What’s the best app for doing tax planning and roth conversions in retirement and mapping out spending etc? Not sure if this exists but I’d love an app where I can input all my financials and it gives me the optimal plan for where to pull my money from and how much to convert, year after year, etc. something mentioned something called ‘boldin’ or something like that? Never heard of it though.

How is a Partner’s sales bonus at your firm calculated? Also, what if multiple Partners have connections at the same client when a sale is made? How is the bonus fairly distributed?

Hi Fishes,

What is criteria for IJP after joining BNP...
I have joined in may 2022, but not liking the work i am doing, its basically different than my expertise, by when i will be able to apply for IJP?

Help me understand why executives lie and gaslight so often. I’m new to this and don’t feel comfortable doing it.

If you have to schedule multiple 1:1s between your exec and other execs, what process for scheduling do you use? Do you send individual emails to each exec’s AA/EA with availability included or do you send a mass email to all the needed AAs/EAs with availability included?

🍁November Job Thread

Do you know of any opening or opportunity? Share it in the comments below!

Help another Fish. 🤝

Does anyone recall what senior consultant utilization targets are at Deloitte?

Iam PeopleSoft developer with 2.4 yrs of experience, Iam trying to switch the company, please refer me if any opportunities are found

Can anyone tell me what the salary range is for a QA lead in the metropolitan area at Salesforce is?

What is the difference in terms of seniority between specialist and analyst in salesforce? From my knowledge, specialist is usually more junior than analyst but the posting for the specialist role requires 3 YOE

Hello, first post here. Outside sales, merchant services/card processing. I’m primarily a welder but I work 4 10-hour shifts typically then I try sales the last three days. I’ve done it long enough to where I’m confident and comfortable going to new businesses, establishing some rapport with business owners. But it seems like a lot of businesses see this as a waste of time, even adding services and cutting costs. I guess either I’m looking for advice or considering not doing this anymore.

Deloitte GPS offer: human capital consultant.
5k sign on, 88k base, 13% target bonus. Good offer?
1 year of consulting experience, 1 year of industry.

Just got offered a job at a small biotech in London (UK). ~£45k plus bonus but only 1YR FTC and no equity.

Pretty sure it's a discovery role too.

I just finished my PhD at a very good uni with 3 years technician experience before that. BSc and MSc also at very good unis with good grades.

I think this offer is well below par, but curious to hear what you guys think/if you have any comparisons?

Thanks in advance :)

I know it comes with the job but the non-stop LinkedIn Messages are starting to get old. The legit requests are one thing but I get dozens of solicitations which week...

Someone jumped in front of my truck a few weeks back (trying to kill themselves, luckily it didn't work) and now I'm feeling so much anxiety. I don't want to leave a job I loved though. How can I cope with this?

Anyone know of any part time think tank jobs? Looking to earn a little extra income and get involved more in policy, and I do research in my spare time anyway so looking to supplement my current full-time job

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Sooo AMC.. who’s in?

😂

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Hi FIRE friends! My mom is going to get about 250k from the sale of her house in a few days. She’s 58 and has very little saved for retirement (immigrated to the US at 45 so only about 50k in her retirement savings currently). She’s maxing out 401k, Roth IRA, and HSA. I’d love to get all of your thoughts, where do you think she can put the money from the sale of her home?

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

Anyone here from NYC? Be cool if there was a meetup.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Decided to payoff my mortgage.

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.