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Hi Fishes, Any senior staff engineer here, role associate project manager at Nagarro. I would like to know more details about project allocation and work you do. I recently got selected as one. I can see a lot of heat from developers against nagarro here but what about mid level management such as associate project manager!??
TIA
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Those born until 1967 or 68 the minimum age of retirement is 67. The max is 72. If you do not work until your minimum age of retirement you will short your benefits and have to pay a penalty for early retirement and the additional increases you forfeit. I till be working until max. 72. Unless I am lucky and hit one of the multi-million jackpots then I will retire at 67, but not a year earlier.
Check it out either way SSI.
The maximum age is actually 70. Past age 70, you don’t accrue any additional Social Sexurity benefits.
Full retirement age for my age group is 67 (I was born in 1970). However, I can't imagine being able to live on just SS at that age & being able to hold off on the RMD's until age 70. I'm hoping I will be able to remain with this job until I choose to retire or scale back into a less demanding role.
90 the way my finances are going
I’ve always said ten years after death.
Before I die is my target.
I have that same goal!
My retirement has nothing to do with social security. By 45 I should be quite secure and by 55 I'll be out of the rat race or scaling down.
Last year, there was a CBS News survey that said 1 in 8 people expected to retire by age 61 and live to 100. When the average retirement savings of those 55 to 64 is about $185k, funding 40 years of retirement isn’t very realistic. Only about 10% of Americans between the ages of 62 and 70 are both retired and financially stable.
Plan is 55. Maybe 56 if I’m feeling up to it.
I’d love to now but I still have one in college and one is a junior in HS. So aiming for 62 or sooner if I can
It all depends upon which year you were born. For me, if I want to retire without any penalties, I can start collecting my Social Security at 67. I can start collecting it now, but I will have to pay some of it back if I make too much money.
I'm targeting 67
59-1/2 is my goal with 3-1/2 years to go. I’ve never planned on SS to help much, if at all. I have a monthly income goal in mind but also feel I can live more frugally in retirement if things get tough.
ages 60-63 can contribute an additional $11,250 as catch up to a 401k on top of the normal $23k limit instead of the $7500 you can do from 50-59. So if you can coast during that time, you can save more pre-tax.
Are you selling life insurance?
65+
60 as long as I move to the South and work part time.
59.5 😂 but really it just depends. I'm far enough away from retirement that I'm sure I could make that goal work if I really put my nose to the grindstone but I also don't want to burn myself out to force it. If it needs to be 65 or 67 then it is what it is. I'd hope not later than 67 though.
Some time between 67 and 70, but I'm only 42 so it may be later, just depends if I can start really aggressively saving for retirement in the next few years.
My goal is 57, but it will depend on whether my kids have their own insurance by then. The max for me will be 62, even though I plan to delay Social Security until 70 if possible. I may continue to work as a contractor after 62, but won't be beholden to anyone except myself.
55 if I can make it.
Retire??? What’s that? I will have enough in my retirement for 2-4 years if I stay home and I’ve worked since I’m 12
Plan is 55, leverage passive investment income to cover medical insurance and expenses ahead of Medicare, SS, and pensions kicking in. So 3 more years and counting.