What are your thoughts on buying town home in Northern Virginia (fairfax county) in the next few months / early next year? What timeline would be best to capture any price drop? Is the market still favoring sellers in this area? When do you think it would be a buyers market?
I'm a first time home buyer, so not sure what is the right approach here.

Thanks in advance!

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

What is the most reliable way to make $750k a year by your late 30s?

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

Off topic!

I recently bought a house (In my hometown), I am not staying there. It is currently on rent. I am getting Rent as 50% of the total Home loan EMI of that house. And it is equivalent to the rent that I am paying at my current location in another city.

Question is: Should I do yearly loan prepayments from my annual bonus to reduce the EMI amount or should I keep the loan going as it is and invest yearly bonus in share market or gold.

Or

Any other approach to get good outcome?

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

So my offer letter says I have return back the signing amount if I leave within a year. How does the math work-full rerun of 20k or post-tax deduction the any that I received ?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

When the senior manager expects you to create estimated tax payments out of thin air because the client refuses to pay safe harbor.

Thoughts on the new Chase Freedom Flex?

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

What are the best credit cards for travel points?

If I were to invest $1000 today, would ADA be a good place to spend the money? Heard great things about it, but interested in knowing if this is the right time or if I’m late.

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Safest wallets / exchanges for buying VET and safe moon? 😭

How often do people upgrade their house? Is every 3 year too slow?

Leo loses Allstate to Droga. I know this was a long time coming, but it’s yet another big loss for Chicago.

Anyone willing to share thoughts on National tax- unclaimed property at EY?

Received an offer from EY but didn’t find enough information to get to know about it.

I joined 6 months ago as a L5 manager. I like my team but don't enjoy the work. I also feel I was down levelled at the time of joining. Should I wait 6 months and move internally? How easy is internal mobility especially if I were to target a L6 role? Would applying outside be wise ?

How is the annual hike and bonus in PwC SDC US Advisory (Management Consulting) I heard it's slightly lower than other big 4...

Hi all,

Does Bosch provides onsite opportunities in US??

Can anyone tell what would CTC TCS offers for a 15.5 Exp resource. What would be the best designation one could expect to be offered with 15.5 years of exp.

Is it possible to go from Finance Compliance to Biglaw? I have 5y Biglaw experience abroad and NY license. Moved to NY for inhouse job in finance but considering moving back after 4y.

Starting a Coaching Business Isn't Easy. How would/did you do It Successfully?

What's average salary for a QA with almost 8 yoe?

Why do we always tell people “Be the best version of yourself before starting a relationship?”
I feel this is wrong…first, if you’re someone who constantly wants to be better, this doesn’t work. Also, what happens when you’re going through things and you’re not the best version? What happens is…the going gets tough and then one person leaves the other.

Can anyone refer me to Guidehouse. Saw a position in DC that looks promising. DM me please.

I have an offer of 15 Lpa from Nagarro and expecting one from Capgemini around 18-19 maybe with joining bonus as the offer letter is not yet released. Really confused which one to join as Nagarro has a pros of work from anywhere while Capgemini will work on hybrid model. Can anyone please help me in giving some insights .

I have heard McKinsey has a bad Work Life Balance, are there any Software Engineer 1 in this bowl who can share the ground realities ?

How many hours a day do you work in general, do you work 12+ hours including commute time.
Also how much work you do here is support and how much is development work, how are the projects that we work on and do you use new tech stack or you use old technologies.

What are the career opportunities and hikes like.

Do you think resume past behaviour is really a predator for future behaviour ? To me there has to be more psychological statistic on this to ring true as all work variable differ for each workplace, including performance expectations, tasks and evaluations.

Hi Friends,

I am in discussion with MNC Service based organization based out of Sweden and wanted to know the salary I can expect. Although they have dropped a hint of around 45000 SEK per month.

I am an Oracle SQL and PL/SQL developer with around 10 years of experience and my CTC in India is around 32 LPA.....

PwC'ers. How much am I looking at for healthcare for myself, my wife, and toddler?

I start in a week, haven't seen figures yet.

After 6 years of temporary contracts and unstable situations, I find my dream job in my dream company. All of a sudden the world goes upside down and I get laid off. I start sending hundreds of applications, with only 2 recruiters getting back to me to say I don’t have experience for the job (this is how it works in Italy). Add a terrible health situation in my family and it seems there’s no light at the end of the tunnel. Ugh. 😞

S&O had 104 total GSAP recipients this cycle, 16 GPS and 88 commercial (if my counting is correct). How does that compare to previous years?

Expecting an offer at either the Director or Sr Director level. Can someone talk about baseline variable bonus %? What your comp is? Were you able to negotiate a signing bonus?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Atlanta vs Savannah vs Tampa?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Thoughts on Fundrise?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Need a recommendation for a solid real estate attorney in Columbus, Ohio. Someone who specializes in rental properties and evictions. Any help appreciated. Thanks!

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods