This will be the very first bonus since I’ve started my career where I have NO DEBT. No student loans, no car loan, no credit card debt, etc. I have two homes; one that’s a rental that my sister lives in & the other that I live in with my wife. 401K has about 78K. IRA has like 2K. What should I spend this bonus of 11K on?

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Loan payment question. I have two federal loans. One has no accumulated interest and is ~$110k. One has about $19k of accumulated interest (I previously made an embarrassingly low amount of money), but the total is ~$140k. While the interest is still frozen, do I: 1) make payments on the $110k principal amount only to maximize driving it down; 2) make payments on the $140k principal amount only to maximize driving it down; 3) make payments on the $19k of interest on the $140k loan; or 4) ??

With social security potentially running out, why couldn’t it be an option for the govt to put $5k for every baby that is born in a year into an account Invested in a govt share class S&P 500 fund. Historical average is 10%+, which would provide roughly $2.7 million for a baby born today. Eventually, this would eliminate the need for soc sec tax, and would only cost $18 Billion a year instead of several trillion a year being deposited into the trust.

Dow sit make sense to not put money into 401K until you go to business school and start again?

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Is it possible to buy a new luxury German sedan car with 30k budget?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Best resoures for realtors just starting out in their career?

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Are we on recession? My portfolio is super down - low cost ETF investor here

How is the AMEX account in IBM?

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

How do you effectively plan for retirement?

My sons friend is looking to get into real estate . He is a junior at Indiana University. Looking for recommendations.

I have noticed that people either love or hate XRP. Any reason it seems more polarizing then other crypto projects?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Some of the actors on soap operas are just so awful it's just unbelievable. Meanwhile, I can't even find volunteer work as an actor; it's disheartening.

It’s looking like my job is gonna start asking us to return to the office. We have an open office plan and before we wfh FT I would save all my work for my telework days bc I can’t get shit done in the office. I’m having major anxiety about them making this decision. I know I’m not alone that people don’t want to return to the office. My ADHD and the open office just makes working from the office a nightmare and I’m feeling really nervous and kind of resentful.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Anybody want to summarize the core concepts of ASC 842?

Any one here at HIMSS this week? Anything exciting to look out for?

Hello, i am currently working with M&G global as a process leader with 6.8 years of current experience and total 11 years of experience. I am looking for a job in any field, excluding the calling & sales process. I am currently handling one of the biggest key projects for my team (in progress). Due to the office environment not willing to continue here otherwise blessed to be part of this organisation.. please refer/ suggest any job. Surekha N

Marriott Stanton or Cadillac hotel? In Miami for one night/day so ideally want to be in walking distance to good food, bars, and the beach.

I know the go to is usually dark blue jeans - but how do we feel about black?

Is it reasonable to ask for three weeks before joining a new company? I was thinking a two week notice and a week vacation to take a breath. What do you think ?

Does anyone know whether Deloitte would help to obtain LMIA when your work permit/visa is about to expire? I’m at the junior level and not eligible for any streams yet.

Hi Guys,

I have 11YOE overall. I am doing a CSM & PM(PMP) role for past 4Y

CCTC - 11LPA
Already got an offer of 15LPA

Atteending further more interview
How much should I quote as my ECTC ?
Pls hlp

Thanks!

Hi Fishes,

Need likes to activate DM.

I need 11 likes?

International financial advisor. I’d like to do a hypothetical proposal for client. My go to has always been JPMorgan. They now can’t do it. Anyone else?

How much should a staff accountant with two years of experience be earning in San Diego?

Any government or gov contracting positions in the public health space anyone can recommend? Any direct hire positions if gov? Looking to make $115-125k.

I’ve been thinking about looking for a new job, but given everything going on with the Coronavirus and layoffs, it doesn’t seem like this is a good time to start looking. What do others think?

Posting on my wife’s behalf - We recently moved to the US and she is currently looking for a good role in HR consulting. She has previously worked with KPMG, McKinsey, Korn Ferry and WTW in Talent and Org. consulting practices in India for about 12 years. She also recently cleared her SPHR certification. It will be a great help if anyone can refer or aware of any job openings in NYC area. Thanks!

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

Have about 5k to invest - should I do FXAIX or FSKAX?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

In your opinion which is the best target fund to choose in IRA Roth?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Google stock to buy now or after the split?

Paid off my account debt!

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Any good wedding ring sources aside from Blue Nile?

Thoughts on personal loans to consolidate Debt?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?