What would be everyone's advice on where to invest for a beginner looking to save for an early retirement?

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Index funds, the ETF versions are fine. Don't try and chase specific stocks, the odds are very high that while you might get lucky for some stretch, you'll end up losing more than winning. This is the philosophy in a nutshell (the book the quote is from is also worth reading):

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1. Emergency Fund - 3 to 6 months of expenses in a liquid account (HYSA or similar)
2.) 401k up to what your company matches
3.) If you have or can get HSA, max it and don't spend. Any of the funds others have listed are fine
4.) Roth IRA (or backdoor, if you make too much). Funds others listed are fine
5.) Brokerage - funds others listed are fine. Most likely, this will be a big part of your "bridge" to early retirement

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Ppl should make a poster of this and put it on their walls, great summary!

VTSAX and chill if Vanguard is your brokerage.

VTI and chill if your brokerage is a different investment shop.

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Vtsax and chill. And I would add slowly move 10-30% into bnd as you close in on retirement. Maybe as you get 5-10 years away.

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I’d recommend Andrew Tobias’ book “The Only Investment Guide You’ll Ever Need.” I bought it for my kids. Read it. Then, invest in broad based ETFs.

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QQQ if you’re young & can tolerate more volatility. If not, then SPY.

Yes. Forgot about QQQM.

Buy digital assets that are the backbone of the new financial system that is being rolled out over the next few years. Every stock, bond, treasury, and commodity will be digital tokens on the blockchain and traded 24/7.

Do the opposite of this!

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Decided to payoff my mortgage.

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