Mortgage refinancing will be more expensive as Fannie Mae and Freddie Mac raise fees
https://www.cnbc.com/amp/2020/08/13/mortgage-refinancing-more-expensive-as-fannie-mae-freddie-mac-raise-fees.html

I will be a US citizen in a few months. Does this mean I will need to give up my Aadhar card along with Indian citizenship? What happens if you have property in your name? Needs to be transferred?

Almost 2 YOE and up for SC promotion. Is it a downgrade to jump to an associate product manager position?

I am RTL design engineer at Qualcomm with YOE 3.5 and this AR cycle I'm expecting promotion as Senior design engineer.
For Bangalore location, What market correction I should expect and what should be the base salary after promotion? What is the general hike?

Curious what’s a fair salary in MA? Was just told that there is likely not going to be a chance for a raise during my upcoming performance review due to my salary already being “above average for the industry” based on my employer’s questionable research. I’ve been with the company 8.5 years & am the only one in my role, which they can’t operate without. I execute tasks from two investment advisors and two financial planners - they make the decisions of what should happen & I make it happen.

What do you think is a good % of your income to save? I hear stories of people not contributing to a 401k, not saving or investing, and just spending it all. Curious what the general consensus on this is

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Any suggestions for joint investment account with a significant other?

What’s the best savings account to keep money in? Interest rate? Minimum balance requirement? Annual fees?

Hey All,
I am going to get married in September.
My office is in Yemlur and my fiance's office is at EPIP zone. Which is the best place to live and which platform to look after the house
Budget - 25k
Kindly help out

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Do Delta tickets bought through the Chase Travel portal count as revenue tickets? Do you earn MQMs and mileage?

Can I do 1031 exchange with the profits from the sale of a second home into the purchase of a primary?

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

Need feedback on my offer: non tech level 5 / Base 148/Bonus 15%/Equity 215/no sign-on. TC comes to ~225k/year. Best way to negotiate? 2021 is my SM promotion year at big4, 12 YOE. Thanks!

Has any companies given their employees good raises to help with the rising costs of everything? I was a top performer and only got around 3% this last year.

Hi all, negotiating with HR on salary for a new AS position and want to know what’s fair. I was an AE for two years, took a promotion at another agency for SAE for only 8 months and am now being recruited for AS at 80k. All of my agencies have been large, I’ve worked on pharma and a large global account, I also started “managing” at the AE level due to my team’s structure. Is $80k fair? Thanks!

Today I tried to tell myself what my favorite thing of being a lawyer is, and the only thing I could think about is when the direct deposit hits every couple of weeks…

i'm looking into getting an american express credit card.. this will be my first credit card, i do a lot of driving and traveling what would be the best one to get?

Should I leave my company? Been here 1.5 years and was told I was getting a management promotion 5-6 months ago.Still no solid traction and they are opening up a req for it 😑no one on the current sales team has ever been promoted (2 years)except our boss who has been promoted 3 times. We hit quote every month/q/year by a lot. I have several offers at double my OTE. Already asked what the timeline is for a new manager and I was told soon and I'm "up for consideration." What would you do here?

Did it happen with someone in the last quarter that although you got nominated by L1 for band progression but the promotion did not happen?

Any fish here from protiviti that can speak to the work that they do in the business performance improvement line of service?

Should I join Robert Bosch?

how much i should expect from BGSW with yoe 6 into embedded, linux domain.

Also are they doing 5 days WFO?

Hi Fishers,

MY friend received and offer letter from Bosch, and it has 10% variable, how much of variable normally people get in Bosch after joining and is that annually or quarterly?

When mba consultants shred your resume, is it because it’s really that bad or are they being overly critical. Used one late in the game because deadlines and she tore mine apart. Now I’m worried i won’t get in to wherever i already applied

Trying to get a realistic pictures of TCs in GTA

So, what do you make....(don't be coy. Add those juicy bonuses as well)

I'll start -

Product Owner, 12yrs exp
Base:$100k
Bonus: $3k

Hi, I have been selected in PwC India & currently jbr and bgv process is going on. And I received a mail from IDFY (3rd party for verification) to provide graduation degree and consolidated marksheet, i have mailed them my consolidated graduation marksheet but don’t have degree as the same has to be collected from college. Will I be provided with some time to submit same?

