Does applying for a credit card impact your credit score if declined?

Currently have 712 FICO and have been building credit for 10 months with two basic CC’s, looking to get a chase sapphire or Amex gold. Open to other suggestions as well, ideally cards that have a bonus if you spend X amount in a few months.

Helpful if the card has major travel benefits but I have yet to start traveling for work and unsure when it will pick up so not necessarily a deal breaker

Are Analysts expected to travel while working for the consulting practise at Deloitte India? How often is one staffed on/rotated across projects?

How do you take care of your dog if you travel for work with your dog? Does your dog get enough exercises when you’re in travel? If it’s possible, I would like to know everything.

I'm currently interviewing for Director of Digital Marketing and Demand Gen roles. I have all the competencies required and can demonstrate all the skills through examples from my experience.

The issue I keep getting stuck at is my lack of people management experience. I have some people management from early roles, led project teams, agencies, and currently mentor people in the company. However the feedback is always lack of people mgmt exp.

Any tips on getting how to flip the narrative?

Looking for advice! I was approved to work remotely but my salary will decrease 10%. I received two raises so the decrease brings me down to my previous salary. I was told that it’s due to the cost of labor in the area.

I’ve been with my company for 8+ yrs, I love my manager and the work I do (engagement, recognition, & wellness programs) but I feel like I’m limiting myself since I have the experience, an HRM degree, and SHRM-CP credentials.

Should I apply for roles outside the company?

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

I’m new to this crypto stuff. I’ve been using Coinbase and GDAX in the past few weeks. Where chanI buy XRP or OMG? Any transfer option from GDAX?

Hello Fishes,
I am currently interviewing at EY GDS and HR discussion is done.
But the HR is saying they can offer only 36% hike.
YOE: 6
CCTC : 12 LPA fixed.

How should I proceed with this.

Hi All,
I recently learned that we can get our PPF limit from 1.5Lakh per year increased and so does it increase in 80C. Is that true? And if yes, how can it be done?

Partner told me that they will give me an offer with Deloitte ARA. Does anyone have any experience with the group. Hours, type of assignments, travel, pay etc?

What is the salary range for Senior Consultant at EY India?

I am an email marketing specialist. I am approaching my one year at my new job. I have been going above & beyond. I have been recognized by my boss that I have been doing great as well. I have been implementing new strategies, completing all assignments on time, and I do the most in all of our meetings, interviews and business events. How much can I ask for a raise?

Can I get a commercial loan without 25% down?

🐠- My parents have been trying to get B-1 visa appointment for few months to visit me to extend support during/after child birth. They originally were able to schedul for Oct but it was recently canceled by the counslate. The current earliest date is in March. Any suggestions on options to expedite appointment scheduling?

What’s the main difference between working on healthcare at a traditional shop like SSW vs. a PR place like Edelman or Marina Maher?

Is $100K CAD a reasonable salary for a Senior Art Director in Pharma?

What causes a coin to suddenly spike 100%+ in value in a matter of hours? I mean how does demand collectively sky rocket - seems unlikely that so many people would have a coordinated buy?

I was complaining about wfh initially since it was right in the middle of busy season. But now since things have slowed down and I'm working 40 hour weeks, I don't want to go back 😫

Any insight for expectations on annual raises at BDO? Going into my first year-end cycle as an advisory manager

Got H1B lottery picked up last year (2021). Now I have an approved petition. But I am not holding visa.

In this situation - can I able to switch company? Can I able to change the petitioner(new employer) in this approved petition?

Hi Fishes,

I have been laid off due to no project in EPAM anywhere. Please help me in getting immediate job with Manual testing, API testing skills. Total experience is 7.11years ans relevant experience is 3.2years. Last da will be 20th September 22. Preferred Work from Home location.

Does anyone have any innovative ideas to revamp a traditional listening tour? How would you make listening an everyday behaviour that still funnels up to leadership?

With rates going up, is now a good time to start a CD ladder?

Any advice on how to transition into healthcare IT without experience? I have a MS and MPH. Burned out on patient services roles. Hoping to make a transition before the year out. Actively seeking new opportunities.

Anyone interested in purchasing a SXSW Film badge at the early bird special cost of $895?

Hello, I looking for referral in business developpement management with relocation option. Thanks to anyone that can help!

Currently working in Arizona hybrid under my H1B status. My company is also located in AZ. I mostly do not need to go into office unless needed. Currently I’m planning to relocate to California for 2 months temporarily. My director is concern is this is going to affect my visa status. Does anyone have advice ?

Anyone in EY Advisory in NYC know how annual pay increases are distributed as a staff? I’ll be in tech advisory and have heard of pay increases from 5% to 12%. Is it domain or performance based?

My anxiety makes me good at my job. My incessant checking, and double checking, and analyzing has earned me praise, trust, and early promotions. Sometimes I wonder, if I were to take medication to give myself some relief, and to stop the panic attacks, would I be less productive? And then I wonder, do I value my own health so little? But I’m so validated by my performance...sad isn’t it? Hope I’m not alone.

Oliver Wyman is hiring - we have an open role in Raleigh, North Carolina and in New York City. Reach out to me if you are interested in joining a great team!

What is an offer of proof? How does that work procedurally?

People who are happy that the office is dead should reconsider. If the office is dead wouldn't that mean more outsourcing and less TC forward? Isn't it short sighted to think jobs will stay in the US if they are remote considering how expensive it is to hire here?

Does Steve Ballmer own up to his mistakes at Microsoft these days?

Are Delta international award tickets fully refundable the same way domestic ones are?

Pretty sure the answer is self explanatory but first year with real status. Does Marriott status reset Jan 1? For instance if I need 10 nights for Platnium am I SOL if I stay 9 nights by Dec 31?

Is SYW UBER integration dead?

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?

New to UR travel portal. I keep seeing that I will get 1.5x back here -- does that mean if I have 20,000 points originally, it becomes 30,000 points in the portal? (cont.)

Ritz Geneva at 50k points for 1 night! Worth it you think?

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

Anyone knows how chase sapphire travel insurance works? I used the first leg of the trip but cannot return due to an illness. It is cheaper for me to cancel the return leg and buy and new one way.

New year checklist for amex plat, CSR, Delta, and AA? :)

Rumor: CSR annual fee is increasing to $550. Added perks: DoorDash and Lyft credit.

Anyone with systemwide upgrades to sell on American Airlines ?

I am sick of seeing these SPG Marriott posts!! Can we talk about something else for a change?

What are some perks of the Ritz?? I’m staying here for the next few weeks but I don’t get the hype

Have an amount of Marriott points I would would like to use to buy United miles.

Any advice on carrying out this transaction?

Can someone rank all marriot properties for me. I don't use marriot and don't know the different between a Fairfield inn, residence inn, courtyard, etc.

For the Spg 50 night bonus award, is the 10 suite nights or the one free night award better?

Is there a good website or group or reddit page for travel flash sales / deals?

New Delta Marriott deal - 2 miles per $1 spent. Anyone switching to earn miles?

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

My Marriott ambassador is useless. I ask him to check with the hotel on trying to get certain rates etc and all he does is look in the system and tell me things aren’t available. (Cont.)