Credit Cards Discussions
American Express

What are the benefits (apart from salary) in AmEx? And what welcome gift/ kit they provide to new lateral joiners?
Got Band 30 - Is it AM role? what exactly are roles and responsibilities?

Im leaving Amex next week. And would be joining a new organization in mid of august.
Can someone help me ubderstand the PF process and form 13 etc. Would be a huge help. Thank you.

My firm will cover a credit card annual fee, which one should I get? My mind immediately goes to Amex Plat. but I’m current an authorized user on my sisters (military benefits of waiving annual fees) so I get lounge access etc. Should I just get my own? Another card? I have the chase freedom, unlimited, and preferred. Thanks!

What’s everyone’s thoughts on Amex cobalt card? I haven’t paid attention to collecting points. Really feel like I’m missing out.

Amex: Is this a 🚩 ? I had an introductory call for Senior Analyst - Risk Management, and I got an email today that the hiring manager wants a video interview, so I gave them my availability. Then I receive a meeting invite for a different position but with the same job req id but named “Senior Analyst-Customer Growth Data Capabilities”. asked the recruiter to clarify, and he said it’s the same position and responsibilities but hiring manager wanted to change the title “to make it more defined”.

Hi Amex recent lateral joiners, what are the few things have you received pre and post joining American Express? And what are their timelines from the joining date?

Thanks in advance 😊

Looking at getting AmEx Platinum or Capitol One Venture X. Leaning towards the Venture X as a $700 Annual fee seems steep. I want a card that I can use for travel, has great point value, good redemption, and great perks. Rn have the chase sapphire preferred and very underwhelmed by what it offers in terms of travel. I am a remote worker who travels 1- 2 per month. Would love to hear pros and cons of both.

Silicon Valley Bank or American Express?
Skill : ServiceNow
yoe: 8
Amex paying slightly less than SVB.

Chase Saphire Reserve or AmEx Platinum?

Hi Fishes !!
I have joined american express india last month band 30 and now I heard some news that amex had layoff their employees during January by giving excuse of reorg.
I am quite shocked to hear that as I have rejected many big Mnc Offers just for amex policies. Can someone help me is it real do amex layoff their employees very frequently??

Hi Fishes, Amex is making me an offer with base salary 21lpa and band 30. My YOE is 7 years and current CTC is 15lpa. I feel I'm being underpriced. Thoughts?

HR is yet to share the LOI. Should I try renegotiating?

Anyone find value in having both the Amex platinum and gold card?

Hello ..

I work with Amex Gbt as an analyst.

I had my first increment this April and it seems that my basic salary has been frozen and the incremental amount has been added to Special allowance tab.

I want to know if it's ethical for a company to do this things ?

As I have consulted many people from our and other departments regarding this and only our department has this type of salary structure.

Please reply

Could anyone confirm that corporate gold and platinum Amex do not have the same 3-5X rewards on food, travel, etc. compared to the business and personal equivalents?

Hello all,

I'm currently working as a Lead analyst in Amex GBT with 5 years of experience. Can anyone please refer me to a good MNC company with a good payout as here the salary is not as per the industry standards.

Looking forwards for any reply.

Thanks

Does applying for a credit card impact your credit score if declined?

Currently have 712 FICO and have been building credit for 10 months with two basic CC’s, looking to get a chase sapphire or Amex gold. Open to other suggestions as well, ideally cards that have a bonus if you spend X amount in a few months.

Helpful if the card has major travel benefits but I have yet to start traveling for work and unsure when it will pick up so not necessarily a deal breaker

If I travel once a month for work for a week at a time, and my company pays for a credit card, should I get the Amex plat or CSR?

If my company pays for a credit card, what should I choose between CSR or Amex plat? I travel about once every month for a week

Where do you keep your emergency fund? I’ve been looking at high yield savings accounts (1-1.5%) and a few other options. Given that emergency money needs to be easily accessible at all times I’m interested what’s the best return I can get with no risk and ease of access. Thank you! P.S. I’m currently using Amex savings (1.15%)

Credit card recs?

Currently have a Sapphire Preferred, was thinking maybe going Reserve, or Amex Platinum, but I feel like at $700/yr you’re paying for some type of status symbol at that point

Hi Fishes, Could you guys share details of medical insurance provided by Amex for employee & parents, what's the max coverage and premiums. Are pre-existing conditions covered for parents as well ?

How many National/Regional Holidays do we get in Amex?

Had a connection flight for American Airlines, first flight grounded for 3 hrs, missed connection, no more flights out til tomorrow @10am. Missing 4 hrs of work, sleeping in airport overnight, and the line for the help desk to rebook is over 400 people long (leads out of the terminal) so will wait here for hotel voucher but I don’t think I will get to the front (at least for 5+ hrs). Can I book a hotel in my own and get it covered by American later? Or dispute through amex? Any help appreciated

Capital One Venture X, Chase Sapphire Reserve, or Amex Gold/Platinum?

What do I need to do regarding my Amex before leaving the firm

Hey made it to the 2nd round for a Senior Product Manager role with AMEX anyone has any tips?

Can anyone refer me at Nvidia, Intel, Qualcomm, Amex or Salesforce or at any product based org?

Tech Stack: Python, Kubernetes, Linux, GCP, AWS, Openstack, Ansible, Tf
Role: DevOps Engineer, Site Reliability Engineer, Cloud Engineer
YOE: 3.7
Current Salary: 15lpa

Hey Amex peeps, does the Pay Range Tool available in Square indicates the CTC or just the Base salary?

Thanks in advance 😊

Hi Fishes,

I am looking for Finance jobs in R2R/Reconciliation/Inter-company profiles.
Have previous experience in Amex and Genpact.
Trying to get rid of Toxic work culture and EMEA shift. Preferred shift is Day shift in NCR(preferably Noida).

Experience: 5 years

Please let me know of any referrals or walk-in interview drives.

Does someone have the link to the Single Consultants Bowl? I changed my company from EY to AMEX and somehow lost access to a lot of bowls I was in 🤦🏽‍♂️🤦🏽‍♂️

Hello Amex fishes, request urgent response
I am expecting a call from HR and been informed that I'm shortlisted, I have 9+ years exp in Mainframe and current CTC 8.3LPA, how much salary can I ask for safely? Is there anything else I should ask during the hr discussion?

Please help me understand how are the annual hikes at Amex? Read on some bowls that it is just 5-8% which is very poor imo, hence needed some clarity on this. TIA

Does everyone at EY get an Amex card or is it only certain levels? And for the wellness fund can we expense athletic wear? Just started as a senior and wanted some info