What are your thoughts? I want to invest INR 21000000 to buy a Commercial Shop (including tax and maintenance) in this I pay 5000000 as initial payment and rest 16000000 via loan payable for 15 years in amortization method @ 167075 per month at 9.5% interest rate. and I receive 100000 monthly and There is a scope for the value of shop to increase by 3% yearly.
the rental return increases by 2% every year.
Do you think it is worth it? And what are the tax benefits or implications. 30% taxbracket

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If you are going ahead, my suggestion is to do it via a LLC

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LLC is a good idea but bank will not give loan to LLC without prior income

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