We will be relocating to the southwest (exact city still TBD as we finalize job offers) this summer. While we’re not trying to FIRE, we follow the tenets. I’m really worried about a potential (contd)

Anyone have any recs for Belize? Thinking of going end of April/early May, would be with someone who isn’t scuba certified but wants to learn. General travel recs for Belize welcome as well!! Thanks 🤩

Lyft driver delayed picking me up 30 min, resulting in me canceling my ride and asking hotel to call me a “yellow taxi” to get to the airport because it was 5am and all ubers/lyfts were 15 min. Specifically said yellow. Hotel calls me a private lux SUV and the driver got out of the car to handshake the man who called and said hi (honestly money couldve been passed). I then get hit with a $180 ride. Marriott website says taxi should be $65. Should I complain or let it go?

How does one share a Delta drink voucher? Can you just take a screenshot?

Is it worth it to spend 12 hours in Tokyo for a layover? Would need to change airports and would want to see something in the city. Otherwise I can book a different flight

Career Sabbatical?

Can anyone who has taken a career sabbatical to travel/explore other interests share their experience with both leaving their jobs and returning to the legal field?
I really want to live in Asia for a year at least before I have to settle down and start a family. I’m not getting younger but don’t want to be reckless with my career.

Does anyone have experience travelling in or out of Heathrow over the last month? Got a trip booked and wondering what the border restrictions are like/ what documentation is needed for showing reason for travel (if any)

Any Florida hotels (Hyatt/Marriott) near the beach that people recommend? Looking to avoid Miami.

Any one working in Emirates NBD in tech roles?

Absolutely. Businesses can be ethical by treating people the way they’d want to be treated. 3 ways Airbnb can do this: Aggressively fight fraudulent listers, let Airbnb members control their data (allow data requests/permissioning/deletion from any state or country), and oh - make it easy for people to get their money back if their travel was affected by covid-19. How not to be ethical: marketing ethics vs living them.

Going to India from DCA (flights were cheaper) but I live in Houston. Flight from DCA is at 10 pm. Should I book my flight from Houston to DC the same day or one day earlier? Given the flight cancela.

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

What is the average annual hike in PwC advisory business like for ex let's say ops consulting.

And how much is the travel like in a month? How comfortable are the stays etc.

I recently received an offer for senior associate position, hence the ask. Thanks in advance.

Anyone managed to fly their parents down from India to US off late? Cousin’s pregnant, trying to book tickets for early Dec. trying to understand how entry here is playing out here. I know Qatar and Emirates aren’t operational yet for flights from India to US.

For those of you that travel, any tips to practice your swing while on the road? Only swinging the club once a week when I play on Sunday just doesn't cut it.

Is the a black market for rewards points? I want to get rid of my delta points for either American or Marriott points

Anyone have referrals for American Airlines?? Trying to crack into the airline industry. Also, more than happy to team up by sharing connections and networking. Lmk!

I have a flight at 7a on Sunday but I’ll be out late having fun the night before. If I miss my flight will I have to pay for a new one-way ticket home? Delta and I have Silver medallion.

How does everyone in this bowl feel towards master’s degrees in data science/analytics? I didn’t study this in undergrad so I’m looking to get an analytics degree but I’ve heard mixed reviews.

I’m around 21 weeks and have been dealing with a lot of leg, tailbone, back, and general muscle pain. Since I do work long hours Monday- Wednesday (10hr +) I’m trying find a comfortable chair to switch to. Any recommendations? Currently I’m switching every hour or so between my kneeling chair and standing.

Hard to focus on work because I keep opening Blockfolio and am more interested in the crypto space happenings of the day..

CIPD vs. SHRM?

Have any of you started a PLLC for a solo practice? If so, what was the process for getting your firm to become a PLLC in Illinois. Did you file for an llc first then file a cert with the Supreme Court. PLLC filings for IL do not list attorneys as a professional group.

Hi Fishes,

I am thinking to diverting my career towards freelancing in accounting.
For that I have to resign from my current job in Pwc. I am thinking of starting a job as accountant and work as a freelancer as part-time.

Any thoughts or advice?

Thoughts on 3-page resume?
I come from a very varied background and can't fit it all on 1 page

any openings for associate (technology) in pwc..??

Best way to deal with fear and uncertainty around the Boogaloo movement? Currently intensified defense spending however current neighboring cities are heavily prone to coordinated looting

Anyone know salary range for Director of Customer Success @ Stackline?

Hi Fish, this is regarding the ITS Accreditation Program. Is anyone attending the same in Mumbai. Have a few query

Dreamt last night that we lost my account because my team thought the phone was on mute when talking shit... it wasn’t 😳

My spirits are a bit low but I need to make some sales, and that's hard to do when my charisma is basically zero. Any advice on how to keep a stiff upper lip when you feel like you're going nowhere in your career?

If you could start your MBA degree over what would you do differently?

Hello Fishes,

I have 11 Years of experience in Physical Security, I presently work for BIAL(Bangalore International Airport Limited). was looking for reference for Corporate Security positions. if any one could help me in referring me for any of the positions in Corporate Security it would help me in my growth.

Thanks.

I will start managing the sales team I’m part of and transition from being a peer to becoming their manager. Any advice on how to make this change as smooth as possible?

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

Do you count your car as part of your NW on Mint/other trackers?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

I just hit my lean fire number but am hesitating to pull the trigger, so was hoping to run it by people smarter than me:

- I have a few rentals that bring in ~$1800/mo cash flow, taxes are negligible, Capex incl.
- My paper assets will bring in ~$1200/mo at 3% draw
- I get free Healthcare at the VA
- No plans on kids
- My expenses haven't topped $30k/yr ever
- I could always reenter the workforce if needed (albeit probably not in consulting)

Please point out the flaws here, what am I missing?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Anyone here retire in late 30s or know someone that has?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

What's a good balance between types of investments for an average risk person (e.g. % real estate, % stocks/market, %government bonds, etc)?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

At what investment size should you typically start using fee only financial advisors?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Red flag? I use TD's robo investor for my IRA and personal investment portfolio. I noticed it chooses the same ETFs, although potentially a different ratio. This seems that it's not properly diversified for long and mid term. Should I be concerned, or just let the investment fly?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Should I put $20K towards my student loan balance of $230K before the no-interest period ends or max out my 401k, which I have contributed nothing to this year. I’m 25. Employee matches 4%.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!