What calculator do you suggest to see how much you could really afford for a first time homebuyer. I’m aware of the extra costs like insurance, etc. so just trying to figure out what’s actually feasible given how much I want to put down/ pay monthly.

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

Currently renting for ~ $1500/mo in a low COL city. My lease ends in Dec and am looking to purchase a property and get into rental game. I have $40K in bank, but I’m not sure what my max investment should be or will be approved for. Would it be feasible to keep renting and also try to rent out a purchased rental property given my liquid cash?

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

How many of y'all have trust funds? What'd you do with the $$$?

I left RSM in November 2021 and reached my 4 year mark in October 2021. Will I be fully vested in my 401(k) match? If so, when should we expect to match to show on fidelity?

How much are you all paying for yard work and house help in the bay area? New to the city. New house. And no time to take care of these. But also worried about spending too much

Currently making 70K and I usually up my contributions each to start each year. I'm up to 10%. How should I split up my mix? Currently all in traditional.

Plan is to get this higher as I eliminate debt but 10% is all I can afford to do for now

"Stock Market Today: Dow Starts Week on Strong Footing as Energy, Tech Gain"

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

Which bank account is better for salary account?

HDFC
Axis

Why do there seem to be so many comparison threads of achieving XX salary/net worth by age Y?, especially amongst younger people? Is this the fallout of social media and do you think it’s a generation-wide thing, or just contained to folks in “preftigious” circles?

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

I would like to know how much will be in hand for London onsite from tcs for an IT Analyst.

I am planning to travel with spouse and 3 year old kid. Wondering about savings as well.

Any guidance is appreciated!

How t save tax for 9 lpa salary. Can anybody help me out.

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Hi, I am looking to be referred into some top consulting firms. I am a Project Coordinator at Nielsen with 1 YOE. I have applied thru various job portals but the application does not seem to be viewed or going forward. Would be really helpful if my fellow fishes can refer me. I will be happy to discuss further on this and share my CV. Have a good day!

Having another phone interview with the same Amazon person again. Not sure what to make of it.

Hi Fishes,

Looking for a job referral for Production Support L2/L3 role.
I have 6 years of experience.

Do let me know if any openings.

Just mine that is red?

Left Deloitte this year. Kind of felt bad about missing the retention bonus bc I still like DT. But I got an unexpected $60k RSU award today and now I’m not feeling bad anymore. Still will always be grateful for my time at DT though.

I was told getting CFE could increase my earing potential by 17%, has this been anyone else's experience?

Hi,
I am an Analyst. I have planned to do MSc in Artificial Intelligence or in Data science. What are job opportunities after the course completion? Is it difficult to get a job in Michigan, Texas, Illinois, Loss Angeles, Santiago?

Hi all,

Hope everyone is doing well,

I am looking for Data Science and Machine Learning openings at PayPal, if someone can help me get referred that would be really helpful.

One more thing I wanted to ask. I am having 1 YOE so can I get Data Scientist role or do I have to apply for Data Analyst role or any other lower grade position before getting Data Scientist role?

Thank you for helping.

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

Is there any bench policy in amdocs. My project will end in january. What will happen after that?

What do y’all believe should be the average pay for an ekg tech?

Hi All,

I have 4 yrs of exp as full stack developer and my current CTC is 15 lpa and notice period is of 3 months. I got an offer from another firm for 24lpa but they have shared the offer letter of DOJ after 2 months and asked me to negotiate my notice period or look for buyout. What should I do in this case? Should I connect with my current hr to negotiate? Cause I tried convincing the new hr to share the offer letter of DOJ after 3 months but she is not in the favour of that.

Looking for a tennis instructor. Any recommendations who are patient and friendly?

After submitting the info for my background verification, I came to know that my ex-employer switched his number. I mailed the verifying entity about it but haven't received any response yet from them. Can they reject my verification based on it solely?

Hello! Need help. I got a letter in mail for Hyundai's car recall and was told to contact nearest Hyundai dealer. Upon calling, I was told that while it's a known recall, there is no remedy for it per the corporate site.

The two doesn't add up. Should I call another dealer? Or is something like this possible? Clearly a novice when it come sto this.

Has anyone one been in the interracial relationship(s)? How was your experience?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Atlanta vs Savannah vs Tampa?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Does buyer have to share appraisal with seller? Can seller request it?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Need a recommendation for a solid real estate attorney in Columbus, Ohio. Someone who specializes in rental properties and evictions. Any help appreciated. Thanks!

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

My SO and me are looking to save for our first home.. we don’t have kids.. any tips from you who may have saved for your first home? Did you aim for 20%? How long did it take? What kind of a home would you recommend buying first?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.