When do you decide to upgrade from the gold Amex to the platinum?

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

How are people managing visa stamping outside of the US ?

Good day to be buying bonds... any of my fellow yield grubbers out in effect today?

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

Would you accept a job offer with no 401k match?

Anyone here into buying distressed commercial debt from banks and collecting on it or selling the assets?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Hi all, how did you solve the retirement puzzle?

As an expat, I went on the Degiro for investing at the moment, since the account can be used from all countries.

Was considering to invest also in an insurance, but is apparently not possible if you live abroad and then maybe go back to the home country.

Have any tips?

How to maximum save taxes for 20LPA?

Hi, amateur question. Is there any difference tax wise on letting an option expire vs sell for nothing? I assume both are tax losses that you can compensate with gains in other options right? TIA

Tech Mahindra -- Master card client
Cognizant -- Wells Fargo Client

Which is better to join ? , thanks

Anyone know about the VC fund Next Coast Ventures?

Is Estate taxes usually significantly tested on REG? Just wondering since it’s going to get eliminated for exams post July 2021

I know money is relative but at what stage in your career did you start making and saving the big money (saving much more than you could spend)? I am not a big spender but....

Moving from Canada to the US. Anyone have recommendations on best credit cards to apply for to start building credit and that either leverage Canadian credit or don’t require credit? Have heard Amex and RBC (and a few other larger banks) seem most straightforward but open to ideas.

What are the key low fee index funds I should look at? For the US Domestic markets. I am not looking to beat the overall market but at the very least match it.

Hi Is any one recently join in Sterlite technology limited (STL) as dotnet lead could you please let me know

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

Family luddites ask about my work and immediately behave annoyed when I start to answer.

I wish I could tell my lead how much i like him.

PS: He's engaged.

My company issues top of the line 16” MBP’s for engineers and lower end 13” MBP’s for all others. I work in analytics/ data science and struggle with the fact that my computer can only run 1 external display! No one else on my team cares. How can I navigate requesting a more expensive computer without annoying my leadership? I already own an upgraded MBP as my personal - can I offer to swap my work and personal machines?

What is the pay for power bi analyst at infosys and what are the interview questions usually asked ?

Please help! I’m a CRC who manages Investigator- led clinical research projects and I want to transition to a PM role in industry (I would slightly prefer not a PM role in clinical trials since I don’t have clinical trial experience.) I’ve applied to PM roles at many biotech companies (e.g. Charles River, ICON, Paraxel) but only got 1 interview which didn’t work out. Which companies should I look to for an entry level PM role? Any good startups to consider? Anyone have any insight or advice?

Not a CFP so I’m not truly in the know. That said, if I’m reading this article right, 10/2019 to maintain your CFP, you will have to drop your 7 license if you are dually registered?

I’m switching over to consulting in June and I’m already assigned to a new project for the firm. I have a meeting with the Engagement manager on Wednesday and I was wondering what questions you typically ask or important information you need to know before joining a project.

Any agencies or in-house companies hiring senior resource or talent managers? Asking for a friend who is looking. Thanks!

What’s VCCP’s reputation? Would it be considered a top creative shop?

Y’all I just need to vent real quick as my husband is gone for the week several time zones away and I’m alone. This late second trimester heartburn is unreal! I’ve never really had heartburn before but holy shit! I find myself pacing and feeling sick to my stomach because of it, unable to focus on anything else, and then I’m drained because all my energy is spent focusing on just this pain. Hoooo 😵 10/10 do not recommend

Is anyone a member of Chief? Do you recommend?

How can I change the project in Accenture?

Anyone have ideas for funny Consulting superlatives? Organizing an office party

How much notice do you think is appropriate to give? Have been working here for over 4 years and am a mid-level creative. Thank you!

Hi, I have a couple of possible opportunities moving forward in my career. Currently I am an administrative coordinator at a university handling a specific area with a helping hand in multiple others. I’m about to have a opportunity to be a procurement assistant in the same office. I also likely have an office manager opportunity in a small IT cybersecurity business. The other pending slight possibility is a assistant property management. I would appreciate feedback on the different career paths

I just made my first investment! I’m 25, a grad student, and bought 1 share of VTI. I’ve been feeling super behind financially/investing-wise, but today I feel a little bit better. ☺️

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

What are the key low fee index funds I should look at? For the US Domestic markets. I am not looking to beat the overall market but at the very least match it.

Moving from Canada to the US. Anyone have recommendations on best credit cards to apply for to start building credit and that either leverage Canadian credit or don’t require credit? Have heard Amex and RBC (and a few other larger banks) seem most straightforward but open to ideas.

Looking for advice for investing in these two options. Say I have $100k by October saved up
1) Put 10k into iBonds and $90k as downpyament and closing costs for a property (I’ll need to put in 20%, already talked to several mortgage agents)
2) Put $0 in ibonds and put all the $100k in the home investing (given it’s a little more of an expensive property, given some other factors - location, size, etc)

Does anyone mind sharing how they are saving for the future? Or just securing yourself? I have stocks/bounds, 401k, regular (1) savings/ (2) checking, about to open a self found Roth IRA. But, what else am missing? Should I do a health found? I’m also starting a bit later at 34, so I feel like I have a lot of catching up to do. Any advice?

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

Anyone here have success running a short term rental (AirBNB, VRBO, etc)? Looking for tips to enhance bookings

How did you get started with your personal investing? I am 26, F, and currently have a 401k, and some money in stocks but not much. I’m extremely interested in investing, real estate investing and wealth growth and have been reading and listening to podcasts. Any advice?

do you prioritize maxing out your 401K or investing in something that has a lot more potential to grow like stocks? and why?

Noob question: I exited an ETF position on TDA however the funds aren’t available for me to plough back in. Any suggestions on how long it takes for a trade to settle?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

I’m 30 and my spouse and I want to save a million dollars in 15 years by age 45. I figured 1,000,000/15=66,666/yr need to save. To get to 66,666/yr, need to contribute:
-401k at 19500k x 2
-Roth IRA at 6000 x 2
-remaining $7833 x 2 in a brokerage account

Does this look good? Am I missing something? With discipline 2 people can save 1 million in 15 years?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Who is excited for Tax season? Woot woot!
What's the highest refund you ever received?

Anyone have experience with the Financial Advisors from Personal Capital? How was your experience?

I have $100K liquid cash over and above maxing out 401K, HSA, College fund, investments in Index funds and emergency fund. I plan to leave $25K for contingency. Of the $75K is it wise if I purchase I bonds worth $30K (myself, spouse, kid)? Current combined rate is 9.62 Does anyone foresee the interest rate drastically reducing? I don’t intend to cash them out before 5 years.

Best robo advisors and why?

Shocked that Tesla is under $700 and Apple under $140. If you’re going to be in the market for at least the next 20+ years, these are steals at these prices aren’t they?