What etfs should I buy in a taxable vs roth account?

like
Posting as :
works at
You are currently posting as works at

I would own equity funds in both. In theory the one with highest expected growth in Roth

In a taxable account you can go heavier on international equity because you can take a foreign tax credit on your US tax return.

In a non taxable account you can go heavier on REITs if you want since they do not count as qualified dividends when held a taxable account,
In both you can lean toward equities if you are young

Exactly EY … not qualified … thus the tax credit on additional foreign taxes paid.

And btw international equities tend to have higher div yields on average compared to domestic

Related Posts

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

like

Coinbase Premium - is it worth it? How do you get it?

like

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

like

I was paid a retention bonus last year which I have to return - couple of questions: Will I get a corrected W2 ? If yes, how much time does it generally to generate a corrected W2? Should I wait for corrected W2 to file the return ? (with the current comp - I owe taxes however with the W2C - I will probably not..) thoughts??

like

I feel like I'm going to get screweeeddd over with this upcoming housing market crash. I know we paid hundreds of thousands more than the house is worth 😭

like

What do you all think of Snowflake's businnes, stock and IPO? It is database business and competition is heating up. Is this something good for / worth investing in? Maybe a long hold for 15 years? it reminds me when Googl went public at $68 / share. What other businesses(business model expansion) can it expand into?

like

What are the best ways of tax exemption

like

What do you all use to file for taxes after switching to h1b?

like

Does anyone have any book recommendations for information on buying a house?

like
like

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

like

Pre-tax 401(k) or after-tax...thoughts?

like

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

like

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

likeuplifting

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

like

How does the pre-tax parking benefit work at kpmg? There isn't much detail on ssc or benefits connection but it seems like it is on the honor system vs a separate account like FSA?

Hi folks ,

Can you suggest some good residential society near Gachibowli ( 2BHK or 1 BHK ) ? How much should I keep the budget for a 2BHK in that area ?

Thanks in advance.

like

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

like

Let’s finish this up strong! What are your year-end self development plans?!
We have our last session of the year of our group/guest financial education cycles at our Downtown Toronto office this Saturday. We go through our first financial education session that we talk about basic to higher level of financial information; from saving, investing, risks and returns, registered accounts, etc. There is no cost and no obligation. If you are interested to attend in-person or via Zoom, let me know.

Post Photo
like

Opinions on getting a Non-Owner Car Insurance policy (especially if you drive rentals for work often)? Up until last month I owned my own personal car and had regular insurance. Wondering about (cont)

like

More Posts

Who is hiring?

like

If you haven’t done so yet then you should check out Class Pass. Way better than going to some crappy globogym.

like

At the moment it’s actually both

Post Photo
likefunny

I have a younger family member (almost 13) who is very interested in cybersecurity. How can this person learn and grow in a safe manner if he/she isn’t near a city with youth clubs and etc? Idea is to reinforce ethics, but this material is far too advanced for the parents.

like

Do we have professionals from Brisbane, or other Australian cities here?

I wanted to know what do you guys think I should ask for expected compensation - my profile is :

3 Years into InfoSec compliance around ISO27001; SSAE-18; CIS

1 Year into Identity and Access Management (PAM focussed)

Holding ISO27001LA, CompTIA Security+, AZ900.

In next 4 months I target to achieve AZ500, and CISSP.

Can someone please evaluate and tell me what can I ask in AUD ? Pre and Post CISSP

Thanks in Advance

like

Any thoughts on threat intelligence certs? Which ones are most worth the effort?

like

Doing a new business "take potential new clients out for drinks" thing. Any advice on keeping my sobriety on the DL?

like
like

In general, how do you negotiate salary? Do you give salary expectations at certain % higher than you realistically want / know the market is at? Do you explain your reasoning or just shoot your shot?

like
like
like

Www.helenesnotes call now to sign up for the fall! 516-474-6181 Online lessons! Give them or yourself something fun, positive and good to do! All ages 5 and up including Adults!

Post Photo
like

That feeling that your boss finds out you have a mental disability makes you wonder if he still views you as an asset or a liability. I’m a bit scared on how my work performance will be evaluated.

like

Any Group Life & Disability Underwriters out there? Wondering what the salary range is for those with 5-10 years experience in the US. In your response could you please include what segment size you work with?

like

Interviewed recently with @VillageMD. Anyone have any insight about the remote Medical assistant positions? Preferably someone who does or did work in that type of position with this company. How was the workload? How much time is usually spent on the phone answering calls?

like

I joined in April. When will be next salary increment ??

like

Anyone from SaT Bangalore? Looking for help/referrals.

like

Best influencer search tools or strategies for sourcing?

like

Hey Guys, Likes Please to activate DM

like

Anyone from CN - T&O? I wanted to connect to understand work culture, projects etc.

like

Additional Posts in Personal Investment Chatter

like

What is the best platform for cryptocurrency?

likefunny

Anyone else long on AMT?

like

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

like

I bought SQ at 10. (3k)
SHOP at 29 (1.5k)

Unfortunately sold the first at 23 and the second at 70.

C’est la vie

like

Which high yield savings account do you recommend?

likehelpful

Who’s buying the dip today?!

like

My company matches 3%. Is that low or on par?

like

Anyone part of F45 or close side red franchise opportunity with them ?

like

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

like

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

likefunny

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

like

With the market pushing higher to mostly ath this week, are you keeping cash reserves for a slight pull back or putting money in the market today?

like

Is it still worth buying Tesla stock? Especially after rising so much since year start?

like

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

like

Canadian 🐠 Which ETFs are you buying right now?

like

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

like

Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

like

Ally bank dropping rates again. CD a good choice?

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal