what is formula for the below? I know it 94 months, but I can't find the formula


1. You have a credit card balance of $2,500 with an annual interest rate of 18%. If you make only the minimum payment of $50 each month, how many months will it take to pay off the balance, and what will be the total amount paid?

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

I have a brokerage account with 7k in it, split 70% VOO 30% SCHF. I now have an additional 11k I can add - how should I allocate it? Should I move towards an 80/20 split just in current funds or add things like a growth (VGT) or high dividend ETF (VYM). All of my retirement accounts are already maxed, FWIW and don’t need the $ for any large purchases needed in the near future.

I’ve been in coinbase for 3 weeks. Made a decent amount on litecoin and etherium. I have been reading about binance and bittrex. Which one is a good move forward to buy different coins (OMG)?

Possibly legitimate or yet another failed altcoin? What do you guys think? -http://bitcoinr.org/

Does anyone think there is long-term viability in Cryptos?

Interested in investing in real estate. How to even begin and what apps should I be using?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Planning buy Audi Q7. Dealer says there are no rebates and offering the car at MSRP. I know we can get it for much lesser. Any tips about negotiating?

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

What companies do you recently regret not investing in?

Beginner here. I'm trying to use my points to buy a flight to Puerto Rico. If Delta costs me 55k points on my Amex (valued at $600 per Points Guy), versus United which costs me 60k points (valued at $700), shouldn't I still just go with the Delta cause I'm spending less points?

Finally got my nano s. Took the dip as an opportunity, bought some more coins and stored it in the nano. I plan to avoid looking at prices for a while and sleep better at night :)

Coinbase down?? Cant send ETH

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Why can't I focus anymore? I'm worried my productivity has fallen since the end of the last tax season

Recommendations for a Roth IRA?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

I QUIT MY JOB TODAY 🎉🥳

Is there any possibility to change the EY IN offered location after you join ?
Offered location is Chennai.
I am from Pune.
Please suggest if i can ask for a location change after a couple of quarters? Can I get a pune location?
Do EY IN assist in Changing the location of employees?

DOJ - 30th Jan 2023.

Anyone has an idea about the pay for Space Success Lead?

Would it be weird to send my ex a goodbye letter in the mail? He leaves for a military deployment soon for almost 1 year, and I generally care / miss him.

BCG 🐠, How much salary I should ask for a consultant role? I am an experienced hire from big 4 with 6+ yrs exp.

What’s the difference between a program manager and product manager at Amazon? Is comp different?

How to deal with parents that want to know everything but you don’t want to tell them everything because you want to loose your job?

KPMG EA’s - how many of you are going into the office? Average number of days per week?

Anyone have a Baume & Mercier Classima? How do you like it? Thinking about purchasing one to get up the list w an AD for a Rolex OP

Which food delivery service is best for restaurant owners on the east coast and why?

I have been faking and slacking for last 2 years. I am not being pushed and challenged at work. Nobody bothers to follow-up on my work. I take my sweet time to do the bare minimum. I took a break for depression and came back . Still I didn’t have the enthusiasm to do the work.Should I just quit and figure out what I really want to do ?

My students do so much learning when they play with each other. I am looking for ideas for playing. Any suggestions?

Does anyone else feels like the job market today is like the 2013 Real Estate Market? It is a buyer’s market. It’s saturated with jobs, but no one wants to work. And recruits are not taking advantage of the ones who want to work.

The cycle repeats. #thirstythursdays

#offtopic yet important👍
Guys we are seeing bigger issues like
Global warming, pollution, deforestation, water scarcity, abnormal weather etc etc.
Still i feel I am being negligent and not contributing anything to my country/world
I really want to volunteer/ contribute in this regard
Can you suggest me any organisation where i can be part of it?
Infact I request all of you to think in this direction we have so much energy and can do a lot instead of just Netflix and chill
Thoughts?

What are roles and responsibilities of staff engineer at visa inc

Anybody need a new quant? I'm looking for a move.

Good hours, decent culture but shoddy deals. Where to go from here?

Things you wish you would've known before working for your firm:

Anyone ever quit a job 5 months in without having another one lined up?

You know you've made it when a typo can lead to a global meme frenzy #covfefe

How are holiday party expenses handled at your firm? The MDs on my floor usually split the cost out of pocket.

I am investing as a beginner. What is a good company to start a brokerage account with ? Fidelity, Ameri E Trade, ML? I’m looking to put my money in index funds.

Guys - need recommendations for quality suits without spending $1000+. Have tried SuitSupply and they were good, but interested in exploring other options.

Do y’all admit that you spaced out when called out of blue in a call?

It’s 2020. Is a small dainty nose ring still perceived as unprofessional in the workplace? I work in the finance industry.

Working on the tech side of the bank, looking to transition into finance (not IB) & came across the IBI course that helps gain skills like modeling etc. Anyone taken the course/know someone who did?

Thoughts on leaving a BB bank to a credible startup?

When people ask how I handle this job... HAHAHA, I don't.

Anyone deal with this before: I inherited a severely under developed team including a sr analyst who clearly was doing the bare minimum, if that. Over the last 6 months I have had to coach him and correct simple mistakes in his work and recently it got so bad that I told him he would receive a low rating in his evaluation. He lashed out, involved HR saying he doesn’t understand why, and now my review points out stuff that I would have let slide.

Anyone know how much equity research associates at JPM/Citi/GS make in NYC? Assuming a typical finance degree background

Anybody have a side gig? E.g. Network marketing on the side?

I'm thinking about starting something, but I want to be well versed in entrepreneurship before I do. Any recommended resources (websites, podcasts, books, etc.)? Thanks!

Bad decision to wear a $7000 Cartier gold bangle in the subways!?! If someone wants to rob me, they’d have to chop my hand off to get the bangle given it can only be unlocked with a screwdriver. 😫

I am currently finishing up CFP course work. Does anyone have tips or tricks for studying for the actual exam? I am particularly concerned about the investment planning section. I have 12 plus years in the industry and CRPC. I do planning literally everyday but a test is a test and this is the module I have had the most trouble with.

Currently leaving my company to get my MBA. At the company I work for now I get a lot of exposure to the board. (VCs backed start up). What is the best way to utilize this relationship to potentially break into high finance after my MBA?