Vanguard target date fund - can i recreate it with a mix of funds myself or is it better to leave it as is for 401k. Dont plan to actively manage it

What are the benefits of getting the president's club award?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Hi! I have many years of experience in Compensation and Benefits (HR) strategies to attract, retain and motivate talents in big corporations. I want to find a way to bring solutions for startups and entrepeneurs that are already in the need of such support for their own companies. I want to find ways to bring meaningful and practical solutions at reasonable costs for these organizations. Any ideas on how to become aware of their specific needs? C&B, talent management, performance appraisal.

What is your top stock trading platform? I use Ally invest and Robinhood. Not happy with both. Looking for a platform with low fees, fractional shares and solid analytics. Thanks in advance

Looking for a new HR opportunity in the Madison, WI area, or remote work. Any leads out there? 19 years experience, SHRM-SCP certified. Tons of employee relations, talent development, benefits, payroll, experience! Still growing in comp administration, and enjoying aligning people strategies to organizational goals and objectives.

Hi do you interview from time to time just to check what’s your market worth?

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Which style home do you prefer and why?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

SD rent prices are just about the same as SF right now. It’s blowing my mind.

Is Bitcoin about to fall below 30k or rally back above 40k. Vote below 🔮

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

Thinking of buying a first property with my SO. Any suggestions on area? criteria: safe and well connected. all wisdom appreciate and welcome!

Starting a new job as a Merchandising Coordinator for a large food/sales company soon… no experience in merchandising, just customer service. Any advice???

What all are the benefits IQVIA provides. Need to understand on below points-

1. Leaves
2. Meals
3. Transportation
4. Medical benefits (like dental, optical)
5. Allowances
6. WFH
7. Bonus that excludes from CTC and variable
8. Annual/Half yearly parties
9. Goodies or gifts during major festival
10. Anything else 😅

Am I able to access MyLearning before starting with Accenture? I received a Countdown to Accenture email and it included a piece about starting trainings before your first day, but both the link to MyLearning and the link to support for the link not working were unaccessible.

What are some best practices for verifying the security of internally developed code?

Anyone with two full time roles run into the issue of having conflicting meetings? What do you do?

Hello fellow 🐠! I’m new to this platform and would greatly appreciate some “likes” for this post so that I will be able to send DMs for job networking opportunities.

People that take medication, do you find that using marijuana in the evening helps with sleep?

If I want to transition into M&A from audit, what are some basic things I should consider?

How does face to face interview happen in accenture? Recently i applied for it HR told it will be face to face at office.
My skill is java, will I be asked to write code on paper or will i be provided a system? Cqn anyone please share info

When the layoffs hit the BBbanks, where are the first cuts amongst IB, sell side research, buy side research, trading, sales, operations? Maybe rank starting with first out.

Just went to my first spin class. Wow. That shit is tougher than it looks

Anyone have experience lateraling from a no name boutique that doesn't do much modeling? I learned modeling from BIWS but just don't really do it at work. Any tips?

Personal finance book recommendations?

Does Centurion Lounge access justify the Amex Platinum fee? 80% of foreseeable travel will be through IAH, DFW, and LAS.

How did you go about finding a therapist and/or coach to support you in your career transition? What value did they add, what would you do same/different if you had the time again and any other tips?

What are the best consulting firms to have a clear path to exit into big tech?

Hi All,

Kindly help me in resolving the dilemma

MBA with Total YOE - 7+, relevant YOE- 5.3 , Skills - CYBERSECURITY,GRC, Audit.

I have got two offers
1. Genpact - 27 CTC (24 fixed + 10% variable plus gratuity) Manager level
2. Airbus - 23 CTC + 5 L JB
I really wanted to work with Airbus but they are not budging from the offer of 23 even after I told them I have a better offer from Genpact with better position. HR said they will come back..

You think Airbus will come back with better offer?

At what point does it make sense to buy a home? I have ~700k in the stock market and a lower than average salary currently (80k) and pay 1800 a month in rent.

Have ~15k to play with. Maxed 401K, plenty saved up for rainy day, good amount in brokerage account, no debt besides a condo I rent out and it has a bonkers low interest rate. I already play in the crypto space.

Any investment ideas?

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Investing noob. Just started putting money in back door Roth IRA. Have been losing money each month. I thought the market was doing well… what gives?

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

Anyone have an HM Bradley referral they’d like to share w me? Feel free to PM me if you don’t want to post your referral link.
Thanks 🐠

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

I work for a company that gives me RSUS as part of my compensation. Am I allowed to short the companies stock to minimize my downside risk in case stock price drops? I value certainty of my RSU payments over any potential upside