What is your 401k allocation? Mine is 80% Vanguard S&P 500, 5% Vanguard Mid Cap Index, and 15% Vanguard Small Cap Index. Trying to match VTI as much as possible!

like
Posting as :
works at
You are currently posting as works at

100% TSLA

likefunny

Was 100% target fund. Now 100% S&P 500

like

Figured I have 30+ years to go and want to take better advantage of the market. Haven’t seen the value in holding bonds this early on

like

Why not just 100% vti?

like

There are mutual fund versions! Thats how I do for mine

100% S&P500

like

Whatever the long term bond that’s 20% or whatever

50% VTI
30% VUG
20% VNQ

Actually I'm in the mutual fund versions of those ETFs. Listed etfs since people here are more familiar with them.
Secondly, I dont work for PwC anymore :)

90% FGCKX (Fidelity growth) and 10% FXNAX (Fidelity US bond fund).

Related Posts

Okay finance lawyers. I don't understand this issue. Client says books show we're highly profitable but we have no way to pay our tax liability.... Well where the hell did tbe money go ? Client also claims that they are only taking a small portion of the revenue as profit. I don't understand how your books can be different than reality.

like

What’s a reliable crypto broker that some would recommend? I’ve been using Coinbase Pro but I’m worried to keep investing with them because of their non existent customer service and if I might need support I probably won’t get help

like

To the struggling healthcare student. It’s okay to struggle and not know stuff. Sincerely your friendly neighborhood physical therapist.

like

Good morning!

I would love to get into provider credentialing, but all employers I've looked at want at least 3 years of experience. So, I'm looking at Provider Network Coordinator roles, because I'm finding some of those roles don't need AS MUCH experience. I'm a RHIT, and have been working in healthcare for nearly 10 years.

Anyone know who might be looking for a network coordinator?

likehelpful

Can anyone share any examples of outstanding direct to consumer healthcare ads?

like

Does Accenture have any grad school (mba) tuition reimbursement benefit?

like

“I used to be rich, but I sold all my stock so now I’m poor like you guys!” is a new one

Post Photo
funnylike

How much cash do you hold on a savings account? If not a savings account then where do you hold your cash?

like

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

like

Use savings to (partially) pay for business school or invest and fully cover via loans?

like

What's it like to buy a new car in Dubai? Financing available?

like

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

like

First-gen and new hire in my first job. Vyvanse was typically covered under my parents’ insurance but now I’m looking to sign up for (my first) health insurance plan with my employer. I’m worried if Vyvanse will be fully covered or not. Anything I should look out for?

like

Do OPTUM gives reimbursement for broadband installation?

like

Has anyone here considered leaving healthcare altogether? I am really drawn by a role in tech, but I know it's such a big leap. I have a friend who did this though, and she is making even more than I have made as a travel nurse. Is it an anomaly or a real possibility?

like

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

like

Can you apply for a per diem tax job besides your full time tax accountant job? Both are public

like

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

likefunny

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

like

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

More Posts

Hear that appraisals happen for an employee every year around the first ever joining date. Is this true? And, does performance review happens with your manager or how does it work ?

like

Which companies offering 25L above for 7 years experience ? Skills: selenium,API automation,Cypress,SQL

like

Has anyone taken  ACAMS Certified Global Sanctions Specialist (CGSS)? Any comments/ reviews? How has it enhanced your employability? Why did you take the CGSS?

like

Anyone here from KPMG Toronto IARCS? I would love to know more about what is done in that dept, what your day to day work looks like, work load, working hrs and salary

What's the location of LTI in Noida or Delhi, are the offices up and running?
What are pros and cons joining LTI
What's the annual hike and performance bonus %

like

Anyone ever switched to a transaction manager role in a big investment bank/ fin services bank after big law? Grateful for any advice.

like

Hi,

JPMC call candidate with 3 months of np for interview and expected CTC for 3.6 years of experience with techstack as java fullstack?

When your manager decides to take PTO right before the holidays / project deadlines and leaves you to do their work (which they didn’t do) as well as your own.

likefunny

Hi , I had
20th June - Techinical interview and
14th July - Screenshot round completed

First time am seeing the screenshot round . Does this mean am selected to next rounds like uploading documents and HR discussions ?

Please someone confirm

like

Trevor from GTA was in The Walking Dead. Mind blown.

like

What are the strengths of Bain in the Middle East? How's the company compared to other players in the region?

like

Industry offer- 130k remote or possibly DC area, Avg brand name, 40 hours of work max, okayish type of work.

Consulting offer- Sr Consultant Level, salary probably around 110k, Could stay in my current city, typical consulting hours-50-60 hours?, Maybe more exciting analytics work.

Which one would be a better option and why?

like

What should be the salary expectations for mechanical engineering graduate with 5 years of experience in inventory, purchasing and as well as product costing?
Preferred city is Bangalore

like

I’m a newly graduate from a community college. My program of study was Health Information Technician. I passed my RHIT exam a month ago, and I’ve been applying to jobs in state, out of state, and remotely to only receive “sorry you were not selected email.”I don’t have experience and I know that’s the reason I’m not getting selected. I’ve applied for receptionist, medical biller/coordinator, and medical clerk. Even with inflation willing to work for minimum wage or less just to gain experience.

like

Hi Fishes,
What salary does amdocs offer for a business analyst role with 7 years of experience?

like

Hi which one is best
Coforge with 30 LPA ( 28.5 Fix + 1.5 variable) Or
EPAM Systems 27 Fix + 1 joining bonus ? Please help.
I am having 6 years of experience.

like

Done with two rounds of interview on may 17 th for the position of aml analyst. Interview was good. Approached HR for the update. They said the role is on hold, they will give update soon. Till no updates. What does it mean?

like
like

Which company pays good to a cyber Security consultant?

The button that everyone wants in MS outlook

Post Photo
likefunnyupliftingsmart

Additional Posts in Personal Investment Chatter

Used car prices starting to come down?

like

Such a Boring session today! 30 mins left. Any drama big movers?

like

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

like

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

like

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

like

My company matches 3%. Is that low or on par?

like

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

like

After figuring out FI/RE I am less motivated.

likefunny

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

like

At what point does it make sense to buy a home? I have ~700k in the stock market and a lower than average salary currently (80k) and pay 1800 a month in rent.

like

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

like

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

likehelpful

Anyone have an HM Bradley referral they’d like to share w me? Feel free to PM me if you don’t want to post your referral link.
Thanks 🐠

like

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

like

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

like

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

like
like

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

like

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal