What would be the benefits of a MBD for me? I’m late 50s and already have a Vanguard traditional and Roth IRA from prior employer rollovers. Once I retire/leave have 6 months to rollover funds otherwise have to pay fees so would rollover pre $ to traditional and post to Roth anyway.

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Hi Folks. I have the below offers.

@Harman: 23.4 LPA fixed + 1.88 LPA variable (total ctc 27 LPA). Client side Mercedes Benz. WFO.

@Accolite: 26.5 LPA fixed no variable + 50k JB. (Total ctc 28.34 LPA) Fidelity client.

@Nihilent: 24.56 LPA fixed + 2 lacs variable + 1 lac JB. Work location is pune & I need to shift from bangalore to pune.

YOE: 9y9m Role: Scrum master

Kindly advise and provide your opinions as to which would be a better deal in terms of company benefits job security & WLB

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Upload button in etax is not working for me. I am not able to upload any tax proofs because of the same. Anyone else facing the same issue?

Hi Fishes,

Can anyone please shed some light on the work culture at Autodesk India?
Do they have any extra benefits (apart from the CTC) in terms of wellness allowance, WFH set-up cost, wellness being offs or any coupons/goodies that you get.

This is for the communications department.

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

I might get an offer in DHL, how are the company benefits, leave policies and pros & cons of the company ? Can someone elaborate on it ?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Bull run incoming and this crypto bowl is silent

Can anyone share what are the usual components of a flexi benefits basket and to what max amount can you utilise them.
Eg. Communication fuel etc

Anyone work in the Healthcare industry? I'm looking into joining Healthcare. I'm currently a Senior in tax compliance.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

I’m considering investing into a special purpose vehicle (SVP) that would invest into a first round capital raise for a cannabis saas company...what are some of the key questions I should ask/consider? The company has already received seed capital from a couple big names.

How do you and your partner (married or not married) split financials?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

US Short term capital gain question:
If I get stocks A & B at $50. In a month I sell one at $25 and the other at $75, do I still owe tax?

Hi All,

How is KPMG in terms of Consulting? Also, if I were to compare KPMG with Deloitte, which would you prefer? And Why? Please help out.

Hi !

I will be giving an interview with PWC IAC for the position Tax Manager. Could someone tell me what questions can they ask for SALT manager role ?

Got a strategy and bizops offer at a startup after being laid off last month! Does it sound reasonable to negotiate a ~15% salary bump? What is the normal amount to negotiate?

Anyone in EY Divestiture Advisory Services? Trying to get a sense for what this is (besides what I can guess from the name). Is this in EY Parthenon?

Typical prices for wedding photography in a high cost of living city? (San Francisco) 2 photographers, 8 hours, no travel. Much appreciated! ❤️

I don't wear a lot of makeup - how far in advance from the ceremony should I be getting it done? Is having it all done 2 hrs before the ceremony too late or too early? I'm not getting pictures done until ceremony and after. Thanks!

Considering getting highlights and/or extensions for my wedding. Is it worth it? Or is it a bad idea to update your hair for the wedding?

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

I work at M&A Strategy. But we hardly do any M&A activities (that are limited to separation and integration) and I want move eventually to PE/VC. Do you think I should look for other working options?

Are other T2 firms requiring booster shots?

Why does my team lead act like a school teacher.
He wants hourly updates.

He keeps pinging all the time whatz the update?
And doesn't let me work.

Any suggestions on how to deal with this?

I have to do the AWS online assessment for the technical account manager role prior to the phone screen. Any insight on what to expect if anyone’s been through it recently please?

Just interviewed for a job. Saw an old work friend in the lobby, and he shot me a message after we said hi, saying it’d be great to work in the same building again, "plus this new one has a bar.” 😣

Anyone in an in-house media or creative agency comms role in NYC, that could give me an idea of salary at director level? Above associate level. I’m London based looking to move.

Think I’m going to get the J&J vaccine. Has anyone had anything weird happen to them since doing this one or heard of anything weird? I have had COVID already and have antibodies but feel like the walls are closing in on me here.

PV sindhu lost :(

Deloitte US to USI move - how easy is the process? level remains same? difference in compensation?

Getting married in US and most of the family won’t be able to travel from India to US due to ban. Thinking of sending gifts from US to India for family back there. Any suggestions on gift ideas?

Hi guys, one of my friends bought a house recently in NY and I am looking to send him a gift for his new home. What could be some of the gift options? Can anyone share some ideas?

Best long term investment strategy against inflation to get to a large nest in for retirement?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Hi! Pretty new to this concept, and really early within my career (only 3 months in). Currently on my company’s 401k plan, contributing well beyond the minimum to receive a match, and maxing the amount I can put in right now (25%). Dabbled a bit in options and stocks in general. Any advice, guides, or starting places you would give someone in my shoes? Thank you in advance!

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Have 20k, what’s a good small business to start with this fund? Serious question here

Are investment properties good for retirement?

For those of you who made your first million in net worth, what did you do next?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Anyone used/using HMBradley before for HYSA? They have a 3% rate which seems unreal in this economy. Just want to make sure it’s legit. It’s seems HMBradley is the marketer for Hatch Bank (FDIC insured). Any other recommendations for HYSA?

What’s the meaning of life before FIRE and after FIRE?