Trying to get my finances back on track. Who has a good budgeting app they use ?

Want to sell Pharma at a loss (just increasing) and buy ICLN but it’s at 52-weeks high 🤔?
Any insight on the situation..

Thoughts on taking out $60K from my retirement account under the CARES provision (no 10% penalty) to pay off my house? My current interest rate 5.25%

Which brokerage or investment firm do you use and why? I’m bummed we can’t use robo, which is usually free

How often does jiff offer credit to get a new Fitbit? I got one two years ago, and it was stolen

Rent or Buy a house?

Do you think (or can you tell us if you're one of them) that the people that are leaving the bay area are doing so because of taxes, or that their income doesn't support their life as much as they'd like?

Is there any way I could find better listings around my area? I've been checking out the competition and their properties seem to be better overall, more modern and more appropriate to what people are looking for nowadays. Any clue as to how they get these listings?

I know it ain’t much for some of y’all, but I just passed 100k in my stock portfolio, and 148k total net worth

Got my first job working retail! I'm so excited. I'm only 18 and I know it's not that much but I'm happy that I get to earn my very own money.

Fed raising rates to cool off the economy and slow down spending and markets reacting positively because they know the Fed is serious about fighting inflation but that just means more wealth for investors who now have more money to spend keeping inflation high 🤦🏻‍♂️

Publicly traded corporation to which we provide tax services only. No attest services, so technically independent. Can we purchase shares? Asking for a friend.

Hello All,

Can anyone please help me here.
I have made my tax payment in July 2022 but yesterday (15 Nov 2022) I receive an email that tax payment is due for assessment year 2022-23

I called to help desk and he advised to raise rectification request from Tax portal and update the challan number. I tried to raise request but need to upload some XML or json file there. I am not sure how to upload or modify that file.

Does anyone know what steps need to follow as I already made my tax payment.

Just ran the numbers and it seems like undergrad and grad school costs will be through the roof when my kids go to school in 15 years. I wanted to try to aggressively pay off my house (400k loan balance) but am now thinking I can’t do that and will have to only throw money at the 529 (100k balance) for 15 years. Thoughts? What would you do?

Hi all
I'm prepping for a final discussion with a fund and need some help with a few questions.
1)Where would you put 500m now ?
-logistics real estate in airport cities (roll up and upgrade storage units)
-tech infrastructure (data centres, dark fibre etc)
-D2C consumer
-industrials (cement, plastics etc) - as esg kicks in money will get pulled out but prospects will grow as the big infra boom kicks off
-agri commodity owners and producers

Anyone made redundant noticed their P45 tax code as 0T? What to do to change it to 1250L? Started a new job and ended up paying more tax as they have used 0T as the code from the P45.

California tax question. I moved overseas in November 2020 establishing a rental agreement in a different country. I sold my California registered car in May 2021 (my ONLY California asset). In total, I spent ~36 days in California during 2021. I use my mother's California house as an address to receive packages and letters. I don't intend to return to California, as I want to buy a house in Texas. I have a potential $70,000 CA tax bill due to capital gains from a long-term investment.

Mental health & work: How comfortable are you with sharing your mental health struggles with your manager? For example, those with depression, do you find yourself hiding your tough days from your team or are you open about it? I always feel like I’ll be misunderstood & labeled so I always lie about the reason when I do call out.

I am interested in a remote Product Management role or similar, looking to trasition from Digital Consulting. +5 years experience 🚀

Anyone from North Highland People and Change here? Do you do strategy/actual consulting or just staff aug work (like I’ve heard from most general posters)? Satisfying work or no?

I've been thinking about making the move to Melbourne from the States for a while now. I'll be heading there for about 2 weeks next month. What are the must-do activities, restaurants, and places to hit while there?

Hello all-

I’m asked to work a Throughput report that seems to be off with forecasting. From my understanding we are off by 2,200 being able to ship. I work in Exports for international. Our main system to pull reporting is SAP. Any suggestions what transaction would provide closer accuracy?

Please help me to know what is the base salary that I can expect for technical support engineer ic3 Hyderabad. Yes of exp :4 , If anyone know pls reply.

