Trying to decide between the 401k and the Roth 401k. Currently making 134k yr so in the phase out for the Roth IRA. How much should I be putting in which type of 401k account?

Hi! I’m currently CoS to the CEO for a PE backed healthcare company. I currently make $140K + $25K bonus. I was CoS for 1.5 year at a nonprofit before joining this company, and have been at my current company for 1.5 years for a total of 3 years of CoS experience. I’m up for a raise this month, and curious what some of you are making for ballpark? I’m also on a COO path at my current company and was wondering if anyone else is also on that trajectory and if you have any tips? Thanks!

Any San Francisco peeps have a good accountant who specializes in taxes for freelancers/contractors?

At what point would/do you plan to pay off your student loans in full? Say you have $30k in student loans. Would you wait until you have $30k in savings? Or $40k to have a $10k emergency savings buffer? And so on. This is assuming you make the monthly payments until you pay in full of course. I understand this will vary based on your financial strategy but would love to hear some insight on what you chose/will choose and why!

Isn’t buying ETH a little too late in the game now ? Considering other blockchain technology applications coming up.

Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

I’m giving my notice on Monday. I’m looking for advice on:
- Checklist of things to do, both before Monday and within next 2 weeks
- Tips on convo informing Counselor / Manager
- Anything else that’s good to know / not well known

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

What is the general ranking for A-SC firm benefits across commercial management consulting?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

https://yieldnodes.com?a=kR0zejgYmyoDrVm

Make 6-8% monthly passively

Yieldnodes is a server rental program, NOT a trading investment. It is not related to trading cryptos or currencies in any way.Participants' funds are used to set up servers that operate as masternodes and to stake small volume coins which allow those servers to partake in crypto network activities and generate more coins. The proceeds are shared 85% to participants and 15% to the program (the rental payment).

Looking at getting out of consulting and buying a business using an sba loan. The business in interested in has been around for over 20 years.

Asking price is 800k
Gross revenue is 1.3M
Net profit is 260k

How difficult would it be to secure an SBA loan for the entire amount?

Please suggest me best SIP to invest

Hello seeking referrals for consultant roles. Have ~1 YOE in healthcare consulting and previous RA experience as well. TIA

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

A recruiter keeps discussing my salary level before sharing my resume with the client. I gave given my level and said I’m willing to discuss based on other benefits etc but feels a bit odd to keep discussing it before even sharing with the company... Is this normal?

How important is seniors/managers setting an example? It seems these people believe they are entitled or privileged at Barclays and morale is suffering as a result.

Anyone else listen in on the TL;DR Live the other day? Thoughts on that?

Well friends. We got cocky and pulled the happy hour trigger a little too early this evening.

Got the "plz draft and send" at 6:30.

Let's say you work remotely full time in private/group practice. Mental health or Wellness.
What's your maximum client load for a week? 20? 30? ... 10?

How difficult is it to get an onsite job with only 2 years of experience?
Tech Stack: .net, javascript

Hey fishes, how is the project allotment done in coforge..
It's been a month since I have joined still no tasks allocated not even induction is it a common in coforge?

Hello Guys! Anyone looking for Service Desk Lead role from Noida location. There is an opportunity in HCL noida location. Pls ping me if interested. Immediate joining only

Hi Fishes
how's the recession going
is it over so i can think about job change

Best west coast pharma agencies?

At an in-office happy hour I once had a coworker shout out loud that she doesn’t trust people who do not drink upon discovering I had OJ in my champagne glass. #rude #IdidntGiveAfuck

Capgemini project - .Net Core, Microservices, Angular

FIS Project - .Net MVC

IBM Project - don't know

Capgemini - 18.5 fixed + 2L variable
FIS - 17.10 fixed + 1.90L variable
IBM - 17.14 fixed

Looking for highly job security with better project

Now that the Kharadi office is open, Anyone from here visited yet? Any thoughts you guys would like to share? The email mentioned that they only got 20 Cars parking yet and if full, we need to utilize some 'Paid' parking

Anyone from MBB here? Have you heard anything about Salesforce B2B Commerce work within your firm?

Started talking to this guy through group a group telegram and one day he offered to pay for my lunch as I had helped him out with something. Since then he has been offering to pay for my dinners, salon visits, shopping etc and I have accepted 3-4 times. I am in a steady relationship and my boyfriend doesn’t know about this. The other guy just says he likes paying for my stuff and there’s no agenda. Is this a little weird?

My mood has been fluctuating so much lately. Some days (yesterday) I wake up feeling invincible and some days (today) want to hide myself the rest of the world and feel like nothing will ever get better. I’m trying to push myself to make plans with other ppl and am really self-conscious about it cuz I don’t want ppl to see me in low spirit.. any ideas on how to fix that?

In Accenture the leaves will be converted to cash during full and final settlement?

Would you invest in individual stocks if you're invested in a fund that includes those stocks as well? Why or why not?

Im single and will be 30 very soon. I have an emergency fund and a good amount of money in the market. I love the idea of maximizing savings but I’m sick of roommates and will getting my own apartment in the summer. I am torn between saving as much as possible in a less expensive 1 BR and getting my dream apartment. It’s a difference of ~$400-600 per month. Help😩!

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

At what point would/do you plan to pay off your student loans in full? Say you have $30k in student loans. Would you wait until you have $30k in savings? Or $40k to have a $10k emergency savings buffer? And so on. This is assuming you make the monthly payments until you pay in full of course. I understand this will vary based on your financial strategy but would love to hear some insight on what you chose/will choose and why!

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Looking at getting out of consulting and buying a business using an sba loan. The business in interested in has been around for over 20 years.

Asking price is 800k
Gross revenue is 1.3M
Net profit is 260k

How difficult would it be to secure an SBA loan for the entire amount?

Holy Cow .. jumping into the craze. Bought and sold NAKD in 30 minutes and made $10!! 🥳 wohooo

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

The store brand = name brand a lot of times at the grocery store. Always buy the cheapest.

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

I once heard that the average age of those that achieved a net worth of a $1M was around 49 yo. Is this intended to include assets like real estate equity or is this meant to be liquid assets / retirement accounts only?
Understanding, $1M is no longer the goal but for those of you that have achieved this already - What was the age you achieved it and are you including your home equity?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Owning real estate is overrated, I’d rather rent all my life. Change my mind.

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?