Who here has a payment under $200 a month and how did you get it to that?

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

If you could right now, would you buy a house in full cash or invest in the market?

Started my grad job in consulting and keen on getting a credit card - any advice?

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

Hey All,
I am going to get married in September.
My office is in Yemlur and my fiance's office is at EPIP zone. Which is the best place to live and which platform to look after the house
Budget - 25k
Kindly help out

Guys need your suggestion here.

Please help me with my decision.

I am 32 divorced and I have decided to not marry again also i don't have any other other responsibilities /loans etc.

Currently earning 18 lpa and I am planning to buy a car which is worth 16 lakhs. Should I go ahead or should l lower my budget as per my current salary package

Will I ever get over my poverty mindset?

I grew up very poor. I get extreme anxiety and shame when I spend money above $20. Deep down I feel like I should scrounge and save every penny. I use bath towels that are 10 years old and threadbare cause I can't bring myself to buy a "luxury item" despite making oodles of money and have a ton saved and invested.

Anyone else get over this?

Pune folks - Can anyone help to get 2bhk in Viman nagar, Kalyani Nagar, Dhanori without brokerage please?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Hi team ,

I have started working from jul2019 and I have filed my tax return for 2020 and 2021 tax years.


However I note that there was withholding of some amount in 2017-2018 and 2019 tax years ( withholding from comission received from insurance commission from lic and United india)

I have not filed 2017, 2018, 2019 return as my total income was less than threshold

Is it possible to file return for 2017 , 2018, 2019( all r in refund) now without paying any penalty?

I am pretty conservative w what I invest in (pretty much all vanguard ETFs). If I wanted to take like $5-10k that I have in cash and buy stock(s), what would you recommend?

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Please suggest me best SIP to invest

I seem to have over contributed to my HSA by ~$50. Is it even worth it to withdraw if my HSA charges $20 for processing an excess distribution request?

Has anyone used individual citi wealth management account?

Any feedback on the same?

Does anyone think there is long-term viability in Cryptos?

I am potentially able to get in front of 4-5 of the “right people” to potentially take over some 401k plans. I have never ventured into this area. Any suggestions on where to start for...continued

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Can we expect a permanent wfh option?

How long it take from senior2 to Asst. Manager?
Joined in May this year as S2.

I’m sure this is a noob question, but I want to buy my first luxury watch... what should I go for?

Such a business case type question, but I’ve been wondering how much watch revenue has been influenced by this bowl over the past couple years? Anyone else wonder the same? Shooting in the dark but I’d guess probs $10m or so

So I feel a combination of relief and guilt as a bankruptcy/restructuring attorney. I think I’ll be ok since it’s going to be a very busy time soon. But at the same time nobody else is going to be ok

As things start to open up fully, some of my institutional clients are sending notices that we are expected to do X activity over zoom from here on out (things we used to do in person). Clearly it’s a cost cutting measure. Anyone else feel like filing for telephonic appearance so the insurance company can save a buck isn’t going to sit well with judges who prefer in person attendance? I hope they deny all of them so my billables don’t suffer. Less travel = more desk bs I have to do to hit quota

Anyone know which agency sponsors employment based green card? My currency company won’t sponsor until my h1b expires in 2-3 years, so i’m curious to see how other companies handle.

Anyone heard of Alkali Partners? What’s their pay/hours/culture like?

I was in a meeting, and there was a new attendee, a fellow Asian guy.

Senior member: “Hi [new attendee’s name], where are you from?”

New attendee: “from [city and state]”

Senior member: “No, where are you reeeeaaaallllyyy from?”

**awkward silence**

New attendee: “from God”

Well… 🫣

If you are an immigrant and people ask you where you are from, how do you usually respond?

How do I become an MBB employee? Is it possible to gain experience at big 4+ACN and then get referred in??

A senior person in my org who I don't know, mailed me with "Hi <my last name>" asking for some help. I replied back with "Hi <requester's last name>, how can I help?
Never heard back from this person.

Anyone else obsessed with the Westin white tea line? 😅

Being on salary and in sales selling farm equipment, we are based on 40 hour pay week. M-F. Can your employer make you come in on Saturday’s?

I am looking to get involved with strategy on the staff level and have contacts in Accenture and Deloitte. I am hoping for some work-life balance (having most weekends available, not working past 11..

4YOE @Amazon & trying to lateral to a similar role @FAANG. Have my undergrad GPA (3.8/4) on resume from top 15 school but colleague says to take it off (looks silly). If it’s a good school & high GPA, why ever take it off your resume? Even if 10 YOE...can’t hurt?

What’s the Google equivalent level of a Consulting Manager?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

If you could go back in time what would you tell yourself before taking out student loans?

SOFI or who else?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Damn LIBOR rate up again...

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?