Accepted an in-house position yesterday. I’m so excited! I’ve been in private practice my entire career. Any tips? So excited to not bill anymore.

For those of you who respond to emails saying you will “revert back” instead of just “revert”, what’s going on here? Do you have a word count you’re trying to meet?

SO says I don’t acknowledge things for what they are and I try to find excuses. It’s been a big red flag for him and he sees it as immaturity and shadiness. I think he takes what I do the wrong way, and only try to explain my intent. I don’t know how to fix this

One of my known person is looking for job in UK. He has 6+ years experience in testing. Since last one year he is studying Masters in UK.
Testing in data science background is preferred but for now any testing opportunity shall be fine. I can share his resume.

Need advice on buying my first home. I recently moved to Canada and like living in downtown city vibes. I’m looking for a 2Bed and really confused if putting all my savings and 60% of salary towards mortgage payments for 1.2M condos is worth it. Does it make sense to buy condos with all those monthly fees and live in city or buy a house around GTA for much less ? Which is better from an appreciation and resale point of view ?

Looking for an opportunity at Bangaluru Location.

Total 12 years of experience out of which 8 years into delivering trainings. I have worked majorly into retail telecom.

Has anyone taken  ACAMS Certified Global Sanctions Specialist (CGSS)? Any comments/ reviews? How has it enhanced your employability? Why did you take the CGSS?

What's lifestyle like in hedge funds and PE value creation? Trying to guage my next step

Anyone hit this morning on the Jordan birthday restock?

My girlfriend, European citizen, wants to stay in America after she comes here. Do we get married when she comes on her waiver and file a I-130?

How is the work life balance for sr. Consultant in infy.. and whats the salary slabs.. any thoughts?

Can someone please explain a “backdoor” ROTH? When its required/why? I’m very new to all this. I keep seeing this mentioned but no idea what it means.

Does anyone have any experience with buying & renting real estate properties in Florida? Good idea or bad?

I’ve been looking at apartments in Brickell, Miami. This would be used primarily to rent via AirBnB (or a full 1 year lease if I can find a a decent tenant).

Any advice is appreciated.

Thanks all

Getting a fat bonus > 50k. 401k will be maxed, already dump 3-5k in each kids 529 and have more than six months of emergency fund. Already own a house at 2.85 etc. not flexing or anything just want to know what folks would do with a sizable bonus. Need ideas please. Otherwise dumping in VTI lol

Just want to hear from people who hit FIRE and pulled the plug on working. What are you doing these days? How great is your life? Any regrets?

What stocks or funds do you invest your IRA contributions in. Just opened up my IRA last week and looking to see where to invest in.

Is a 1 bedroom apartment big enough for a couple, especially if one primarily works from home? Thinking about moving in with my SO.

Saw a post about an engagement ring here so wondering if you all have tips for wedding bands. Ideally, a half eternity band or something similar for me and a white gold 4 mm band for my partner.

Need some FIRE advice please. I am currently 25 M, with 125k in savings across my 401k/ESPP/Personal Brokerage Acct. etc. I have no debt. Base salary of 125k with up to 25% bonus.

I contribute 20% to my pre tax (employer matches up to 6%) and 5% in my Roth 401k and 10% in my ESPP. I keep only what I need in my checking to pay rent and have some fun on the weekends, but all relative would you say that I am allocating my funds correctly. Huge believer in value investing and compound interest.

When you finally achieve FIRE, what are your options to cover health insurance? Any specific strategies to lower the health insurance cost?

Has anyone heard of Ponce Bank - it is giving 2.5% yield for money market account. And UFB direct is giving 2.21% on money market account. And Marcus by Goldman Sachs is giving 1.7% on savings account. Which one should I go for? I have about $200K to keep for sometime until I decide what to do with it

What are some jobs you can do abroad to earn US money while living abroad? Haven’t reached FI yet but I always worry about running out of money after early retirement.

Ally or Marcus? What’s best for HYSA?

Can you start this if you’re 34? Kind of late to the game or nah?

I don’t think I have enough saved (80-100k) to justify a financial advisor. But I also was never taught/learned about money management and planning. Are there any good resources or books in which I could learn about how to invest in my retirement?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?