could you share your 3?

is it feasible to buy individual stocks in my Roth IRA and sell later, and then switch to less volatile index funds down the road? Is this too risky/a bad idea?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Been dollar cost averaging for a few years now into index funds. Currently down $15k. Sometime tell me I’m doing it right…🤦

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Should I get an accountant/tax pro? I’m sick of paying for $200 for turbo tax and still having to do all the work. I’m Buying and selling (mostly just buying) equities through multiple brokerages, maxing 401k and accruing interest on multiple checking / savings accounts. Not rly any tax breaks. Would be willing to pay up to ~$400 for some convenience

I have moved all my traditional ira to current company’s 401k plan recently. Can I now do backdoor ira now without worrying about prorata rule? Wondering if I can start backdoor ira conversions immediately or if I need to wait for next tax year.

I once heard that the average age of those that achieved a net worth of a $1M was around 49 yo. Is this intended to include assets like real estate equity or is this meant to be liquid assets / retirement accounts only?
Understanding, $1M is no longer the goal but for those of you that have achieved this already - What was the age you achieved it and are you including your home equity?

How much do you keep in the bank vs brokerage?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

If I have a six year old and 150k in a 529, can I say I’m done?

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

What stocks are you betting on for 2018?