What would your HHI need to be to afford a $1,250,000 house on Long Island with high taxes ($23k) and with current rates?

How do you ask for points?

Owning real estate is overrated, I’d rather rent all my life. Change my mind.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

What’s a good credit card to get with great intro offer and points valuation? Already have Chase Sapphire. Have an upcoming large expense < 4k. no points guy page link pleass

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

Are y'all able to tuck away some savings from your income? I'm a Jr. Cw who's trying to be more responsible with my own finance. I realize that rent takes up a huge chunk of my paycheck. I do my best to put 30% of my paycheck into savings. I'm curious if other Jrs are able to put aside a little bit into savings.

Best website or realtor o company or way to find and buy a condo in NYC(Queens, Bronx or Manhattan), 2-3 bedroom.

Where do first year associates / business analysts typically live in NYC? What’s a realistic rent budget?

How to check what is there in full and final settlement as they just sent the amount to my account...not any mail or anything to check.

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

If I invested a small amount through a SAFE and the company is now kicking off a seed round that will be a priced round, should I invest in more in the company before or after this seed round? Assume I have the money and the risk appetite - just want to know if my money buys more before or after the priced round.

My highest role was a Director of Business Operations(85k), but I am looking to get into sales just want a higher income for my family. Any advice so I do not start at the bottom? Looking to start yesterday.

Any referrals would be greatly appreciated.

Just crafted a wonderful email to the client detailing information on how much tax they aren't gonna pay, all I get is "thanks".

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

For those who have been working hard to eat well and exercise during the pandemic, how is everyone doing?

In investment management at Deloitte. Wrapping up my second year here and looking to jump into a FP&A role/ valuation analyst. Is this a reasonable jump and what would salary expectations be?

Hey Guys, how to get started with CR? any tips??

Heya guys, actively looking for a senior/staff optical engineering position if anyone knows of anything let me know 😬

Hello LTItes, i joined LTI a month back.
I attended a client interview last week and was selected for the same. Now they are asking to join within a day or two. I'm having my mom's surgery this week. How to safely refuse to join this client project for at least 10 days. I can't take leave for 10 days.
Can anyone please help me with this? I'm confused and scared.

Thanks

How is Airbus India company? specifically for the Mechanical/ Aerospace profiles (Design/ Stress)? How are the yearly hikes at Airbus?

What do you do when there’s absolutely nothing going on at work? The projects I’m working on are all in production, and I’ve raised my hand several times about taking on new work, but there’s nothing right now. Don’t get me wrong, the down-time is nice…but I’m hungry to make stuff.

Partners, what are signs/examples that a project’s leadership is prioritizing the clients needs over the team beyond the normal ‘nature of client service’? Is a convo is worth it?

The thing I struggle with the most on a project is being able to quickly understand the business process of the clients across different industries. Any tips or resources I can use to improve that?

Hi Fishes
Need a small suggestion. I got selected for HCL technologies and after 2 months they have sent me an email stating the offer is on hold because of some technical issues, when I had a word with HR she told me that the project went on hold.
So my query is if project will come will I be getting my offer letter?

Does promotion happen while you're on bench in IT companies?
Hi All, I've completed two years in my current company and I was recently released from my project and my manager is trying to assign me to a new project hopefully.
My question is, will my promotion happen as I was eligible for the same and I was released to the bench as I'll be moving on to another project soon. Can someone enlighten me on this?

Filed H1B COE petition today with PP at Vermont center, by when can I expect the result?

Is it a red flag to not use your current employer as a reference or would this not be noticed? I have other references I want to use who I think can better attest to my skills for the job but don’t want it to raise any questions.

How is the variable paid in pwc? Is it given straightway from joining?

“For we are his workmanship, created in Christ Jesus for good works, which God prepared beforehand, that we should walk in them.”
‭‭Ephesians‬ ‭2:10‬ ‭

We know our students the best, so what’s your best substitute lesson plan?

Hey folks , I am about to buy am office chair for my personal use , would love to get some recommendations from you'll
I wish to buy an ergonomic chair with my budget being upto 20 k
Do let me know any recommendations if you would have.

Anybody looking for a senior analyst?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

Has anyone here used New Western to buy real estate deals?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin