Thoughts on a Roth IRA portfolio of just SCHD, SCHF, and SCHZ? I'm with Schwab (clearly) and want to take advantage of commission free etfs for long term

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

Will I be overpaying, if I get a 2017 Lexus RX350 AWD with 49.5 K miles on it for 32K out of door from a dealership near me? This is my first time buying a used car and also anything outside of a Honda. All insights are appreciated.

Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

Anyone know if you can cancel your Chase Sapphire Preferred after 3 years and get Chase Reserve and still be eligible for the signup bonus points?

What might be the ripple effect in real estate? When is a good time to get in?

Any tax accountants/attorneys in here? What would happen to the 401k of a foreign worker if they cannot longer maintain an immigration status and have to go back home? What about a ROTH 401k? Assuming they made after-tax contributions, would they still be able to take tax-free distributions if they are non-resident aliens for tax purposes?

I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

The Investnent Advisor, LLC a registered investment adviser is looking for Investment Advisors in Pittsburgh, Pennsylvania.
Must have a Seires 65 and a Portable Book of Business. Call 412 388 0500.

How much money should I be making? 4 YOE in analytics

What will be in in hand salary at 14.4 CTC? I have education loan as tax saving

Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!

Looking at real estate vs stock market returns. How much ROI have you seen your real estate investments yield over the years on average? I know there are so many factors. Just trying to see if RE is worth it given that I will lock in a large amount if cash.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Jummah Mubarak Fam ☪️💚
7th Jumaada al-Ula 1444

Hi there! I currently work as a strategy consultant (2 years post-BA) and am trying to pivot into a pure data scientist role. I studied statistics in undergrad but don’t have industry experience on my resume. Anybody else go down a similar path? If so, I’d love to hear about your experiences. Thanks so much!

Which of the two contributes more revenue YOY then the other? New Clients or Existing Customers?

Is HSBC or Credit Suisse or for matter of fact, any account in EY is asking EY employees to work from office or to work in hybrid manner. Any account in EY which offers permanent WFH?

How to avail leaves in notice period last working day is 9th January, best time to use them without letting anyone know

Top 5 All-Time (regardless of resell value)?

Mine in no order:

Cement 3s
Cool Grey 11s
Neon Air Max 95s
Wave Runners
Sambas

Is 19LPA for 3.5 YoE - Full Stack developer is good?
Should I look for long term at Nagarro?

Hii everyone, I am about to complete 1 yr in tcs. My project is not considering freshers for meeting, Not giving KT as well. Only writing sql queries which we r not aware of. Is there anyone with the same situation. Most of the time doing git pull/push Should I consider switching?

I have a layover arriving and departing from terminal five in London Heathrow. It's a 3.5 hour layover. Can I visit the Centurion lounge in terminal 3 and will I have time?

Do you prefer the grocery store wine section to be organized by varietal or country? Vote for country here

Any interest in a life science-focused pulse on comp across firms a la litquidity’s for investment banking?

What is the biggest % increase in offer you received from negotiating a new job offer? (i.e. % over original offer)
Any negotiating tips/advice?

Can someone refer me at PWC for Financial Control and Compliance - Senior Associate.

Currently looking for Tech consulting/ Implementation consultant/ privacy roles in London. I have both CIPP/E and CIPM.
Please let me know if you know any roles that are available? Or any recruitment agencies you can refer me to

Thank you!

Any family lawyers here?

Any Female in Chicago for a drink?

What is the process of relocation in dxc for laterals

Which will have better hours: H&K or Foley? Interested in data for litigation or corporate.

Which company pays better salary - EY GDS or EY India? Also, can someone give Pros and Cons of both?

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

Want to buy a house in bay area? Is this a good time? Thoughts?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

So I've been reading about opportunity zones. Is anyone investing in the area? I had some questions I wanted to ask

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

Any suggestions on high risk/reward stonks? Willing to dumb some $$ in risky investment.

How do you vet tax accountants to tell if they're good or not? How much do you spend on them for annual filing?

Is there a brokerage account where you can automate daily purchases of ETFs? Say, if I wanted to invest $50-100/day in ETFs, without having to manually transfer the money from my bank account? I’m new to the US, but seem to have my 401K with Vanguard so they might be easiest if there are multiple options.

I inherited around 70k in a TD AmericanExpress IRA account. Just turned 30...I MIGHT use the $$ as a house down payment down the road, but would actually prefer to invest it longterm for retirement. Already maxing out 401k and Roth. What would be the best investment options?

How do folks feel about I bonds right now? They’re earning 9+% at the moment.

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

What’s everyone’s thoughts on ARK?

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

How to invest in commodities (e.g. wheat)?