What is your process like when mapping out content and layout for a website or app? Is it best practice to have the content up front before wire framing out the content?

Noob plaintif-side L&E lawyer here—how long should I wait for defense counsel to stall on a demand letter before I start getting ready to file?

Currently looking to make a lateral move to other firms in the region. Anyone can suggest good and serious headhunters?

Anyone joining Deloitte india in the month of October?

How much DI is offering(average) to 10+ yoe in consulting manager designation?

How much time is needed to clear security at ATL on a Tuesday morning for a 7:30am? Flying AA and have pre-check.

Sheraton Saigon vs Le Meridien Saigon? Traveling to Ho Chi Minh city with my buddies in two days. Thank you!

Which big4 has best deals practice? FDD, M&A tax, etc

Would you strongly advise against going in-house right after a state court clerkship? (No law firm experience in law school either). I don’t know if I want to become an in-house forever. Would it be difficult to get a law firm job at a later time?

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Help! In the final stages of closing a house purchase for $330k. Appraisal came at $311k ~6%less than the sale price. I myself planned for only 5% down on the original sale price. Contd...

23 y/o, is it ok if I’m not maxing out my 401k? There is so much pressure to, but I am waiting until I move to a lower cost of living area and get promoted in a year.

how are you prepping for the recession? gold, Bitcoin, booze, water? I'm approaching it with a "all the above" attitude

Anyone know what is the financial requirements to be approved for Fidelity level 2 option trading?

I’m aiming to retire in 30 years, my current asset allocation between all my investment vehicles is 10% REITs, 10% Int. Equities, 10% bonds, 20% small cap equities, and 50% S&P 500. They are cont...

I have $100K liquid cash over and above maxing out 401K, HSA, College fund, investments in Index funds and emergency fund. I plan to leave $25K for contingency. Of the $75K is it wise if I purchase I bonds worth $30K (myself, spouse, kid)? Current combined rate is 9.62 Does anyone foresee the interest rate drastically reducing? I don’t intend to cash them out before 5 years.

If you are planning to buy a house soon, here's a great way you can save taxes.

When you usually sell your shares, it attracts taxes. You either pay STCG for less than 1 year or LTCG for 1 year or above. Even if you sell your existing property, you would have to pay taxes on the capital gains.

But, if you have plans to buy a house, use the Capital Gains Account Scheme (CGAS) to save taxes.

How does CGAS work?

Let's say you bought a few shares in 2017 and want to sell them in 2022.

Contd…

Live in SoCal with a combined household income of 210k. What is a reasonable amount to spend on a house?

Any good non-tech stock buys?

SCARED MONEY DONT MAKE MONEY. BUY NOK 🚀🚀🚀🚀🚀

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

Been living with my parents for a year to save money. We Get along well and have few issues. However I feel like I am not enjoying my 20s because I don’t want to put my parents at risk (I am responsible with covid, barely go out). Do you think it is worth it to move out and pay rent even though things are not normal anymore or should I just stay and save and invest knowing things go back to normal soon?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

I’m getting ~2k in federal tax refund this year. Why is it so high? I heard that most ppl pay additional tax or get smaller refunds. Is my salary being withheld at a higher rate? I’m in my second year of employment.

My dream is to be a full time property investor (buy, renovate, build, sell, rent etc). I’m saving to buy my first property to fix up. Anyone have any tips to get started?

Do you think any of the major cruise line companies will go bankrupt? Debating if I should invest.

Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

When it comes to stocks , I am investing in index funds with 8-10 years strategy . The typical index funds make 8-10% annually . However , when I live at MSFT , Apple they have increased 350% in last 5 years . What stocks should I invest with at least 5 years in mind ? Something safe but with returns better than index funds. What would your best 5 for next 5 years ? I will make my M1 pie based on the serious inputs here !